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Member business lending: How to leverage MBL for credit union growth

Abrigo

Develop an MBL program while mitigating risk Credit unions looking for alternate paths to growth in today's rising rate environment may be primed to leverage member business lending. Takeaway 3 The specific policy areas outlined below should be carefully considered by credit unions engaged in member business lending.

Lending 221
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How To Do Better Against National Bank Lending Competition

South State Correspondent

Who the competition is, what the lending competition is offering, their delivery channels, and service levels can help community banks differentiate their services and enhance their competitive advantage. They can maintain a high level of service while innovating products and services to best their lending competition.

National 195
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What Is A Lending Curve and How To Use It

South State Correspondent

While economists may use the shape of the yield curve to gauge future economic strength, bankers should be paying particular attention to the lending curve. The lending curve shows borrowers’ loan coupons for different terms. The lending curve is currently strongly determining borrowers’ demand for loan structures.

Lending 195
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How to manage risk for a successful implementation

Accenture

The technology behind lending systems has advanced significantly in recent years, and commercial banks are keen to take advantage of those advances and improve their processes to unlock the value that modern systems can provide. The post How to manage risk for a successful implementation appeared first on Accenture Banking Blog.

How To 391
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Unique Challenges in the C&I Market Bridging the Gap from Attorneys to Tech

Speaker: Ren Hayhurst, Sr. Counsel and Executive Director

Immerse yourself in the world of C&I lending as we explore the unique challenges to the market. Learn how to bridge the gap between technology and attorneys to enhance operational efficiency. Experience our game-changing C&IDocs™ demo, showcasing cutting-edge solutions tailored to the C&I lending industry.

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The top lending & credit risk blogs of the year

Abrigo

The most-read lending & credit blogs in 2023 Probability of default, CECL model validation, and stress testing were among Abrigo's top blogs on ALM, CECL, and portfolio risk this year. Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings.

Lending 221
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How to Increase Member Business Lending

Abrigo

Small Business Loans | 5 minute read Key Takeaways Credit unions' small business loans hit a record low, while small business lending continues to remain strong at big banks and community banks. Going digital can help reduce the cost of small business lending and capture more member business loans. Talk to an expert.

Lending 150
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How to Choose the Best Automated Documentation System for Commercial Loans

The commercial lending space is booming as more developers take on projects, especially with the booming need for housing. Not all automated loan doc prep solutions are created equal. Learn what you should know so that you can make the best choice for your business. For lenders, this means an influx of loan applications and paperwork.

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The Non-QM Market Experiences a Remarkable Comeback: Check Out the Industry Guide

As the commercial lending market continues to evolve, non-QM loans are becoming an increasingly popular offering among lenders looking to create new revenue streams. Commercial lending is going through an important transformation as consumers demand better solutions and technology works to address long-standing problems in the industry.

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The ROI of Business Lending Platforms

Meanwhile, business lending technologies have grown more popular in the industry. However, understanding the impact of said technologies means understanding how to increase your revenue while decreasing your costs. Financial institutions continue to look to quantify the impact of new technologies.

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Quick Guide to Digital Lending for Regional & Community Banks

The answer may lie in their early adoption of digital lending as a core service. Digital lending technologies are helping banks make the transition faster so they can compete more effectively. It’s an opportunity that other small and regional banks can learn from, and this guide is the playbook for how to do it.

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The Blueprint for a Customer-Centric Digital Lending Experience

Creating a winning digital lending experience requires plenty of focus on the needs of customers and more. Biz2X Chief Product Officer Aaron Traub covers everything from how to create such an experience, areas to hone in on, pitfalls to avoid, and plenty more in this insightful article.

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5 Reasons Banks Need a Digital SBA Lending Program Now

Read this eBook to understand how to build the business case for your bank to do digital SBA lending now. Small Business Administration (SBA) loans are more important than ever for banks in the wake of the COVID-19 pandemic and the Paycheck Protection Program (PPP).

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Transforming Lending: Understanding the Power of Digital Platforms

Understanding how they work and how to best utilize them for your banks is key toward success. Digital platforms can provide you with plenty of solutions, yet many are still intimidated by them. It's time to end that worry and embrace what could make a major difference for your bank. Feeling unsure about digital platforms?

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The Threat That Could End Community Banking & What To Do About It

Small business lending is ground zero for this imminent disaster. Though only in charge of a small percentage of total assets, they’re disproportionately dominating small business lending. Read this eBook to understand how to counteract the key threats to community banks coming from the tech industry.