Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). Note: These are the rankings from 10 years ago. I will update with milestones from 2014 to today and publish next month. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

MARCH 15, 2017

Without a doubt, 2017 has been a difficult year for department store brands. Two weeks ago we spoke with the head of Neiman Marcus’ Innovation Lab Scott Emmons about the their hew hi-tech flagship in Dallas-Fort Worth – and how the chain plans to broaden its base. “If Macy’s, Sears, and J.C. So Are The Talks Real .

Fort Worth 100

Fort Worth Retail New York Branding 100

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. While Google excelled in building software, it lagged behind in hardware and product innovation. Date : September 2005. Date: August 12, 2005.

Google 76

Google Software Company Innovation 76

PYMNTS

APRIL 29, 2019

Much of the coverage was about the hit to Q2 profits from the additional investments in logistics, warehousing and inventory management required to cut the current default shipping option in half. Ordering ahead and managing pickup (or delivery) gives the consumer a way to create both predictability and assurance – on their terms.

Online 162

Online Retail Study Cards 162

PYMNTS

OCTOBER 18, 2017

the company the original team of four created) in 2005 and two years later launched it, along with a consortia of hardware, software and telco companies, to advance the notion of open standards for mobile devices. Google acquired Android, Inc. Updates to the operating system are released periodically.”.

Google 108

Google Samsung Apple Software 108

CB Insights

JANUARY 6, 2019

One popular choice: retail innovation labs. Learn about the technologies, innovations, and strategies that retailers can leverage this holiday season. From supply chain and inventory improvements to new payment options, these brands are going all in on digital. Coca-Cola — Development and Innovation Lab.

Innovation 77

Innovation Retail Branding Technology 77

PYMNTS

NOVEMBER 2, 2020

That compares to 68 percent of consumers who report belonging to Amazon Prime — a program that launched in February 2005 and now counts 150 million members globally. Walmart was also an early innovator in incentive programs to boost adherence to doctors’ visits and healthcare protocols for Medicaid patients.

Millennials 246

Millennials Retail Online Report 246

Fintech Labs Insights

JULY 30, 2024

Naturally, we were excited about it, naming it the biggest innovation of the year. 83,000 17 17 Credibly 28 2010 Detroit 82 97,000 18 19 IOU Financial 23 2011 Atlanta 132 40,000 19 18 Upright (was Fund that Flip) 15 2014 NYC 53 42,000 20t 21 BizFI 13 2005 NYC 160 0 20t 22 SMBX 13 2016 SF 15 30,000 22 23 HoneyComb Credit 12 2017 Pittsburgh 11.9

Atlanta 29

Atlanta Utah Miami San Francisco 29

PYMNTS

JULY 11, 2016

The web built on his innovations opened up a whole new world for consumers to search and discover things. In 2005, Cyber Monday was more or less one of the official nods to the growing influence of the web as an important commerce channel. In 2005, online sales accounted for 2.3 The virtuous circle of commerce online began.

Google 100

Google Mobile Apple Online 100

CB Insights

DECEMBER 19, 2017

Formerly beloved brands such as Aeropostale, American Apparel, and PacSun bit the dust in 2016, and the pace of retail deaths has accelerated since then. Additionally, many of these physical retailers have lost the cache they once had as new direct-to-consumer brands with a hyper-focus on specific products have taken off.

Retail 78

Retail Branding Company Capital 78

CB Insights

MAY 10, 2018

The early consultants changed that by using market research and data analysis combined with niche expertise to help companies manage their supply chains, improve their product positioning, and enter new markets to beat their competitors. State of Innovation Report. Many are still in wide usage today. Each one is still growing.

Strategy 78

Strategy Management Analytics Tools 78

Jeff For Banks

DECEMBER 18, 2014

Open Bank (OTCQB: OPBK) Open Bank commenced operations in 2005 as First Standard Bank in the Koreatown section of Los Angeles. The lion''s share of their growth, profitability, and capital have come since their re-branding to Open Bank in 2010. Congratulations to them. BofI Holding, Inc. Nasdaq: BOFI) BofI Holdings Inc. Well done! #3.

North Dakota 88

North Dakota Arizona Minnesota Los Angeles 88

CB Insights

FEBRUARY 28, 2019

He mocks himself for making mistakes, and sings the praises of Berkshire’s army of CEO-managers. For investors as a whole, returns decrease as motion increases.” ( 2005 ). “Be Management. The result of this type of plan was to make each manager at H. Don’t invest only because you expect a company to grow.

Omaha 78

Omaha Company Capital Management 78

PYMNTS

AUGUST 31, 2018

When linked to the Amazon Chase card, the cash-back makes the experience even more of a win, in addition to serving as a natural pull toward card/brand share shift. it is the brand behind Food Lion, Stop & Shop, Hannaford, Giant, Martin’s, bfresh and the grocery delivery service Peapod. In the U.S.,

Branding 101

Branding Florida Retail Online 101

CB Insights

OCTOBER 16, 2018

2013: Decentralize decision-making to generate innovation. 2011: Self-service platforms unlock innovation. 2005: Don’t get fixated on short-term numbers. 2004: Free cash flow enables more innovation. 2013: Decentralize decision-making to generate innovation. 2011: Self-service platforms unlock innovation.

Customer Experience 78

Customer Experience Innovation Company Technology 78

PYMNTS

JUNE 3, 2019

The payments ecosystem grew up around that model, enabling acceptance of network-branded credit cards and debit cards across all physical merchants at scale. In 2005, Amazon introduced Prime, and promised two-day free shipping for Prime members. Yet, the online checkout experience remained largely inconsistent and friction-filled.

Retail 196

Retail Payments Online Cards 196

CB Insights

JUNE 6, 2019

Founded: 2005. The company’s assets were acquired by Q Holdings in 2015, and the firm quietly relaunched the Quirky brand in 2017. Second, the thesis that one or two brands would quickly go on to own on-demand food turned out to be either wrong or too early. Dart Music. Earth Class Mail. Declared Bankruptcy: 2011.

Apple 78

Apple Branding Google Company 78

CB Insights

MAY 15, 2019

One popular approach: in-house financial innovation labs. We’ve created a list of finance innovation labs from some of the biggest names in the industry, as well as from newcomers looking to make a name through tech. We’ve written about corporate innovation theater before — and how sometimes corporate innovation goes wrong.

Innovation 78

Innovation blockchain Technology Groups 78

CB Insights

MAY 23, 2019

Few places are more receptive to new ideas and innovative business models than Silicon Valley. The Honest Company’s branding and promotional materials claimed that the firm’s goods were free of synthetic chemicals. Select Investors: MasterCard, Wellington Management. But the model doesn’t always work perfectly.

Fraud 78

Fraud Las Vegas Company Capital 78

William Mills

SEPTEMBER 12, 2017

Cool name and branding. Transforming consumer risk management with patented analytics, proprietary data and real-time insight into consumer behavior. YUKKA Lab AG detects market sentiments and transforms them into innovative tools for the finance and communications industry. “Our model goes back to 2005” William.

Samsung 69

Samsung Mobile User Experience Google 69

PYMNTS

DECEMBER 19, 2016

While they enjoy many FinTech innovations, most millennials don’t have a snowball’s chance of earning more than their parents — ever. It’s one thing for the millennial offspring of the billionaire hedge-fund scions to fall short of making a billion because they only manage to pull down $760 million a year. It’s a fact. population.

Millennials 100

Millennials Fintech Cards Groups 100

CB Insights

OCTOBER 6, 2017

Innovation in microprocessors — particularly Nvidia’s graphic processing units (GPUs) — have played a large role. In financial markets, global risk and asset management firm BlackRock laid off around 40 employees earlier this year, including portfolio managers and stock managers. How did we get here? Retail salespersons.

Software 69

Software Industry Retail United States 69

CB Insights

JANUARY 9, 2018

This spread of misinformation, amplified by high engagement, has impacted individuals and brands alike. We used the CB Insights platform to identify 7 innovative companies that are fighting the good fight against fake news. Both Starbucks and Monsanto, among others, fell victim to fake news attacks in the last year. DISTIL NETWORKS.

social media 61

social media Trends Branding Online 61

PYMNTS

JANUARY 7, 2019

This is the year that everyone takes a critical look at the innovations they’ve pursued over the last decade to decide what’s worth taking forward into the decade of the ‘20s and what’s best left behind in the decade whose door will close 358 days from today. That makes it the most important year of the last decade. Consider this.

Mobile 205

Mobile Innovation Apple Study 205

CB Insights

MAY 1, 2018

Product innovation is one way that large corporations stay competitive in a rapidly changing marketplace, but it doesn’t always work out when big brands attempt innovation. Understanding failure is crucial since so many accounts of innovation focus on the successes and so are affected by survivorship bias.

Innovation 78

Innovation Google Apple Video 78

CB Insights

DECEMBER 14, 2017

In the process, these brands, spanning everything from detergent to sneakers, are radically changing consumer preferences and expectations. These well-positioned startups are not just competing with some of the biggest retail brands in mattresses, razors, shoes, and more, by launching their own brands.

Video 78

Video Branding Company Strategy 78