PYMNTS

SEPTEMBER 18, 2019

Perhaps unsurprisingly, a veritable legion of DTC brands and startup shops have sprung up in the last several years to fill the holes in the market – and even reshape it. Victoria’s Secret has seen its sales stall , as the brand has been accused of being out of step with the tastes of contemporary consumers.

Data 122

Data Branding System Online 122

PYMNTS

JANUARY 28, 2019

The specific issue that I’m referring to is merchant surcharging – a fancy term to describe the fee charged by merchants when consumers use network-branded card products to pay for their purchases. Innovation by Any Other Name. It wasn’t until 2011, when a complaint was filed with the U.K. The Ban on the Ban. is nothing new.

Regulation 181

Regulation Boston Cards Innovation 181

PYMNTS

FEBRUARY 27, 2020

Uber , Lyft , Fiverr , Airbnb , Postmates were the early names in the game, all founded between 2009 and 2011. The interesting question for the next decade is how, as the gig economy grows, it will continue to compete with and innovate against the world of wage work — and perhaps change it in the process. Some lasted; some did not.

Community 236

Community Mobile Course Software 236

PYMNTS

MAY 18, 2016

Despite being placed front and center on jerseys, those are actually the brand names (or slogan, in Emirates’ case) that sponsor teams whose actual names are Arsenal FC , Chelsea FC and Manchester United , respectively, all members of the English Premier League. There’s one that clearly says “Chevrolet,” so that’s obviously the team’s name.

Philadelphia 100

Philadelphia Branding Columbus America 100

PYMNTS

NOVEMBER 11, 2019

Early accounts seem to indicate that the just-launched Apple -branded credit card is finding its way into customers’ hands, and into heavy use. The fee-free card is Goldman Sachs’ latest inroad into the retail consumer business after establishing its online Marcus brand in 2016, which makes unsecured personal loans.

Apple 101

Apple Massachusetts Data Cards 101

PYMNTS

AUGUST 5, 2016

men report shaving less often, grooming innovations, such as cleansing gels or holding creams for facial hair, and facial hair grooming tools present opportunities in the men’s personal care market.”. Online distribution allowed it to get products into consumers’ hands without a costly retail presence. Despite the fact that many U.S.

New York 100

New York California Retail Online 100

PYMNTS

MARCH 6, 2019

StyleSeat Founder Melody McCloskey knew she had a good idea when she launched StyleSeat in 2011, because the concept seemed so intuitive. It was, in her mind, like OpenTable – but for beauty appointments. .” They didn’t get the all-female customer side of the platform or the hairstylist side of the platform.

social media 111

social media Management Branding Innovation 111

Jeff For Banks

MARCH 3, 2018

That's what I thought about while reading a recent Financial Brand post about Innovation in Banking: Killer Ideas? When I wrote that post in January 2011 there were 7,700 FDIC insured financial institutions. Online book stores. In 1998, they decided "why don't we sell everything online?" or Idea Killers?

Apple 65

Apple Millennials Massachusetts FDIC 65

PYMNTS

MAY 5, 2016

Such is the double-edged sword of a retail industry swept up in innovation. The retailer to earn the dubious distinction of first to bow out in 2016 was teen fashion brand — and staple store front of the American mall’s heyday — Wet Seal, which filed the appropriate documents on Jan. January — Wet Seal. May — Aéropostale.

Retail 100

Retail Branding Denver Management 100

PYMNTS

JUNE 3, 2016

These days, retail merchants must reach customers, both in-store and online, securely and conveniently. I would say around 2010, 2011, 2012, with Apple having mobile payments acceptance in stores, checking out on mobile devices, that’s where we saw transactions become much more personal,” Dasilva said of in-store retail experiences.

Retail 100

Retail Apple Fraud Online 100

PYMNTS

JANUARY 20, 2017

As retail pushes further into online spaces, many marketers and merchants alike are focused on clicks and open rates to measure the success of campaigns and consumer outreach, said Matt Williamson, cofounder and CEO of Windsor Circle. based company takes a different, data analytics approach to online retail marketing. “But

Retail 100

Retail social media Analytics Data 100

CB Insights

NOVEMBER 9, 2017

Four online travel agencies (OTAs) have played a big role in shaping the state of travel search and booking: Expedia, TripAdvisor, Ctrip, and The Priceline Group. From new booking engines to events/activities to person-to-person platforms like Airbnb, there is innovation all over in travel. How is Tech Disrupting the Travel Industry?

Online 33

Online Groups Industry Maine 33

FICO

FEBRUARY 9, 2022

With a sizeable unbanked population of over 36 million, and a system dominated by no-contract, cash-in-hand jobs that results in the use of cash in 47% of transactions, market conditions have meant that the local payments market has traditionally been dominated by foreign brands.

Fraud 52

Fraud Cards Analytics System 52

Accenture

MAY 22, 2019

For years, banks have enjoyed a low bar on CFO expectations around payment product sophistication and innovation. Companies are moving cash off the balance sheet and investing in areas like wages, capital expansion and innovation. Banks cannot rely on brand reputation, price or even relationships to differentiate themselves anymore.

Payments 150

Payments Customer Experience Survey Capital 150

PYMNTS

JULY 26, 2018

Beyond BMW and Cadillac , the subscription market is growing as consumers and brands take note: Software vendors, too, are turning to subscriptions, according to the PYMNTS Subscription Commerce Tracker. Here is how different industries are innovating with subscriptions. in Q1 2018 to 64.0 in Q2 2018.The

Marketing 110

Marketing Software Nashville Tennessee 110

FICO

DECEMBER 13, 2019

In China, online P2P lending exploded in popularity, with the number of P2P lenders growing from 50 in 2011 to 6,000 in 2015. In India, online lending companies raised a record $909 million in venture capital last year (the third-biggest market behind the U.S. Brand protection. and China).

Regulation 52

Regulation Fintech Lending Branding 52

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. While Google excelled in building software, it lagged behind in hardware and product innovation. Date: October 2011. Date: August 15, 2011. Price: $7.9B.

Google 76

Google Software Innovation Company 76

PYMNTS

JULY 10, 2017

In 2011, Visa invested in Square and in 2015, Stripe. This is Visa, after all, so … think credit — but transactional credit extended at the online point of sale. Here local methods transcend global cards (and even global brands) and for Visa, offering an eventual alternative makes sense. as a market entered as late as 2015.

Regional 100

Regional Mobile Cards Security 100

PYMNTS

AUGUST 26, 2016

I n the mid-late-1980s, the online shopping channel of choice was the television – and QVC one of the granddaddies of what was hailed as “home shopping.” And you could buy some of the same stuff that you can buy today online. In 2011 there were about 170 channels available per household. It wasn’t always that way.

Mobile 100

Mobile Retail Video social media 100

PYMNTS

AUGUST 26, 2016

I n the mid-late-1980s, the online shopping channel of choice was the television – and QVC one of the granddaddies of what was hailed as “home shopping.” And you could buy some of the same stuff that you can buy today online. In 2011 there were about 170 channels available per household. It wasn’t always that way.

Mobile 100

Mobile Retail Video social media 100

PYMNTS

MAY 10, 2016

Best Buy banished the commissioned employee from the sale floor and successfully branded itself as the one-stop shop for all things electronic where no one is upsold, fast talked or pushed into a package of expensive wires for their stereo system that they neither want, need or really understand. Online sales grew by 13.5

Retail 100

Retail Comparison Innovation System 100

PYMNTS

JULY 14, 2018

The humanization of pets has played well for brands and retailers that have developed or pivoted their strategies for consumers looking to treat their furry friends to the best that life has to offer,” Nielsen noted in its paper on pet care trends earlier this year. In some cases, they’re even getting there first.”.

New York 103

New York Branding Trends Course 103

PYMNTS

JULY 4, 2016

One of the rapidly changing topics that’s caused a lot of stir recently has been the evolution of online P2P lending marketplaces. They had a very innovative idea, but I don’t think their dreams of getting the funding supplies for those loans played out.”. Catch more of the episode here. The Lending Club Saga Takes Center Stage.

Data 103

Data Lending Mobile Payments 103

CB Insights

OCTOBER 23, 2018

Consumers are now buying CPG goods online, via mobile, at the office, through on-demand delivery, in meal kits and personalized services, by using smart home and voice technology, and more. Since then, Peltz has continued to push P&G to re-evaluate its R&D strategy, bring in more external talent, and focus on innovation.

Branding 73

Branding Industry Retail Strategy 73

PYMNTS

AUGUST 16, 2016

That “team of geeks” would be the folks at Adore Me , the disruptive eCommerce lingerie startup founded by a Harvard Business School student in 2011 after he couldn’t find his girlfriend any affordable lingerie online for their anniversary. million users who visit its website, over 1 million Facebook followers and over $11.5

Data 100

Data Retail Industry Boston 100

Tefkin

MARCH 12, 2014

In the last years, most of the focus on innovation in financial services has been, it seems, on banking (investing and lending) and payment. To give a few numbers, non-life insurance market world-wide in 2011 was estimated at $1,877.2 A classic case of Innovator’s dilemma. billions.

Comparison 34

Comparison Lending Examples Data 34

Fintech Labs Insights

OCTOBER 11, 2016

Lloyds Banking Group will deploy the technology across its Lloyds Bank, Halifax, and Bank of Scotland brands in early 2017. ” Writing about Lloyds Banking Group for Banking Technology, Antony Peyton noted that the firm has been on a fintech innovation streak of late. .” The success rate has since reached 95%.

Groups 12

Groups Technology Georgia Fraud 12

PYMNTS

JANUARY 14, 2020

Once widely considered an eCommerce-proof vertical because of consumers’ basic insistence on seeing and handling fresh produce, that conventional wisdom has dissolved through a steady drumbeat of innovations by several smaller online grocery players and some massive investments from major players like Amazon, Walmart and Kroger. .

Los Angeles 131

Los Angeles New York Branding Marketing 131

Tomorrow's Transactions

JUNE 3, 2016

A few years ago, I took part in an panel discussion about payments and regulation and innovation in Brussels. It’s really hard to keep up with all of the change in the market, driven primarily because of the regulation rather than new technology. The pace of regulatory change seems relentless. US regulatory perspective.

Cards 30

Cards Marketing Regulation Course 30

PYMNTS

MAY 6, 2019

The notion that Facebook is going to launch and ignite a global payments network, at scale, based on its own branded cryptocurrency and achieve global merchant and consumer acceptance is as likely as the predictions a decade ago that bitcoin and blockchain would, by now, become the internet of money. Curtain Call: The media goes nuts.

Innovation 209

Innovation blockchain Payments cryptocurrency 209

CB Insights

JULY 24, 2018

Since 2012, retail space occupied by brands that started online has grown by 1,000% in the top 300 malls in America. But other companies are starting from scratch, building a new business model that relies on maintaining a superior customer experience online and transferring it to physical retail. And it isn’t alone.

Retail 49

Retail Online Branding New York 49

CB Insights

APRIL 29, 2019

INNOVATION IS MORE THAN FANCY JOB TITLES. Get the free 31-page State of Innovation report to find out how 677 corporate strategy execs are driving change and growth. Innovation Evangelist. Both SAP and Google have employed an innovation evangelist in years past. Innovation Alchemist. Innovation Sherpa.

Innovation 78

Innovation Software Taxes Google 78

PYMNTS

APRIL 28, 2017

Buying items online has become a regular everyday occurrence. While Pew Research shows 79 percent of Americans shop online, it also found that 82 percent place a high value on factoring reviews into their purchasing decisions. As a result, consumers can ultimately lose confidence or faith in their favorite brand or retailer.

Oklahoma 142

Oklahoma Oklahoma City Video Online 142

CB Insights

JUNE 6, 2019

Declared Bankruptcy: 2011. By December 2011, it was under $30/kg. By September 2011, Solyndra’s business model had fallen apart. The company’s assets were acquired by Q Holdings in 2015, and the firm quietly relaunched the Quirky brand in 2017. Founded: 2011. Dart Music. Earth Class Mail.

Apple 78

Apple Branding Google Company 78

CB Insights

MARCH 26, 2019

” For example, the rise of “athleisure” brands like Lululemon and Athleta has been attributed to millennials’ search for clothing options that let them easily transition from the yoga studio to the office. In the 1950s and 1960s, the biggest innovations in breakfast were Eggo Waffles and Pop-Tarts. Casual dining.

Millennials 78

Millennials Industry Trends Branding 78

CB Insights

SEPTEMBER 10, 2019

As millennials head deeper into adulthood and make more money, the personal finance space is adapting to their unique money management attitudes in a few key ways: From in-person to online. This openness to banking alternatives presents opportunities for fintech startups looking to innovate in financial services from the outside.

Millennials 77

Millennials Mobile Lending Cards 77

PYMNTS

MAY 22, 2017

Neo4j is used in financial services and retail, government, telecommunications and more for mission-critical applications as diverse as real-time pricing, online product and service recommendations, fraud detection, enterprise search and the Internet of Things (IoT). So how did this idea go from two-ply to worldwide?

Technology 101

Technology Data Retail Fraud 101