Remove 2027 Remove Cards Remove Management Remove Security
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Report: Tokenization And Data Vaulting Take The Sting Out Of PCI Compliance

PYMNTS

Adhering to Payments Card Industry (PCI) Data Security Standards (DSS) is an unavoidable requirement for any and all eTailers that accept card payments, but a surprising number of firms are not up to speed on these standards. The need for digital security has never been more paramount than during the COVID-19 crisis.

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Amex, Santander Explore FinTech Using API

PYMNTS

American Express , the world’s largest card issuer based on purchase volume, has moved ahead with the latest in a series of blockchain agreements that it hopes will position the company as a leader in this new transaction technology. Using API technology, customers can integrate Santander’s cash management solutions into existing ERP systems.

Fintech 117
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The CFPB section 1071 effective date

Abrigo

The CFPB generally describes it as a request for any of the following: Loans Lines of credit Credit cards Merchant cash advances Credit products used for agricultural purposes Requests for additional credit on an existing loan are not counted as originations for the purpose of determining a covered financial institution.

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Are Mobile Payments Finally Ready To Ignite In Japan?

PYMNTS

And insofar as they shopped online, cards (credit and debit) were preferred by nearly three-quarters of respondents. However, there have also been some significant steps back — particularly when it comes to securing a trillion-dollar switchover to cashless. credit card and 10 percent with other types of credit cards.

Mobile 154
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Deep Dive: Using Payments Orchestration To Power International Growth

PYMNTS

trillion by 2027, and more than half of all eCommerce shoppers buy from merchants abroad. Those that work with third-party specialists must decide whether they want to build and manage the connections to their various payments services or focus instead on orchestrating them to optimize revenue.

Payments 162
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Legacy Banks Embrace APIs To Counter Competitive Cycle

PYMNTS

In a new report, Renee Schuurman, global market manager of Citi ’s channel services division, makes an argument that by using application program interfaces (APIs), traditional banks are able to disrupt the marketplace by developing highly scalable solutions, and not fall victim to being disrupted themselves by new entrants. Switch, Inc.,

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Instant payments more mainstream than ever, but at what cost?

Insights on Business

Paying with your mobile is rapidly moving towards becoming the new cash and in the process, replacing traditional credit and debit cards. Collectively and as individuals we ask a recurring question – what kind of personal privacy and financial security are we willing to risk and sacrifice for the ultimate convenience of our mobile devices?