Bankelele

MARCH 24, 2022

Managers at Kenya’s largest stockbroker, EFG Hermes, held a media briefing on the state of investing in Kenya in 2022. This is at a time that the Democratic Republic of Congo is about to join the East African Community, potentially doubling its market size from over 100 million to 200 million and making the region […].

Regional 41

Regional Community Management Marketing 41

South State Correspondent

JANUARY 3, 2023

Despite reaching the highest profitability in over a decade in 2022, US banks overall trade at a discount to other sectors as measured by P/E or P/Book, and approximately 53% of US banks have earned less than their cost of equity over the last five years. Market segments – A bank is a compilation of its customers.

Community Bank 221

Community Bank Community Data Marketing 221

Independent Banker

JUNE 30, 2022

We asked community bankers and experts for their advice on ensuring employees feel a sense of belonging. If community banks put in the effort to foster a sense of belonging, the result is a stronger workplace culture, greater employee loyalty and, ultimately, a better experience for customers. By Roshan McArthur.

Community Bank 91

Community Bank Community Leadership Millennials 91

Independent Banker

JULY 31, 2022

These community banks share how they have (or haven’t) altered their hiring strategies. According to the BLS, “quit levels and rates” by employees is higher in all employment sectors than it is in “finance and insurance” specifically, which is where community banks would fall (see table below). Photo: Colin Conces. By William Atkinson.

Community Bank 91

Community Bank Community Iowa Louisville 91

South State Correspondent

JANUARY 20, 2023

2022 will go down as one of the worst years for community bank loan mispricing when viewed on a spread basis. ROE Targets Moved up in 2023 As was the theme for most of 2022, the target risk-adjusted return on equity increased from 15% at the start of 2022 to 24% at the beginning of 2023. Multifamily is the other call-out.

Lending 195

Lending Community Bank Community Data 195

South State Correspondent

MAY 18, 2022

In two recent articles, we reviewed the banking industry’s deposit behavior with regard to cost of funding earning assets (COF) ( HERE ), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle ( HERE ). That 1.80% level is expected to be achieved in July 2022.

Community Bank 195

Community Bank Community Analysis Industry 195

Ublocal

APRIL 6, 2023

With many pandemic-related food relief programs ending—including increased SNAP benefits and free school lunches —as well as rising inflation and food costs , the risk of food insecurity for residents across our region is ever-growing. It’s also something that we can all work on together to eliminate.

New Hampshire 52

New Hampshire Vermont Community Regional 52

Abrigo

FEBRUARY 23, 2023

Relationship focus helps CFIs Small banks can leapfrog competitors and better serve their communities by combining their unique advantages with smart management and partnerships. How can community financial institution leaders manage their challenges and seize their opportunities at the same time?

Community Bank 195

Community Bank Kansas City Community Lending 195

Abrigo

MARCH 8, 2024

In 2023, reported fraud losses surged to over $10 billion, a 14% increase from 2022, despite a similar number of cases being reported at 2.6 While previously, fraud was local or regional, today, scammers leverage technology extensively. Notably, the nature, targets, and methods of perpetuating fraud are evolving. Spread the word.

Fraud 195

Fraud Technology Trends Training 195

South State Correspondent

MAY 3, 2023

As a side note, FRB’s long-term fixed-rate loans had a carrying value of $137Bn at the end of 2022 but a fair value of $118Bn, or a loss that more than wiped the bank’s $14Bn in capital. In fact, we had a conversation just last week with the head of a lending division at a large regional bank.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

As a side note, FRB’s long-term fixed-rate loans had a carrying value of $137B at the end of 2022 but a fair value of $118Bn, or a loss that more than wiped the bank’s $14B in capital. In fact, we had a conversation just last week with the head of a lending division at a large regional bank.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

As a side note, FRB’s long-term fixed-rate loans had a carrying value of $137B at the end of 2022 but a fair value of $118Bn, or a loss that more than wiped the bank’s $14B in capital. In fact, we had a conversation just last week with the head of a lending division at a large regional bank.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

JANUARY 4, 2023

A potential economic slowdown, slower rate rises, an inverted yield curve, and deposit stress likely make 2023 a trying year compared to 2022. While the current growth rate needs to be left to each bank based on their capital cost, market, and risk tolerance, the general guide is that growth should be in the 3% to 5% range for this year.

Community Bank 195

Community Bank Capital Lending Training 195

FICO

AUGUST 3, 2022

Fraud Ideas from FICO World 2022 – and Excitement for 2023! FICO World 2022 was an excellent event with a stellar fraud protection and compliance track - here's some of what we learned. Wed, 08/03/2022 - 12:40. Tue, 07/02/2019 - 02:45. by TJ Horan. expand_less Back To Top. A Greatest Hits Compilation.

Fraud 52

Fraud Analytics Trends Innovation 52

Independent Banker

JULY 31, 2022

Fallout from recent global events presents an obstacle to generating revenue for community banks. Since COVID-19, profitability planning for community banks has mainly hinged on how the government was coping with the pandemic and the key role financial institutions played in keeping the economy afloat. By Elizabeth Judd.

Strategy 135

Strategy Community Bank Louisville Community 135

PYMNTS

JULY 21, 2020

The value grocery chain also said it intended to come into the greater Phoenix market and continue to support Gulf Coast store growth with a new Alabama distribution center, according to a Tuesday (July 21) announcement. The grocer intends to break ground on its new Loxley, Alabama distribution center and regional headquarters next year.

Alabama 159

Alabama Phoenix Arizona Florida 159

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 194

Fintech Community Regional Technology 194

PopularBank

APRIL 3, 2024

And as soon-to-be retirees explore housing options in Florida, Arizona, the Carolinas and other popular retirement states, a higher cost of living and a shortage of middle-market senior housing are raising concerns for those ready to embark on a fixed income lifestyle. Construction costs for middle-market senior housing.

Community 52

Community Operations Arizona United States 52

Gonzobanker

FEBRUARY 8, 2022

While AOBA 2022 had its share of execs wanting to “fake it until they make it” with future innovation, credit is due to the bankers who are pouring real financial investment into new fintech experiments. COVID may have accelerated things, but talk of booster shots and workplace policies wasn’t the most striking contrast at AOBA 2022.

Fintech 165

Fintech Customer Experience Conference Technology 165

PYMNTS

OCTOBER 22, 2019

This developing world of payments and the fierce competition offered by non-traditional providers of financial services presents big challenges to smaller and community banks – those financial institutions (FIs) with less than $10 billion in assets. Deposit Trends. That brings [smaller] banks an immediate string of deposits,” Good said.

Community Bank 116

Community Bank Community Operations Leadership 116

FICO

MARCH 28, 2023

I founded a FICO Women Leaders initiative that uses networking and the power of community to help women succeed as leaders in a highly complex technology firm. We have also organized regional forums for female leaders in fintech, such as a recent Women in Leadership event held in Toronto in December 2022. Join us there!

Leadership 52

Leadership Software Community Florida 52

Bobsguide

APRIL 13, 2022

Dubai, UAE – April 13, 2022 – Finastra today announced that Banque Misr, the second largest national bank in Egypt with international presence, has selected Fusion Trade Innovation and Fusion Corporate Channels to digitalize its trade finance services and provide a premium user experience. About Finastra.

Regional 113

Regional Innovation User Experience Software 113

Independent Banker

MARCH 31, 2022

We asked community banks how they’re dealing with the resulting shifts in their employment models. Before remote work was an emergency measure to keep employees safe from a devastating virus, it was a perk some community banks offered to retain and attract talent. is among the community banks carefully navigating the new landscape.

Missouri 142

Missouri Community Bank Community Management 142

CFPB Monitor

AUGUST 22, 2022

Comments must be submitted by October 17, 2022. Collecting information on credit cards available to specific communities or groups. According to the CFPB, the largest issuers represent the vast majority of the credit card market, and many of them offer dozens of products with different combinations of rates, fees, and rewards.

Survey 78

Survey Cards Community Data 78

PYMNTS

NOVEMBER 19, 2020

This represents 59 percent growth over the past 10 years, much of it buoyed by a surge in sign-ups across the Oceania region. There are several reasons for this robust growth, not the least of which are the member-centric services and products CUs provide.

Alabama 228

Alabama Meeting Fraud Trends 228

Bobsguide

MARCH 21, 2022

Dubai, UAE – March 21, 2022 – Finastra today announced its collaboration with Union of Arab Banks to help banks across the Arab League member states offer enhanced digital services to their customers. We are excited to work with the Union of Arab Banks to roll out a model digital bank for the Arab banking community.”. About Finastra.

Digital Banking 60

Digital Banking Innovation Community Regional 60

Jeff For Banks

FEBRUARY 26, 2023

And at AOBA, Laura Hamilton of OTC Markets Group, Inc., and Ciaran McMullan , former CEO of Suncrest Bank CA extolled the benefits of OTC listing, particularly OTCQX market listing in a session titled How to Maximize Your Stock as Currency. Suncrest sold in 2022 to CVB Financial Corp. and global companies.

Conference 78

Conference CA Arizona Case Study 78

FICO

NOVEMBER 16, 2022

Wed, 11/16/2022 - 20:10. In August 2022, we commissioned a survey of 156 global executives and managers from retail banks and retail financial institutions. Pain Points in Fraud Management Vary by Region. The regional differences were most intriguing, with clear differences among the four global groups surveyed.

Fraud 52

Fraud Data Survey Regional 52

South State Correspondent

APRIL 6, 2022

For the average community bank, the cost of capital is currently hovering around 11.83%, which means banks need to produce above that amount in risk-adjusted return on capital (RAROC) to stay in business. Finally, others use this data from their state or region and get the statistics below.

Capital 195

Capital Training Management Atlanta 195

Gonzobanker

DECEMBER 17, 2021

Then right back to the impossible in 2022. From nowhere, sizable regional players are being created. For the past four-plus years, Chesler has guided Glacier through continued growth and successful acquisitions across the West, all while staying true to Glacier’s local market culture. We can’t wait to see next year’s successes.

Fintech 142

Fintech Strategy Leadership Lending 142

Ublocal

JUNE 5, 2023

Business plan and financial projections Small businesses applying for an SBA loan must have a business plan with information about their target market, competition, marketing strategies, and a clear understanding of how the loan will be used to help the business grow. Another common mistake is not to address potential roadblocks.

New Hampshire 98

New Hampshire Vermont Resources Taxes 98

CB Insights

AUGUST 22, 2018

Many are already leveraging the products and services from market leader Amazon Web Services (AWS), which offers one of the most comprehensive and reliable cloud platforms today. See why the cloud computing services industry is expected to reach $513B by 2022. And many organizations are doing just that. Get the free 59-page report.

Google 60

Google Strategy Tools Resources 60

CB Insights

JUNE 14, 2018

T echnology trends and market needs are pushing companies to set their sights on the residential real estate and construction industry. In this report, we examine the materials and methods reshaping residential construction, new housing and community development projects, and what these trends could mean for the future of where we live.

Seattle 56

Seattle Capital Industry New York 56