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South Dakota Approves 36% Rate Cap on Payday Lenders

American Banker

Voters in South Dakota on Tuesday overwhelmingly approved a measure to cap interest rates on payday, installment and auto title loans at 36%, while rejecting a competing amendment sponsored by a large payday lender.

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Who Pays A Higher Price For Online Sales Tax?

PYMNTS

The 2018 South Dakota v. Regional retailers with presences in one area of the country that may have been selling into other areas, and small retailers that may be only in one or two states and have websites for selling into other states obviously face a change,” she said.

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Coronavirus surge in Upper Midwest has bankers on edge

American Banker

The region now leads the nation in virus cases, and with winter lurking the fear is that the outbreak will only get worse.

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CSAA Insurance Group Review: Great for Auto Coverage?

MyBankTracker

If you are looking for any type of personal insurance and already have a AAA membership, The California State Automobile Association (CSAA) could be the AAA-affiliated insurer that services your region. Coverage and rates vary by state and region; there are restrictions and limitations based on location. Best for more than 90 years.

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A Deep Dive into the Distribution of the FICO Score Across the US

FICO

So, while the average FICO® Score is increasing over time at the national level, what about at the state or city level? While 31 states (and the District of Columbia) have an average score higher than the national average of 706, we generally see that the Midwest and New England states have the highest average FICO® Scores.

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11 New Restaurant Concepts Reimagining Fast Food & Casual Dining

CB Insights

In 2017, the National Restaurant Association reported annual sales of $799B — close to 48% of the total amount that Americans spent on food. But with commercial rents continuing to rise in most urban areas, it’s been a challenge both for small businesses and national retailers to find affordable space. Today, just 2,877 remain.