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Fintech Hall of Fame: The Top Digital Innovations in Financial Services

Fintech Labs Insights

Innovations from 1995 to 2014 (with launch dates) Note: Ranking as of Jan 2014 Wells Fargo is first in the world to offer Web-statement access (launched May 1995) Security First Network Bank launches first full-service Internet bank brand (Oct 1995, disbanded 2002) PayPal launches first online optimized payment system (Nov 1999, bought by eBay in 2003) (..)

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The Real Hunger Games: A Battle Royale In The Grocery Aisles

PYMNTS

The easiest possible summary is that in a post-apocalyptic future, the United States has become the Kingdom of Panem, which consists of a rich, technologically vibrant capital city ringed by 12 impoverished agrarian or industrial districts that are exploited for their resources by wealthy residents of the capitol. In the U.S.,

Branding 101
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High-Frequency Trading: Is It The New Normal?

Banking 2020

Animation aside, that would probably be Moneyball , an absorbing analysis of the moves made by Oakland As manager Billy Beane to rely more on technology-driven data than old-school scouting to put together his 2002 roster. To be clear, it’s not as if the regulatory bodies have kept their hands completely off this market.

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eBay/PayPal: What Everyone Missed

PYMNTS

After a rocky start, PayPal’s technology street cred became its risk/fraud engine, which helped it take on and manage the attendant buyer/seller risk that came along with PayPal’s new business model. Three years later, in 2002, eBay bought PayPal for $1.5 PayPal comprised 70 percent back in 2002, and almost surely a lot more today.

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The Connected Economy: It’s About Time

PYMNTS

The 2020s will be defined by the innovators who understand that time is a currency people truly value — and they will use technology and connected devices to maximize each unit of time. movies they saw in 2002. Yet that understates the role time will play as a catalyst to the innovations that will mark this new decade.

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Retail’s Adapt-Or-Die Moment: How Artificial Intelligence Is Reshaping Commerce

CB Insights

Below, we analyze how AI, machine learning, and computer vision-based technologies — including robots used for heavy lifting, navigation, and assembly tasks — are impacting all parts of the retail chain, from the manufacturing of goods all the way to their distribution. Using CB Insights data, we dug into the changing retail landscape.

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Killing The I-Bank: The Disruption Of Investment Banking

CB Insights

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. At the same time, financial upstarts have built technologies that could eventually cut into the relationship-driven work that investment banks are used to doing.