Independent Banker

MARCH 31, 2022

Treasurer Sarah Getzlaff, CEO, Security First Bank of North Dakota, New Salem, N.D. Coldwater, Ohio. Lucas White: We need to continue to differentiate community banks and educate policymakers on why tiered and proportionate regulation is necessary. ICBA executive committee (from left). Covington, Ind. Middlebourne, W.Va.

Community Bank 239

Community Bank Community Industry Texas 239

Abrigo

MAY 24, 2023

Bipartisan support The SAFE Banking Act's long road to the Senate Many in the AML/CFT community have been watching the unfolding of the Secure and Fair Enforcement (SAFE) Banking Act for some time now with no significant progress. Sherrod Brown, D-Ohio, in the same hearing.

Lending 195

Lending Fraud Operations Ohio 195

Abrigo

DECEMBER 18, 2023

Banks and thrifts hold half of all outstanding CRE debt through the second quarter, with insurance companies accounting for 12% and commercial mortgage-backed securities holding 14%, according to Trepp. CRE loans make up 28.7% of small bank assets, compared with only 6.5% at big banks. Loan documentation will be critical in upcoming exams.

Risk Management 222

Risk Management Management Lending Capital 222

PYMNTS

JULY 17, 2019

Like a toddler who has gotten his hands on a book of matches, Facebook has burned down the house over and over, and called every arson a learning experience,” said Ohio Sen. It’s a good idea for us to explore this because quite honestly cryptocurrency now is still kind of the wild, wild west that is not well regulated,” he said.

cryptocurrency 142

cryptocurrency North Carolina Idaho Louisiana 142

PYMNTS

AUGUST 14, 2018

Bob Latta (R-Ohio), the committee chair, urging regulation that would force financial firms to provide “relief to victims” of data breaches and more flexible data protection solutions. The group sent a joint letter to Rep.

Michigan 100

Michigan Report Ohio Groups 100

PYMNTS

MAY 16, 2018

The report recommends a collaborative approach among information security and compliance team members. As GDPR takes effect late in the month, firms must be compliant with new rules and regulations. Also noted by the site, Ernst & Young’s Global Fraud Survey has set its sights on compliance efforts.

Fraud 100

Fraud Compliance Cleveland Ohio 100

Independent Banker

MARCH 15, 2015

Coldwater, Ohio. in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. Coldwater, Ohio. Regulation Review Committee, vice chairman. Ohio Banking Commission, board member. Ohio Banking Commission, board member. By Kelly Pike. The Peoples Bank Co.

Ohio 70

Ohio Community Bank Community Lending 70

CFPB Monitor

JULY 18, 2019

As did the 2016 advisory, the update references the guidance issued in 2013 by the CFPB and seven other financial regulators to clarify that financial institutions are generally able to report suspected EFE to the appropriate authorities without violating federal privacy laws.

Ohio 60

Ohio Report Leadership Training 60

Gonzobanker

NOVEMBER 9, 2015

Samsung bought LoopPay with its Magnetic Secure Transmission technology, which gives it the ability to reach merchants in a way that other wallets cannot due to having both the NFC (near-field communication) and MST (magnetic secure transmission) technologies. Innovation in security. Apple Pay … not.

blockchain 60

blockchain Bitcoin Lending Innovation 60

Independent Banker

FEBRUARY 24, 2016

Coldwater, Ohio. Regulators Luncheon*. People tend to overestimate the security of the status quo. Get ready to learn, interact with your professional peers and be rejuvenated! General Session Speakers. Jack Hartings. ICBA Chairman, and President and CEO. The Peoples Bank Co. jjhartings. Josh Linkner. joshlinkner.

Community Bank 70

Community Bank Community Innovation Customer Experience 70

PYMNTS

NOVEMBER 4, 2019

Griffin, who serves as professor of finance at the University of Texas, and Amin Shams, finance instructor at the Ohio State University, said this month — building on research from June of 2018 — that the outsized gains came from a single entity. Those two researchers, John M. And the regulatory landscape is less framework than patch quilt.

Bitcoin 101

Bitcoin Ohio Texas cryptocurrency 101

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. As expected, these rate hikes stopped the mortgage industry in its tracks. The Smarter Bank Talent Award. That’s what leaders do addressing the difficult I.T.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

OCTOBER 7, 2019

1595, known as the Secure And Fair Enforcement (SAFE) Banking Act, on Sept. The bill was sponsored by Congressmen Ed Perlmutter of Colorado, Denny Heck of Washington, Steve Stivers of Ohio and Warren Davidson of Ohio — all members of the House Committee on Financial Services. House of Representatives passed H.R.

Payments 213

Payments Ohio Cards Industry 213

PYMNTS

JULY 30, 2019

In a hearing titled “Examining Regulatory Frameworks for Digital Currencies and Blockchain,” the United States Senate Banking Committee heard from industry participants and analysts, with a common refrain that potential and risk are in the offing, and new regulations are needed. In remarks Tuesday (July 30), Sen.

United States 142

United States blockchain Idaho Regulation 142

CFPB Monitor

FEBRUARY 3, 2020

The Institute is considered the country’s premier consumer financial services CLE program and this year’s Institute will once again explore in detail important developments in consumer financial services regulation and litigation. The leadership and priorities of the CFPB, OCC, FDIC, and FTC have changed under the Trump Administration.

New York City 78

New York City San Francisco FDIC Chicago 78

PYMNTS

DECEMBER 4, 2018

Said Ohio Democrat Sherrod Brown, such relaxing of rules could be harmful. financial system.”. As noted by Credit Union Times, there was some discussion over how relaxed rules should be for smaller financial institutions.

Innovation 161

Innovation Regulation Compliance Idaho 161

FICO

JANUARY 5, 2023

Open banking, BNPL, cybersecurity and AI will all be under the microscope for regulators and policymakers, but not all areas will see major action in 2023. regulators take a major step in addressing the emerging open banking landscape. Several groups have also called for comprehensive industry regulation. Four 2023 U.S.

Policies 52

Policies Company Regulation Risk Management 52

PYMNTS

JULY 22, 2019

Highlights from Tuesday’s hearing include Ohio Sen. Sean Duffy offered Facebook “kudos on the innovation” before starting in on a line of questions about who is allowed to use the Libra network, what kinds of transactions can it support — and how secured against money laundering it actually is. They didn’t. Can Louis Farrakhan?

Washington 144

Washington Rhode Island Missouri New York 144

PYMNTS

FEBRUARY 13, 2017

What’s more, the legislation would restrict the CFPB ’s oversight and restrict its ability to go after large publicly traded companies that are already regulated by the Securities and Exchange Commission.

Ohio 101

Ohio Texas New York Leadership 101