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Fintech Hall of Fame: The Top Digital Innovations in Financial Services

Fintech Labs Insights

The last one, published in Jan 2014, featured 50 innovations (see below). Note: These are the rankings from 10 years ago. I will update with milestones from 2014 to today and publish next month. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

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The Buyers: Generation Z’s Shopping Preferences

PYMNTS

Yes, those born between 1994 and 2002 are starting to push millennials over in terms of shaping commerce and eCommerce trends. The buying power of Gen Z comes out to $44 billion, according to an IBM and National Retail Federation study. Get ready, retailers. This falls in line with what we’ve been seeing over the last few years.

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Wayfair’s Way Forward In A Crowded Field

PYMNTS

The goal of the Wayfair worker is to work on “innovating better together,” becoming “fast fixers and builders” and to help customers to better “envision the spaces where they live their lives.”. But we knew we wanted to build a nationally known mass retailer.”. For us, it’s a primary focus,” Shah said.

Boston 101
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The Real Hunger Games: A Battle Royale In The Grocery Aisles

PYMNTS

Once the 24 competitors (tributes) get to the games, they then battle to the death for a national audience that is required by law to watch the games. When linked to the Amazon Chase card, the cash-back makes the experience even more of a win, in addition to serving as a natural pull toward card/brand share shift. In the U.S.,

Branding 101
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24 Lessons From Warren Buffett’s Annual Letters To Shareholders

CB Insights

It had a great brand. Companies have both tangible assets (factories, capital, inventory) and intangible assets, which include things like reputation and brand. When Buffett invests, he is not looking at the innovative potential of the company or, in a vacuum, its growth potential. But he didn’t always believe that.

Omaha 78
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The Rumble In Big Retail’s Jungle

PYMNTS

Walmart has been trialing this in a couple of markets with Deliv, and is now ready to expand its efforts on a national basis with partners that have a density of drivers to serve its hundred million consumers. Under this new arrangement, payment is made via the Walmart.com app after customers make their selection online.

Retail 100