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A year since CECL: Capital expected to be most impacted

Abrigo

Based on Sageworks’ surveys, financial institutions expect the largest impact under CECL will be related to capital and changes in reserve levels. Capital was selected as the answer by 39 percent of respondents. Regulators plan to monitor changes to institutions’ regulatory capital as the new credit loss methodology is adopted.

Capital 150
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What Industry Players Really Expect From 2017

PYMNTS

Analysts continue to flesh out their predictions for payments and FinTech in 2017, but one can never truly know the exact direction an industry will take. Executives from Payoneer, NCR, FTV Capital and Ingo Money touch upon all of these trends as they tell PYMNTS their own visions for B2B payments next year.

Industry 125
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GonzoBanker Awards 2017

Gonzobanker

Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. One word can summarize this action-packed banking year, GonzoBankers – tiring. Payments chaos.

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Are de novos making a comback?

Abrigo

Cheryl Monk, a writer in New York, reviews the de novo environment in her article published in the July 2017 issue of Independent Banker. Monk says there is still room for de novo bank formations, considering the lack of community banks in some areas or in areas with substantial population growth. A low interest rate environment 2.

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Using Data For Bank Event Lead Generation

South State Correspondent

While most banks hold community cocktail parties, lunch receptions, and host chamber of commerce events, one of the most underutilized events is for banks to attend statewide industry-specific functions. For the enterprising community bank, they will essentially find themselves being one of the few banks there.

Data 195
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Fed Chairman Concerned Over Shrinking Bank Market

PYMNTS

As concerns are raised about how industry consolidation might impact competition, Federal Reserve Chairman Jerome Powell is warning that it could hinder small businesses’ access to capital and financial services. months in the first half of 2017. making it one of the nation’s first new community banks in years.

Marketing 108
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Experts May Overestimate SMBs’ Understanding Of Cyber Threats

PYMNTS

Late last week, the FTC rolled out a series of informational resources for nonprofits and small businesses (SMBs) to heighten awareness and understanding of cybersecurity threats and how to mitigate them. For example, the number of instances in which attackers went after Social Security numbers increased eightfold between 2016 and 2017.

Training 184