PYMNTS

SEPTEMBER 21, 2020

For example, Election Day in past years was not marked by anything but the hour or so that it took to cast a ballot. It’s also an area where the big six or other retailers won’t play this year, focusing instead on regional and national media. Not this year. Now, the where.

Retail 169

Retail social media Marketing Branding 169

Independent Banker

DECEMBER 31, 2021

As social media platforms tinker with their algorithms, marketing experts say one trend is clear: Paid social campaigns are becoming increasingly necessary to cut through the noise and reach customers. Although posting organically is an authentic way to build customer relationships, it requires time and patience to reach marketing goals.

Marketing Strategies 91

Marketing Strategies Strategy Marketing social media 91

BankUnderground

MAY 11, 2021

How is household consumption affected by borrowing constraints in the mortgage market? We show that HTB boosted household consumption in addition to stimulating housing market activity. Relaxing the down payment constraint thus has important macroeconomic effects that extend beyond the housing market.

Marketing 119

Marketing Regional Payments Policies 119

South State Correspondent

APRIL 18, 2023

We concluded that the market does not adequately compensate banks for credit and interest rate risks. Bankers provide advice based on the customer’s particular situation and needs, as those needs evolve over the customer’s lifetime and as the market changes. Here is an example of Linda’s process.

Strategy 195

Strategy Regional Industry Community Bank 195

American Banker

JANUARY 14, 2021

A sponsorship deal between the regional bank and the league will emphasize economic empowerment and financial education. It's a good example of how corporations increasingly seek to associate their brands with a cause or purpose, experts say.

Marketing 72

Marketing Regional Examples Branding 72

PYMNTS

JUNE 24, 2019

The parties rarely meet in person, presenting a trust issue that can become an even bigger problem when employers have to make payments across borders as payment preferences vary between regions. An employer based in the United States, for example, will most likely want pay for a job in U.S.

Marketing 100

Marketing Community United States Payments 100

PYMNTS

OCTOBER 27, 2017

India has overtaken the United States to become the world’s second largest smartphone market. According to news from a report by Canalys , smartphone shipments in India grew 23 percent year over year in Q3 2017 to reach just over 40 million units, making the country the world’s second largest smartphone market after China.

Marketing 100

Marketing Samsung United States Apple 100

PYMNTS

JUNE 24, 2020

Businesses are digitizing more rapidly these days, often tapping into new overseas markets and expansion opportunities created by COVID-19. That can mean accessing the best fraud results for a given transaction, for example, and it can mean routing transactions through a particular gateway based on success rate data to improve acceptance.

Payments 130

Payments Regional Analysis Compliance 130

PYMNTS

JANUARY 24, 2019

And that dominance came during a slowdown in the Chinese smartphone market, as well as some games being frozen on the market. According to App Annie, much of the high levels of activity in the Chinese market can be ascribed to rather high levels of fragmentation. billion in revenues annually.

Marketing 139

Marketing Mobile Video Regional 139

South State Correspondent

FEBRUARY 27, 2024

Further, bankers need to be realistic about assumptions such as usage, probability of default and loss given default, and cross-sell opportunities (such as deposit size, deposit stickiness, and deposit costs) – all of these inputs are forward-looking and must be modeled, stress-tested, and adjusted with market changes.

How To 195

How To Community Bank Community Management 195

PYMNTS

SEPTEMBER 3, 2019

It’s another thing to walk the walk, especially when it comes to giving sellers the chance to gain new revenue via online marketplaces and new markets. Tsang told Webster that the firm had opened up shop in Vietnam, putting feet on the street in this emerging market for cross-border commerce. Other Markets. Main Lesson.

Marketing 116

Marketing Mobile Payments Online 116

PYMNTS

SEPTEMBER 30, 2020

Consumers and businesses have been moving online in recent years, and regulators from the European Union to the Middle East and North Africa (MENA) region have worked to keep up with this migration. The pandemic has refocused scrutiny on the open banking ecosystem’s privacy and security. 1 to adjust their standards in compliance.

Regulation 175

Regulation Data Regional Examples 175

PYMNTS

OCTOBER 7, 2020

“Japan, the third-largest economy in the world, is an important market in our global growth strategy as we continue to see encouraging signs of recovery across the region amidst the new normal.

Regional 218

Regional System Operations Community 218

PYMNTS

DECEMBER 7, 2020

operations to PNC Bank , creating the fifth-largest regional player in the U.S. Merger-related activity has been keeping pace at what had been seen in prior years, he said, citing the integration of TCF and Chemical Bank over the summer, for example. Gearing Up For Disruption.

Google 282

Google Examples Regional Lending 282

PYMNTS

NOVEMBER 12, 2020

Morgan , the successful treasury transformation in the Asia Pacific region hinges on digitization — and not simply electronification. That is higher than the percentages registered in other regions such as Europe, the Middle East and Africa (EMEA) and Latin America, where rates have been in the 50-plus percent levels.

Innovation 295

Innovation Regional Data Payments 295

PYMNTS

JANUARY 18, 2018

But according to a new report from EY, it would be unfair to say that regulation is the only driving force behind large banks’ changing market strategies. In its Global Banking Outlook 2018 survey , EY assessed 221 financial institutions across 29 markets. Optimism Up. North American banks are among the most optimistic, EY found.

Regulation 156

Regulation Innovation Fintech Marketing 156

South State Correspondent

APRIL 30, 2024

Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. We witness over and over how some banks get themselves in deeper trouble booking derivatives on their books that are bets on market interest rate movements.

Community Bank 195

Community Bank FDIC Community National 195

South State Correspondent

APRIL 30, 2024

Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. We witness over and over how some banks get themselves in deeper trouble booking derivatives on their books that are bets on market interest rate movements.

Community Bank 195

Community Bank FDIC Community National 195

NCR

DECEMBER 8, 2017

The transformation of the global payments market continues to gather pace, with the emergence of a growing number of technologies offering consumers more choice than ever when it comes to choosing how they pay for goods and services. Emerging markets set for non-cash payments boom. percent globally in 2014-15.

Marketing 78

Marketing Payments Regional Mobile 78

PYMNTS

JUNE 3, 2020

Imagine if a North American company had the market share of Amazon, the payment flexibility of PayPal and the credit portfolio of Visa. In Latin America, such a company exists in the form of MercadoLibre , a triple-threat regional financial powerhouse based in Argentina. One difference is the use of debit cards online. ”

America 248

America Regional Fraud Mobile 248

PYMNTS

JANUARY 18, 2017

This can become increasingly difficult in emerging markets, where Kunal Patel, global head of product strategy and mobile payments at GoSwiff , explained that merchants are focused on operating in cash-driven economies. KW: How do you get the consumers — who, in many of these markets, are very cash-centric — on board?

Marketing 100

Marketing Regional Mobile Regulation 100

PYMNTS

JULY 24, 2020

Open banking is often associated with the European Union (EU) almost by default as the region pushes the envelope further on regulation than anywhere, partly to encourage — but also to keep up with — imaginative FinTech innovators going to market throughout the Eurozone. FinTechs Flourishing. Similarities To The EU. “The

America 168

America Regional Regulation Fintech 168

PYMNTS

DECEMBER 4, 2019

Since partnering two years ago, Visa and NovoPayment have advanced digital payments across the region. In addition, Visa Token Services was introduced to the region for payouts, peer-to-peer (P2P) payments and B2B money movement. Visa has also made a strategic investment in NovoPayment.

America 132

America Regional National Fintech 132

PYMNTS

DECEMBER 11, 2019

So-called peer-to-peer (P2P) lending has certainly faced challenges in certain markets. Since launching its SME and P2P lending services — the latter involves investors found online who take part in the financing programs in hopes of healthy returns — the situation in the region has been, as Moore put it, challenging.

Fintech 144

Fintech Lending Regional Regulation 144

BankUnderground

DECEMBER 20, 2023

These results also hold across regions in England. First, the resulting increase in mortgage costs has consequences for both supply and demand in the rental market: it can discourage new buy-to-let landlords, and keep future homeowners as tenants for longer. We also plot the point estimates for each English region in grey.

Policies 107

Policies Albuquerque Regional San Francisco 107

PYMNTS

SEPTEMBER 28, 2020

One area where the pandemic may significantly impact emerging data protection and open banking rules is the Middle East and North African region (MENA). The ongoing pandemic has caused many regulators in the MENA region to examine the digital and open banking infrastructure they have in place. Around The Data Protection World.

Online 151

Online Report Payments Regulation 151

PYMNTS

JULY 23, 2020

Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. Brazilian lawmakers have been developing open banking plans since 2019, for example, outlining rough guidelines to be enacted late this year.

America 165

America Regulation Regional Tools 165

PYMNTS

JULY 21, 2020

Open banking is appealing to financial institutions (FIs) and regulators in many markets, even as the pandemic sweeps across the world. Regulators in other regions, including Latin America, are also shaping and announcing plans to enable open banking and better support digital financial systems.

Mobile 229

Mobile Report America Regulation 229

South State Correspondent

APRIL 10, 2023

Fair value accounting measures assets and liabilities at current market value instead of historical or amortized value. Nonetheless, with the recent collapse of sizeable regional banks, regulators, investors, analysts, accountants, and bankers are now scrutinizing the fair value of banks’ securities and loan portfolios.

Community Bank 195

Community Bank Community Security Capital 195

PYMNTS

FEBRUARY 6, 2020

And while enthusiasm for expanding opportunities to access the Chinese market and its billion-plus consumers is as avid as it’s ever been — as evidenced by last week’s announcement of PayPal and UnionPay’s global payments partnership — the bigger commerce story has expanded beyond China in the last few years.

Regional 154

Regional Marketing social media Online 154

PYMNTS

MARCH 12, 2020

Payment processors expanding their operations into new industries and markets have their work cut out for them, however. Buy online, pickup in store (BOPIS) purchasing is one example. Using the large data flows that international payment processing sees can give you great local and regional and international forewarning of behaviors.

Fraud 130

Fraud Analysis Regional Examples 130

South State Correspondent

JANUARY 18, 2023

For example, on a 5-year loan, the bank may charge a 5,4,3,2,1 prepayment. It is a standard provision at most national and larger regional banks that offer long-term fixed-rate financing. Options For Prepayment Penalties Banks use four standard prepayment provisions for commercial loans. Lender: [long pause] I’ll see what I can do.

Community Bank 195

Community Bank Examples Community How To 195

Abrigo

DECEMBER 18, 2023

Takeaway 2 Advisors recommend that financial institutions look behind some of the headlines and examine their own markets before ruling out CRE altogether. But understanding trends in their own portfolios and local markets can allow lenders to identify risk-appropriate CRE credits. The impact is not consistent.”

Risk Management 222

Risk Management Management Lending Capital 222

Perficient

MARCH 3, 2021

Intelligent organizations utilize events (be it a downtown in the market, a merger/acquisition for your company, etc.) For example a 13-week rolling forecast is commonly adopted among corporations, as it is not too long term and its periodicity (weekly) is not to granular nor broad.

Analytics 221

Analytics Tools Data Regional 221

PYMNTS

NOVEMBER 16, 2020

It will be used to scale their platform and build out sales and marketing, executive and engineering teams. And we were very keen on enabling those kinds of people because our tools are designed for marketers, agencies and other non-technical people to tell the stories that they need to tell.”.

Retail 226

Retail Regional Branding Tools 226

CB Insights

JULY 18, 2018

Investors from around the globe are flocking to Latin America — within the first half of 2018, deep-pocketed investors like Andreessen Horowitz, Sequoia Capital, and DST Global have backed startups in the region. Since 2012, investments into the region have nearly tripled. Want the 12-page report for free? at the time.

Regional 50

Regional America Capital United States 50

PYMNTS

JUNE 29, 2020

The rise of online and contactless transactions in the European Union, for example, has meant that many merchants are making the bulk of their sales away from brick-and-mortar stores. from 30 euros to 50 euros ($33.67-$56.12), for example. Such transactions have been popular in the U.K. however, notably SCA.

How To 239

How To Payments Management social media 239