Perficient

MARCH 3, 2022

Federal bank regulators work together to design Comprehensive Capital Analysis and Review (“CCAR”) stress tests that are designed to ensure that even in the case of a severe recession, significant banks can lend to households and businesses. Covered institutions are required to use specific scenarios to conduct the stress tests.

Capital 294

Capital Regulation Exercises United States 294

Abrigo

NOVEMBER 22, 2021

Consumer Lending Laws & Compliance Financial institutions offering consumer loans need to know about these major consumer lending laws and recent compliance issues. You might also like this webinar, "Consumer Lending 101.". Consumer lending compliance spotlight. Pandemic Issues.

Compliance 195

Compliance Lending Risk Management Regulation 195

FICO

DECEMBER 20, 2018

The annual exercise of staring into our crystal balls and making predictions for the coming year has begun. In our current rising rate environment, any bank that can’t grow (or at least sustain) its deposits base will face shrinking net interest margins and a competitive disadvantage in their consumer lending businesses.

Trends 73

Trends Lending Fraud Exercises 73

Abrigo

FEBRUARY 24, 2022

In 1997, all members of the Federal Financial Institution Examination Council (FFIEC) except the National Credit Union Administration, added the “S” (Sensitivity to Market Risk) measure to the CAMELS rating to account for interest rate sensitivity within institutions. Lending & Credit Risk. Sources of interest rate risk.

Management 195

Management Analysis Strategy Policies 195

CFPB Monitor

JANUARY 12, 2021

Congress should authorize the Bureau to issue licenses to non-depository institutions that provide lending, money transmission, or payment services. Congress should grant the Bureau explicit authority to examine institutions for Military Lending Act compliance. Bureau reorganization. enforcement, rulemaking and supervision).

Report 78

Report Regulation Policies Compliance 78

CFPB Monitor

MAY 6, 2015

The final rule also requires states to report to the Appraisal Subcommittee (ASC) of the Federal Financial Institutions Examinations Council (FFIEC) information required by the ASC to administer the new national registry of the AMCs (AMC National Registry), which includes both state-registered AMCs and federally regulated AMCs.

Company 60

Company Management National Exercises 60

BankUnderground

AUGUST 9, 2022

Widespread adoption of crypto in the metaverse, or any other setting would require compliance with robust consumer protection and financial stability regulatory frameworks. In the future, people could shop, exercise and socialise within the metaverse. In this post, we focus on the open-metaverse vision.

System 132

System blockchain cryptocurrency Lending 132