PYMNTS

NOVEMBER 5, 2018

So too, for that matter, has the crypto space at large, where hundreds of billions of dollars in market capitalization have been lopped off by investors, as evidenced by nadirs seen over the summer. Overall, cryptos have fallen for eight months in 2018. Investor sentiment turns on a dime, it seems, or on a token.

Bitcoin 187

Bitcoin Regulation cryptocurrency Marketing 187

PYMNTS

APRIL 30, 2018

Fifty-four percent of small business owners say they are optimistic about the national economy , found Bank of America’s 2018 Business Advantage Small Business Owner Report. More than 90 percent of survey respondents said they feel the government did not adequately prepare the small business community for the new tax code.

Taxes 144

Taxes America National Community 144

PYMNTS

APRIL 16, 2019

It also introduces updated requirements, in line with post ‘07-’09 financial crisis levels, for liquidity and capital. Parliament also passed protection for whistleblowers who bring crimes like tax evasion to light. The TIPS system, which was launched in 2018, is a challenge to payment companies and technology players such as PayPal.

System 116

System Taxes Regional Google 116

PYMNTS

JANUARY 22, 2020

As for the mechanics: An “account aggregator” system is being created by banks, and will be regulated and licensed by the central bank. open banking customers have passed the one-million-customer mark for the first time, two years in, and regulated providers have grown to more than 200 from roughly 100 at the end of 2018.

Data 141

Data Payments Regulation System 141

PYMNTS

SEPTEMBER 18, 2019

In a market without Open Banking regulations, FinTechs continue to enter in to the market, collaborating with bank partners to offer their own financial services — which often compete directly with other financial institutions. The delicate balance between bank-FinTech competition and collaboration continues to teeter in the U.S.

Fintech 144

Fintech Payments Meeting Capital 144

PYMNTS

JANUARY 22, 2020

As for the mechanics: An “account aggregator” system is being created by banks, and will be regulated and licensed by the central bank. open banking customers have passed the one-million-customer mark for the first time, two years in, and regulated providers have grown to more than 200 from roughly 100 at the end of 2018.

Data 132

Data Regulation System Taxes 132

PYMNTS

NOVEMBER 6, 2018

Taxes, minimum wage, global trade tariffs — there are a lot of regulatory changes weighing heavily on the minds of U.S. Dr. Jonathan Mordis, PharmD, CPh, VP of business development at Corporate Capital Direct unit Rx Fund Assist , pointed to one of the root causes of cash flow pain for independent pharmacy owners.

Capital 130

Capital Iowa Management Community 130

PYMNTS

JUNE 25, 2018

He noted that in the financial services realm, firms are already heavily regulated and they struggle with the looming threat of consequences, should shortcomings arise, when it comes to risk management. It’s a long term gain in terms of balancing long term capital output with immediate returns on savings.

Risk Management 167

Risk Management Strategy Management Compliance 167

BankUnderground

NOVEMBER 8, 2023

In a new working paper , we show that cap-and-trade schemes lead to lower volatility in GDP and financial variables, and result in reduced welfare costs of the business cycle , when compared to the more widely known carbon taxes. At the heart of the model are intermediate polluting firms in a capital-intensive sector.

Policies 64

Policies Regulation Taxes Compliance 64

PYMNTS

APRIL 30, 2018

In this world, the only things certain are death and taxes. According to a Crunchbase article published in February of 2018, investments in blockchain and blockchain-related startups (excluding initial coin offerings, or ICOs) were already 40 percent of what they were in 2017. billion in 2018 growing to $1.1 Benjamin Franklin.

Fintech 183

Fintech blockchain Lending Digital Banking 183

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Stripe went on to raise a seed round from Sequoia Capital, Andreessen Horowitz, SV Angel, and PayPal founders Peter Thiel and Elon Musk in 2011.

Online 98

Online Company Retail Payments 98

CB Insights

DECEMBER 15, 2020

These companies differentiate themselves from traditional human advisors with lower fees, 24-hour automated support, portfolio rebalancing, and tax optimization, which can translate to higher returns for investors in the long run. Total wealth management deals were up 31% from 2018, according to PwC. Source: Bloomberg.

Management 87

Management Fintech Industry Trends 87

CB Insights

OCTOBER 26, 2020

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. This regulation reduced trading profits and created a need to cut costs, spurring investment banks to spin off unprofitable divisions or eliminate them entirely.

Management 78

Management Capital Company Marketing 78

CB Insights

OCTOBER 10, 2018

Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. Both have access to significant financial capital to scale far beyond what’s available to even well-funded startup challengers. savings accounts.

Retail 78

Retail Cards Millennials Mobile 78

PYMNTS

JANUARY 10, 2019

trillion) in 2018 alone, and growing at double digits into the current year. Platform operators and merchants must conduct due diligence related to everything from intellectual property and tariffs to tax laws and FX rates. Working with Regulators. Top markets include Japan, the United States and Korea.

United States 158

United States Regulation Compliance Strategy 158

Gonzobanker

DECEMBER 19, 2017

Heavy-handed regulators. Here’s hoping a final remodel of the stage coach occurs in 2018. The Get Outta Dodge (and Focus) Award – Goes to Capital One for exiting a significant mortgage business to focus on cards and direct banking. Hard to imagine a lot of deal signings headed into 2018 – except the IRS, of course.

Conference 93

Conference Industry Community Bank Community 93

PYMNTS

DECEMBER 7, 2017

million in Series A funding, provides blockchain-native accounting, auditing and tax software for blockchain and crypto companies and the financial professionals that service them. You have to report to the IRS on a line-item basis every single time you dispose of an asset that results in a capital gain or loss,” he said.

blockchain 131

blockchain cryptocurrency Software Regulation 131

Abrigo

JANUARY 29, 2020

“This advisory reminds financial institutions engaged in agricultural lending to maintain sound underwriting standards, strong credit and administration practices, effective risk management strategies, and appropriate allowances for losses and capital levels through the credit cycle,” the FDIC statement said.

Lending 195

Lending How To FDIC Survey 195

CB Insights

MAY 23, 2019

Zenefits skirts compliance regulations. Crescent Ridge Capital Partners’ elaborate Ponzi scheme. Zenefits skirts compliance regulations. In addition, regulators claimed that as many as 80% of insurance plans sold in Washington state by Zenefits reps were sold illegally by unlicensed brokers. Table of contents.

Fraud 78

Fraud Las Vegas Company Video 78

CB Insights

FEBRUARY 28, 2019

Brown, instead of managers getting stock options or guaranteed bonuses, every manager got paid $7,800 a year (the equivalent of about $14,500 today), plus “a designated percentage of the profits of the company after these are reduced by a charge for capital employed.”. The result of this type of plan was to make each manager at H.

Omaha 78

Omaha Company Capital Management 78

CB Insights

OCTOBER 29, 2018

Sears declared bankruptcy in October 2018. Eager to get in on the action and capitalize on the growing number of Latin American internet users, the Spanish telecom company Terra Networks purchased Lycos in a $12.5B In 2007, Daimler sold off 80% of Chrysler to Cerberus Capital Management for $7B. Don’t fail. Price: $9.1B.

Google 76

Google Software Innovation Company 76

Gonzobanker

DECEMBER 20, 2018

GonzoBankers, 2018 has been a troublesome year. about the best and worst in banking for 2018 and get fired up to start again in ’19. Ladies and gentlemen, we bring you the 2018 GonzoBanker Awards ! Although all banks faced stock headwinds in 2018, we give the nod to William Demchak at PNC Financial Services.

Fintech 102

Fintech Conference Innovation Community 102

CB Insights

JUNE 6, 2019

Declared Bankruptcy: 2018. In May 2018, Munchery ceased all operations in Los Angeles, New York, and Seattle, three of the company’s most valuable markets, leaving only its San Francisco business operational. Declared Bankruptcy: 2018. Munchery: Too much money can be a bad thing. Founded: 2011. Total Funding: $117M.

Apple 78

Apple Branding Google Company 78

CB Insights

JUNE 14, 2018

Faced with these challenges, cities are using a combination of regulations and incentives to try to address the housing shortage, but few look likely to fully solve these issues. Funding to construction tech companies has increased dramatically in 2018, primarily driven by a $865M Series D round to Katerra (more on Katerra below).

Seattle 56

Seattle Capital Industry New York 56

Gonzobanker

FEBRUARY 7, 2018

Nothing seems to put a bounce in a banker’s step more than a tax break and regulatory relief, and this bountiful energy was radiating at Bank Director’s annual “mecca” for bank M&A in Phoenix last week – Acquire or be Acquired. For those in the know – simply AOBA. The chatter at AOBA centered on three important topics: #1: The Breaks.

Taxes 75

Taxes Video Analytics Arkansas 75

PYMNTS

DECEMBER 12, 2018

Nowhere does that ring truer than in the nascent and growing legal cannabis industry, where billions of dollars flow the old-fashioned way — hand to hand, because of the clash between federal and state regulations over its legality. It’s about small business loans, mortgages for facilities, and funding for capital improvements.

Company 170

Company Taxes Compliance Industry 170

PYMNTS

APRIL 9, 2019

percent at the end of the 2018 fiscal year, American Banker reported. ” He added that the hiked fees are likely to pass costs down to small business borrowers, and limit their ability to access capital. “The portfolio’s performance has been quite good,” he noted. “They crossed the line with this budget.”

Lending 128

Lending Policies US Capital 128

Jeff For Banks

FEBRUARY 3, 2017

Third, the explosion in regulations over the past eight years has served to hinder businesses, especially new small business formation, and has drained valuable resources as compliance costs soared. He has promised the elimination of many regulations that are strangling businesses. Maybe change will be coming.

Marketing 60

Marketing Taxes Regulation US 60