CFPB Monitor

MARCH 30, 2020

The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) includes the following key provisions that affect financial institutions and regulation of financial institutions: Section 4003 – Emergency Relief and Taxpayer Provisions. Section 4010 – Temporary Hiring Flexibility. Section 4011 – Temporary Lending Limit Waiver.

Regulation 122

Regulation United States Community Bank National 122

PYMNTS

JANUARY 23, 2020

“The actions announced by the OCC today reinforce the agency’s expectations that management and employees of national banks and federal savings associations provide fair access to financial services, treat customers fairly, and comply with applicable laws and regulations,” Comptroller of the Currency Joseph Otting said.

Community Bank 136

Community Bank Regulation Community Meeting 136

Independent Banker

JULY 31, 2022

Observing the gap in pandemic relief in south Florida due to a lack of local community banks, a trio of banking veterans teamed up to form a digital-first community bank—and were granted a charter in record time to support local businesses. from 2016 until its sale in 2018. By Katie Kuehner-Hebert. Name: Locality Bank.

Florida 91

Florida Community Bank Community FDIC 91

PYMNTS

FEBRUARY 19, 2019

The average merger review time at the Office of the Comptroller of the Currency (OCC) declined between 2016 and 2018, too, reports in The Wall Street Journal said. ” Other critics have raised the issue that the OCC is advising examiners to take community group concerns into consideration separately from their M&A approval processes.

Marketing 108

Marketing Community Community Bank Industry 108

PYMNTS

APRIL 30, 2018

National Small Business Week is this week in the U.S., and finance experts are celebrating with new data on the state of the entrepreneurial community. But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too.

Taxes 144

Taxes America National Community 144

PYMNTS

DECEMBER 16, 2019

government affairs and public policy, said in a letter to the Fed that Google “worked closely” with the National Payments Corporation of India (NPCI) to build Google Pay for the Indian market. NPCI, the payment regulator governed by the Reserve Bank of India (RBI), launched real-time payments in 2016.

Google 144

Google System Payments Study 144

PYMNTS

SEPTEMBER 18, 2019

The National University of Ireland (NUI) said the drone traveled from Connemara Airport to Inis Mór, which is connected to the Aran Islands. The Irish Aviation Authority and air space regulators were all involved with the flight. company, has been using drones to deliver products like vaccines and blood in Rwanda since 2016.

Community 116

Community National Regulation System 116

PYMNTS

JUNE 14, 2018

million, in 2016 alone. with more than 16,800 victims recorded in 2016. A new report from The National Cybersecurity Society (NCSS) published this week warns that business identity theft is an emerging threat for entrepreneurs and executives. But individual consumers aren’t the only victims of identity theft.

Fraud 109

Fraud Taxes Resources National 109

PYMNTS

MARCH 5, 2018

This new round of capital will help us further our mission of connecting communities around the world through last-mile delivery,” CEO Tony Xu said. That latest round follows a 2016 Series C funding round led by Sequoia Capital — which included Kleiner Perkins and Khosla Ventures.

Regulation 108

Regulation Data Regional America 108

PYMNTS

MAY 9, 2016

The firm published its 2016 Small Business Fraud Report , emphasizing the risks that small businesses face in back-office fraud. 69% of small business owners are optimistic about the year ahead , found Chase for Business in its 2016 Business Leaders Outlook report. Dive into the data below to make up your own mind. .

America 100

America National Capital Survey 100

PYMNTS

OCTOBER 24, 2016

92% of South African SMEs are planning for growth next year , found a new report by the National Small Business Chamber (NSBC). Its 2016 National Small Business Survey signals widespread optimism across the nation’s small business community, despite economic challenges.

Payments 100

Payments National Regional Survey 100

Independent Banker

JULY 29, 2016

The demand for professional development opportunities for community bankers has never been greater. Last year Community Banker University’s eight certification programs provided more than 4,000 community bankers with highly tailored training.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

Independent Banker

JANUARY 28, 2016

Anticipating safety and soundness exam issues in 2016. As in past years, community bankers will have a dynamic regulatory environment to contend with in 2016. Safety and soundness concerns will remain a prominent driver of that supervisory dynamic for community banks. What should community banks anticipate here?

Community Bank 70

Community Bank Community Regulation Lending 70

Independent Banker

DECEMBER 13, 2015

New Military Lending Act regulations kick in next fall. armed forces or servicemembers on active National Guard or Reserve duty, their spouses and their card-carrying dependents. Transactions not covered by Regulation Z are excluded from coverage under the rule. 3, 2016, compliance date. By Mary Thorson Wright.

Lending 70

Lending Compliance Regulation Virginia 70

PYMNTS

FEBRUARY 14, 2017

Secretary of State Greg Clark will make the final decision on who takes up the post, reports said, who will collaborate with various members of the business community, including the Federation of Small Businesses (FSB). 2016, while the government agency hasn’t given word on when the issues may resolve.

Payments 100

Payments Community National System 100

Abrigo

AUGUST 6, 2019

Blanco discussed the organization’s active approach toward addressing the top financial threats to our financial system, our national security, and our communities and families. FinCEN is committed to addressing compliance failures that put our financial system and national security at risk.

System 264

System Las Vegas San Antonio San Diego 264

FICO

JUNE 19, 2018

Last week, the National Board for Customer Disputes in Sweden, after reviewing cases referred to them, have ruled that banks should be liable for so-called "push payment" fraud losses over a certain amount. Authorised push payment fraud , or APP fraud, is gaining in popularity in the criminal community.

Fraud 67

Fraud Payments ATM Regulation 67

PYMNTS

JANUARY 29, 2018

despite a flurry of concerns over regulations, economic development and more. In fact, according to the SBA’s latest report , corporate finance has largely bounced back in the nation — but small businesses aren’t seeing much of that recovery. Now, a decade on, small business optimism is up in the U.S.,

Lending 116

Lending Florida Report Community Bank 116

Abrigo

JULY 18, 2016

MountainSeed is a national AMC that serves several hundred community, regional, national, and international financial institutions and credit unions, and today we will share what we’ve dubbed our “Common Deficiencies Greatest Hits,” or the most Common Deficiencies in backordered appraisals.

Analysis 150

Analysis Software National Examples 150

Independent Banker

FEBRUARY 24, 2016

New inspirations, fresh experiences await at ICBA’s national convention. Welcome to the Crescent City, where the largest educational gathering of community bankers convenes this month. It’s Community Banking LIVE 2016 in New Orleans. Independent Community Bankers of America. Regulators Luncheon*.

Community Bank 70

Community Bank Community Innovation Customer Experience 70

Independent Banker

SEPTEMBER 22, 2015

Both of these laws pointedly changed the National Flood Insurance Program requirements over which of the banking agencies have jurisdiction. The HFIAA also amended the Biggert-Waters reform to attach the escrow requirement to the origination, refinance, increase, extension or renewal of a loan on or after January 2016.

Regulation 70

Regulation Policies Community Bank Taxes 70

PYMNTS

APRIL 24, 2017

The company operates on a “one-for-one” business model, which means that it donates one pair of shoes or glasses to communities in third-world countries for every pair sold to a first-world consumer. These are challenges that Daniel Jones, who founded Bext360 in 2016 and serves as its CEO, is all too familiar with.

blockchain 109

blockchain Denver San Francisco Community 109

PYMNTS

JANUARY 19, 2018

Following a probe into Australia’s late payments culture, Carnell also provided recommendations to establish a National Payment Transparency Register, an online portal that can also support small suppliers’ submission of complaints of late payments by their customers. Hence, having their invoices paid in a timely manner is critical.”.

Payments 101

Payments Regulation Report Industry 101

CFPB Monitor

MAY 10, 2019

The town hall consisted of opening remarks by Director Kraninger, a panel discussion with Bureau staff, industry representatives, and consumer advocates, and an open question and answer segment with members of the community. On May 14, 2019, from 12 p.m. to 1:30 p.m. The webinar registration form is available here.

Industry 68

Industry Philadelphia Pennsylvania Analysis 68

William Mills

SEPTEMBER 20, 2018

I was taught then that it was mostly an internal strategy or ethic policy for an organization to follow, almost to self-regulate or create some type of desired sentiment or employee support around a specific initiative. Kaepernick hasn’t been signed to an NFL team since the 2016 season ended. Oh, and that Nike ad?

Branding 40

Branding Community Strategy Regulation 40

American Banker

JANUARY 5, 2017

2016 was very good to these financial services executives, who succeeded where others failed, sold their businesses for large sums, felt the love of regulators or could finally breathe a sigh of relief.

Regulation 44

Regulation FDIC Community Bank Regional 44

American Banker

JUNE 27, 2016

Perhaps you read on vacation to escape the financial services grind, or perhaps you read to hone your business craft. Numerous titles on this year's list — recommended by American Banker readers, BankThink contributors, our staff and others — fall somewhere in between. Read about the lives of figures like Elon Musk or Barney Frank.

How To 36

How To Management Community Bank Regional 36

PYMNTS

SEPTEMBER 27, 2016

One where grocery stores, restaurants and eCommerce can deliver anything and everything to your home almost instantly by drone, payments are automatic, doctors do house calls, people communicate by FaceTime and most of the labor force works remotely. In 2016, 5 percent of U.S. The picture is no less odd than a driverless car.

Mobile 100

Mobile Payments Los Angeles California 100

PYMNTS

JANUARY 31, 2019

is set to see its first new community bank in decades, as the Federal Deposit Insurance Corporation (FDIC) lent its approval for MOXY Bank to launch in Washington, D.C. With clearance to move forward with its plans, the community banking landscape will see its first new industry player in years. have emerged to do. .”

Community Bank 122

Community Bank Community FDIC Marketing 122

Jeff For Banks

AUGUST 12, 2018

As well as the economy has been doing from the momentum of tax cuts and reduced regulation, there are always looming issues. for the year ending June, 2016, +5.6% Housing has done well, despite median sales price growth which is less than national averages and lower inventories of properties for sale, which may be propping up prices.

Marketing 60

Marketing Philadelphia Omaha US 60

American Banker

DECEMBER 30, 2016

From Dimon's campaign against earnings guidance to the bottom-line implications of rising rates, here are more of our favorite stories of the year. See part I here.).

Community Bank 32

Community Bank Regional National Community 32

PYMNTS

JUNE 24, 2016

When the regulators come marching in, getting out of the way is usually a better idea. And that, says the industry, is bad news, as costs of compliance with stricter regulation could be coming at exactly the moment these firms can’t take on any new costs. . Remember there is one within 15 minutes of 90 percent of Americans. .

Lending 101

Lending Online South Dakota North Dakota 101

American Banker

DECEMBER 23, 2016

From the election's policy implications for banking to deep analysis of the Wells Fargo scandal, here are some of our favorite stories of the year. Stay tuned for Part II.

Analysis 28

Analysis Policies Community Bank Regional 28

PYMNTS

DECEMBER 26, 2016

There are just five more days until we can leave 2016 behind for good. As 2016 becomes history, we should take special care not to forget it — lest we have to hear about being doomed to repeat it (there’s always that one person). If there’s one thing that’s for certain, 2016 showed us that the gig economy is here to stay.

Fraud 110

Fraud US Data Payments 110

Lex Sokolin

DECEMBER 25, 2019

If you withdraw your Ether, you get charged an interest rate determined by an open governance community. Further, actually touching client funds immediately makes these apps into regulated custodians or money transmitters or financial advisors, which means a lot of compliance cost for little upside. Is that likely?

blockchain 52

blockchain Bitcoin Software Lending 52

Tech and Finance

JULY 13, 2016

The largest national banks have pulled ahead in mobile, according a recent Forrester report — the 2016 U.S. The 2016 U.S. While regulators and politicians may be concerned with the big banks getting bigger, market forces will continue to favor the big banks as long as they do a better job serving their customers.

Regional 28

Regional Mobile Millennials Study 28

Gonzobanker

DECEMBER 19, 2017

Heavy-handed regulators. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. FinTech threats and distractions.

Conference 93

Conference Industry Community Bank Community 93