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EU Eyes Single European Data Market

PYMNTS

In Europe, the continued evolution of data policies and regulation now point toward a single market across the Continent. As reported mid week, the European Commission is planning a single European market for data , in hopes that by pooling talent, the region can compete with Big Tech in Silicon Valley and China.

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Location, location, location? How UK housing preferences shifted during the pandemic

BankUnderground

Changes in the UK housing market trends since the start of the pandemic To analyse trends in the housing markets during the pandemic, we examine differences in growth rates of housing prices across different regions of the UK, as well as across different types of housing (such as flats versus detached, semi-detached or terraced houses).

Regional 101
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The link between mortgage debt servicing burdens and arrears: is there a critical threshold?

BankUnderground

It is calculated by taking a household’s mortgage payments (including interest and principal) and dividing them by their pre-tax income. The results have four major implications: If a household does not spend more than around 15% of their pre-tax income on mortgage payments, a higher DSR does not increases their risk of payment shortfalls.

Survey 55
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Stripe Teardown: How The $35B Payments Company Plans To Supercharge Online Retail

CB Insights

Brothers Patrick and John Collison founded Stripe in 2010 in an attempt to gain share in online payments, a then-nascent market with seemingly boundless growth opportunity. Market opportunity. Stripe is ramping up its private market investments. Expansion into emerging markets. TABLE OF CONTENTS.

Online 98
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Community banks are thriving in Texas

Independent Banker

This region has the kind of energy that draws people to a place and helps them and their businesses thrive. The 2020 Census quantified the growth many residents were already sensing: Austin grew by 33% between 2010 and 2020, earning it the rank of fastest-growing large metro. The Houston metro took the 10th spot with a 20.3%

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JPMorgan Business Report: Positive On Growth, Weary Of Economy

PYMNTS

The study, which takes into account the perspective of executives from middle market businesses and small businesses, shows that they have positive outlooks for the next 12 months (70 percent and 69 percent, respectively). Taxes (28 percent). The SFBI was (not surprisingly) at its lowest in Q1 2010. Challenges. in Q2 2015.

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Banking's Top 5 in Total Return to Shareholders: 2017 Edition

Jeff For Banks

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. million.