PYMNTS

DECEMBER 13, 2018

In Rapid City, South Dakota, for example, MED5 Federal Credit Union (MED5 FCU) launched an upgraded website after collaborating with the FinTech OMNICOMMANDER , which works to provide CUs with a variety of online tools, including web design, social media and marketing services.

Regulation 135

Regulation South Dakota ATM New York City 135

Perficient

JULY 11, 2022

Pay in 4 is not currently available for residents of Missouri, New Mexico, North Dakota, South Dakota, Wisconsin, or any US Territories. Notable merchant partners include Best Buy, Home Depot, and Target. So, if there’s usually no interest being charged for BNPL purchases, how do these companies make any money?

Fintech 474

Fintech Trends South Dakota Apple 474

PYMNTS

JULY 27, 2016

The state led the nation for the most per capita credit card fraud complaints for the second year in a row, with 7,999 complaints in 2015. On the other end of the spectrum, South Dakota saw only 7.98 At the state level, the number of credit card fraud complaints were much more pronounced. Across the U.S., per 10,000 residents.

Fraud 100

Fraud Cards South Dakota West Virginia 100

CFPB Monitor

AUGUST 27, 2015

South Dakota, New Mexico, and Alaska experienced the greatest complaint volume decrease from the same time last year, with South Dakota down 31 percent, New Mexico down 16 percent, and Arkansas down 11 percent. The August 2015 report, like the July 2015 report, identifies the top “most-complained-about companies.”

Los Angeles 60

Los Angeles South Dakota Report North Carolina 60

PYMNTS

OCTOBER 25, 2019

The 2018 South Dakota v. Marketplace facilitator laws have been particularly murky, as many are written in broad terms that have complicated compliance for eCommerce platforms, according to Rachelle Bernstein, vice president of government relations and tax counsel for the National Retail Federation (NRF), a Washington, D.C.-based

Taxes 100

Taxes South Dakota Policies Compliance 100

PYMNTS

OCTOBER 28, 2019

The 2018 South Dakota v. Wayfair case that allowed states and individual cities to launch tax policies aimed at remote sellers and marketplaces is still reverberating in 2019 and will likely affect online retail in 2020. In Q3 2019, 14 states started collected online sales tax and 11 more followed in October.

Taxes 102

Taxes Online San Jose South Carolina 102

PYMNTS

MARCH 15, 2019

Last year, the Supreme Court’s ruling in South Dakota vs. Wayfair Inc. Another CPA, Marcum’s Ed Reitmeyer, told the publication that the lack of clarity could make a tax extension a favorable option for some SMBs and their accountants, though he noted, “it may take well into the summer to gain any clarity at all.”

Taxes 193

Taxes South Dakota Software Survey 193

PYMNTS

OCTOBER 24, 2019

The 2018 South Dakota v. broadly that entities that do not actually handle the payments for third-party transactions would still be required to collect sales taxes on them, for example, explained National Retail Federation Vice President of Government Relations and Tax Counsel Rachelle Bernstein.

Taxes 101

Taxes San Jose Kansas South Dakota 101

MyBankTracker

OCTOBER 7, 2020

In South Dakota, most of the largest banks in the state offer personal loans. Since South Dakota residents have a high average credit score (according to FICO), personal loans may come at a low interest rate. If you live in South Dakota and need to get a personal loan, these are some of the best lenders to work with.

South Dakota 52

South Dakota Lending National Online 52

PYMNTS

OCTOBER 8, 2019

Add another job to that list: fine generator for the National Football League (NFL). The Apple Watch has taken on numerous roles since its 2015 introduction — fitness monitor, mobile workstation, payment provider. 30 game against the Cincinnati Bengals (the Steelers won 27 to three).

Apple 123

Apple South Dakota Alabama Kansas City 123

CFPB Monitor

MARCH 6, 2017

General findings include the following: As of February 1, 2017, the CFPB handled approximately 1,110,100 complaints nationally, including approximately 29,700 complaints in January 2017. The report also highlights complaints from consumers in Louisiana and the New Orleans metro areas.

Louisiana 88

Louisiana Report South Dakota New Hampshire 88

PYMNTS

NOVEMBER 7, 2019

Last year, in the case of South Dakota v. tax authorities are likely to take a cue from Brazil and other nations, where digital taxation has moved ever closer to the transaction. However, as has been the case in so much of eCommerce, venturing into new geographies means companies must grapple with a host of new issues.

Taxes 100

Taxes South Dakota Online Compliance 100

Payments Source

JANUARY 9, 2018

The payments company will pay $321 million for Crestmark Bank, a commercial lender that focuses on asset-based lending, equipment finance and government-guaranteed loans.

Lending 63

Lending National South Dakota Payments 63

CFPB Monitor

APRIL 25, 2022

In January 2021, the OCC granted Anchorage conditional approval for a national trust bank charter. At the same time, the Anchorage approval demonstrates that the national bank charters provided under the National Bank Act are broad and flexible enough to accommodate evolving approaches to financial services in the 21st century.

Compliance 78

Compliance Digital Banking Training South Dakota 78

CFPB Monitor

MARCH 2, 2016

General findings include the following: As of February 1, 2016, the CFPB handled approximately 811,700 complaints nationally, including approximately 21,800 complaints in January 2016. Nationally, debt collection complaints averaged 26 percent of all complaints received by the CFPB.).

Houston 60

Houston Metro Texas North Carolina 60

PYMNTS

SEPTEMBER 30, 2019

State governments began rolling out economic nexus laws after 2018’s South Dakota vs. Wayfair ruling. The lack of a cohesive national digital sales tax policy is causing confusion for marketplaces and retailers that are striving to stay compliant, however.

Retail 109

Retail Taxes Virginia South Dakota 109

PYMNTS

MARCH 30, 2016

The $15 hourly minimum wage would be the highest in the nation, and the proposal represents a potential game-changer in the battle to raise the federal minimum wage, which currently stands at $7.25 an hour on Jan. 1, 2017, then to $11 an hour one year later and will see annual increases of $1 until reaching $15 an hour on Jan.

California 100

California Los Angeles South Dakota Retail 100

Independent Banker

FEBRUARY 24, 2016

It’s yet another disturbing proposal from the National Credit Union Administration to bureaucratically finagle its way around Congress and federal law. By Camden R. Fine, President and CEO of ICBA. So here we go again. Basically, all air-breathing mammals in the United States would qualify to be credit union members.

South Dakota 70

South Dakota North Dakota Montana Wyoming 70

CFPB Monitor

MARCH 30, 2016

Hawaii, Maine, and South Dakota experienced the greatest complaint volume decreases from the same time last year (December 2014 to February 2014 compared with December 2015 to February 2016) with decreases of, respectively, 25, 19, and 14 percent.

Florida 60

Florida Miami South Dakota Report 60

CFPB Monitor

DECEMBER 23, 2015

General findings include the following: As of December 1, 2015, the CFPB handled approximately 770,100 complaints nationally, including approximately 21,000 complaints in November 2015. Nationally, mortgage complaints averaged 27 percent of all complaints received by the CFPB.).

Georgia 60

Georgia Report Vermont South Dakota 60

CFPB Monitor

SEPTEMBER 9, 2020

Ballard Spahr LLP has submitted a comment letter to the OCC in support of its proposed rule , “National Banks and Federal Savings Associations as Lenders” (the “Proposed Rule”). Three virtually identical Federal Interest Statutes govern interest that may be charged by Banks: Section 85 of the National Bank Act (“NBA”), 12 U.S.C. §

FDIC 78

FDIC National South Dakota Lending 78

PYMNTS

FEBRUARY 9, 2018

“If you live in any modern advanced economy, I would stick with the dollar, I would stick with the yen and leave bitcoin for the, you know, toy collectors,” Kashkari said during a town hall meeting in Pierre, South Dakota. So why is the Fed rolling its eyes, while the rest of the world seems to be getting ready to panic?

Bitcoin 102

Bitcoin South Dakota Minneapolis cryptocurrency 102

PYMNTS

SEPTEMBER 17, 2019

Pawn shops, historically speaking, are “mom and pop” operations, and not the kinds of outfits that tend to attract eight-figure investments in the form of an $80 million senior credit facility to fuel their national and global expansion.

Ohio 151

Ohio Lending Iowa South Dakota 151

American Banker

NOVEMBER 5, 2020

The region now leads the nation in virus cases, and with winter lurking the fear is that the outbreak will only get worse.

Regional 78

Regional National North Dakota South Dakota 78

FICO

NOVEMBER 11, 2019

So, while the average FICO® Score is increasing over time at the national level, what about at the state or city level? While 31 states (and the District of Columbia) have an average score higher than the national average of 706, we generally see that the Midwest and New England states have the highest average FICO® Scores.

Las Vegas 40

Las Vegas District of Columbia US San Francisco 40

Jeff For Banks

DECEMBER 7, 2019

billion in asset financial institution based in Sioux Falls, South Dakota. On the lending side they provide customized business capital solutions nationally for small and mid-sized businesses with innovative lending to niche markets. Meta Financial Group, Inc. They are a $6.2 There's where the "traditional" ends.

Indiana 78

Indiana South Dakota Oregon Community Bank 78

PYMNTS

JUNE 24, 2016

This week it was Minnesota, and then yesterday Walmart really got warmed up and announced the expansion of their new payments service in: Michigan, Virginia, the Carolinas, Indiana, Iowa, Kentucky, Nebraska, North Dakota, South Dakota, Tennessee, Louisiana, Missouri, Mississippi and Washington, D.C.

Lending 101

Lending Online South Dakota North Dakota 101

MyBankTracker

FEBRUARY 22, 2021

At present, CSAA serves select counties in Arizona, Colorado, Connecticut, Delaware, Maryland, Montana, Nevada, Oklahoma, Oregon, South Dakota, Utah, Washington DC and Wyoming; and portions of California, Idaho, Indiana, Kansas, Kentucky, New Jersey, New York, Ohio, Pennsylvania, Virginia, and West Virginia. How does CSAA work?

Groups 52

Groups Policies California South Dakota 52

PYMNTS

NOVEMBER 26, 2019

Economic nexus and marketplace facilitator tax policies rolled out following the 2018 South Dakota v. The National Conference of State Legislatures (NCSL) and National Governors Association (NGA) convened in 1999 to seek methods of making state tax systems easier for interstate businesses to comply with and understand.

Taxes 141

Taxes South Dakota District of Columbia Compliance 141

MyBankTracker

FEBRUARY 23, 2021

This includes states like Louisiana, Oklahoma, Texas, South Dakota, Iowa, and Kansas. To protect your home from exterior flooding, you’ll need to purchase a separate flood insurance policy from the National Flood Insurance Program. This type of water damage can occur after a broken appliance or pipe.

Policies 52

Policies South Dakota Louisiana Iowa 52

PYMNTS

NOVEMBER 29, 2019

As has been well-reported in this space, the regulatory landscape is changing for companies in the wake of the 2018 Supreme Court decision captioned South Dakota v. For some of these people who have been audited by South Dakota, they have no idea that the next letter they are going to get will come from New York,” Peterson said.

Taxes 134

Taxes South Dakota New York Nebraska 134

CB Insights

JULY 17, 2018

In 2017, the National Restaurant Association reported annual sales of $799B — close to 48% of the total amount that Americans spent on food. But with commercial rents continuing to rise in most urban areas, it’s been a challenge both for small businesses and national retailers to find affordable space. Today, just 2,877 remain.

San Francisco 69

San Francisco California United States CA 69

CB Insights

APRIL 24, 2018

Through feedback from store managers and customers, Five Below is able to get a product from idea to the shelf in less than six weeks, as it did with the fidget spinner in 2017, according to Stores.org of the National Retail Federation. To keep prices low, Five Below leverages private labels.

Retail 59

Retail Trends Technology Branding 59

CFPB Monitor

MARCH 13, 2017

The Attorneys General of Missouri, Alabama, Arizona, Arkansas, Georgia, Idaho, Indiana, Kansas, Louisiana, Nevada, Oklahoma, South Dakota, Texas, West Virginia, and Wisconsin. State National Bank of Big Spring, 60 Plus Association, Inc., and Competitive Enterprise Institute.

District of Columbia 68

District of Columbia South Dakota West Virginia Idaho 68