Sat.Jan 14, 2023 - Fri.Jan 20, 2023

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The 34 Biggest Banking, Mortgage & BankTech Events in 2023

Fintech Labs Insights

Below is our curated list of the best global banking tech events and conferences in 2023. These are the largest events in the financial services industry geared towards banking technologists, program managers, marketers, developers and C-Suite execs at both legacy financial institutions and upstart banktech and fintech firms. For the most part, financial technology event planners are organizing in-person gatherings, often with a virtual option.

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ATM trends to watch

ATM Marketplace

Going into 2023, ATMs are at a crossroads both in terms of overall banking strategy and payments trends

Trends 104
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5 Big reasons to go digital with SMB & commercial lending

Abrigo

Automating SMB and commercial lending elevates your customer's experience From making it easier to apply to speeding up loan closings, automation can helps make business lending customers and staff happier.

Lending 195
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Podcast: How CDFI status helps one community bank stay independent

ABA Community Banking

"We're a small bank, and it gets more expensive all the time to run a small community bank," says Andy Anderson, president and CEO of Bank of Anguilla in Anguilla, Mississippi. "As As long as we can do this profitably and remain in our community, that's what we want to do.".

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Trust the Software! Doc Gen Automation

A detailed look at why automation is the future of loan documentation and how this technology adds value to the attorney relationships, creating a next-generation workflow.

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The Real Question Is, Can You Afford Not To? [VIDEO]

The Emmerich Group

A dear friend asked me a question one time, “Oh really, can you afford not to?” And I thought that was one of the most brilliant questions I’ve ever heard. Let me pose it to you this way. Can you afford not to figure out how to increase your net interest margin by 100 basis Continue Reading The post The Real Question Is, Can You Afford Not To? VIDEO] appeared first on Emmerich Financial.

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1Q 2023 Loan Pricing Update

South State Correspondent

2022 will go down as one of the worst years for community bank loan mispricing when viewed on a spread basis. Rapidly rising rates crushed performance as many banks held a fixed rate constant and/or booked a fixed rate loan at a misguided level.

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This week’s podcast episode: How the U.S. Supreme Court will decide the threat to the CFPB’s funding and structure: Part I, with Adam J. White, a renowned expert on Separation of Powers and the Appropriations Clause and a close follower of the Supreme Court

CFPB Monitor

The eyes of the consumer finance world are now on the Supreme Court as it decides whether to grant the CFPB’s certiorari petition in Consumer Financial Services Association Ltd. CFPB.

US 124
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Fintech partnerships to lead the way in 2023

ATM Marketplace

While initially seen as rivals, banks now view fintechs as partners to build innovative financial tools customers want, while still retaining the trust of a traditional financial institution

ATM 86
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Lightspeed cuts 300 jobs in restructuring

Payments Dive

With the 10% workforce reduction, the Canadian merchant payment services company is reorganizing in a bid for profitability

Payments 227
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What Lenders Need To Know: Increase of Standardized Loan Rejections

As the CRE market continues to tighten, the rejection of substandard loan documentation is on the rise. Don’t put your loans at risk. Check out the Infographic.

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Why Prepayment Penalties Matter in 2023

South State Correspondent

Prepayment penalties on loans always drive value. However, in 2023, loan prepayment provisions will be essential tools for commercial banks.

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California DFPI releases modified proposed Student Loan Servicing Act regulations

CFPB Monitor

On September 9, 2022, the California Department of Financial Protection and Innovation (DFPI) proposed to amend its student loan servicing regulations, which we previously covered here. After reviewing public comments, on January 6, 2023, the DFPI released a Notice.

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Brexit exodus helps drive record number in EU banks paid €1m-plus

TheGuardian

Data shows UK banks losing well-paid staff, as Italy, France and Spain make up 70% of rise in EU top earners A record 1,957 bankers across Europe earned more than €1m (£878,000) last year, according to data that shows the scale at which some of the best-paid jobs in Britain have moved from London to the EU since Brexit.

Data 106
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Flexible rent payment options gain ground

Payments Dive

A growing number of companies are bringing buy now, pay later to the rental market as inflation drives up housing costs and renters struggle to pay on time

Marketing 227
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The Lender's Guide to Automating Complex Loans

Providing commercial lenders with key insights into how commercial lenders can automate small-balance, mid-market, and large-cap loan documentation with advanced technology.

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Retail Sales & PPI Reveal Softening Activity

South State Correspondent

Retail Sales & PPI Reveal Softening Activity. Treasury prices are rallying some in early trading as overnight news from Japan is aiding the bid. The Bank of Japan decided not to widen the band on its Yield Curve Control policy for their 10yr bond from the current -50bps +50bps range.

Retail 195
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HUD Issues Draft Reconsideration of Value Guidance with FHA Loans

CFPB Monitor

The U.S. Department of Housing and Urban Development (HUD) recently issued a draft Mortgagee Letter on reconsideration of value (ROV) policies in connection with appraisals for FHA insured mortgage loans. The draft Mortgagee Letter follows up on action plan items.

Policies 124
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Animal spirits and environmental, social and governance asset prices: does market sentiment drive stock returns?

BankUnderground

Gerardo Martinez In 1936, John Maynard Keynes coined the famous term ‘Animal Spirits’ to illustrate how people take decisions based on urges, overlooking the benefits and drawbacks of their actions.

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Bank card spending volume slows

Payments Dive

The big banks’ fourth quarter 2022 card volume data could have implications for card giants Visa and Mastercard, an analyst said

Cards 227
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The New 7 Facts on Housing Interest Rates and What Banks Can Do About It

The CRE multifamily sector has created tremendous momentum that won’t be slowed by interest rate hikes. Check out the facts right here!

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ChatGPT will break financial services, but then it might save it

American Banker

Artificial intelligence Training

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ChatGPT is at capacity right now; yes, it is really annoying

Dataconomy

Lately, the “ChatGPT is at capacity now” error has been a continuous source of annoyance for users seeking to try out OpenAI’s outstanding chatbot. Don’t worry; there’s always room for you at Dataconomy.

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Cyber Tops Bank Risk List for 2023: EY

Banking Exchange

Chief risk officers say they are seeing cybersecurity risks everywhere, new survey shows Risk Management Feature3 Feature Cyberfraud/ID Theft Compliance/Regulatory Operational Risk Security 1Risk Management

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Payoneer tees up Webster Bank exec for CFO

Payments Dive

Webster Bank alum Bea Ordonez will take the payments company’s finance reins in March after current CFO Michael Levine steps away from the role

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How to Choose the Best Automated Documentation System for Commercial Loans

Not all automated loan doc prep solutions are created equal. That is why we have put together a checklist to help you evaluate potential partners and find the best-automated documentation system for your requirements and needs.

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BMO sets September conversion date after Bank of the West deal gets green light

American Banker

Deposits Industry News M&A

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Why can’t AI draw realistic human hands?

Dataconomy

The AI drawing hands issue has been going on for so long that it has now become a running joke. If you don’t know yet, spoiler alert: AI can’t draw human hands or feet properly. AIs that can convert words to images appear miraculous.

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‘It will affect all of us’: how bank closures have hit one UK town

TheGuardian

In a week when several big banks announced they were axing branches, we talk to locals concerned over effect on elderly and vulnerable people Lloyds and Halifax to close 40 bank branches in England and Wales “I’ve been with them since I left school. I’m really sad it’s going – where do we go now?”

Online 82
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Splitit targets tech assets for acquisition

Payments Dive

Splitit isn’t interested in being acquired, but the BNPL provider believes there may be assets ripe for the picking amid consolidation

Payments 212
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Book of Secrets for the Month-End Close

Developing a consistent month-end close doesn’t need to be a mystery. We’re sharing our top 10 secrets (plus one bonus!) for streamlining your close.