Sat.May 17, 2025 - Fri.May 23, 2025

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Your roadmap to becoming a commercial banker

American Banker

Breaking into a new industry can be daunting, especially in a field as complex as banking. Here's how experts recommend getting started.

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The Hidden Risks of Multi-Vendor Technology Stacks | Jack Henry

Jack Henry

A multi-vendor IT strategy increases risk, complexity, and cybersecurity threats. Discover how to simplify your infrastructure to improve efficiency.

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Five common banking mistakes – and how to avoid making them

TheGuardian

If you are sticking loyally with a bank, using an overdraft or failing to read the small print, you may well be losing out Many of us frequently shop around for the best insurance deals or supermarket offers but forget about their bank account and it could be leaving you hundreds of pounds worse off. Here are five the most common banking mistakes and how to avoid them.

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The Bank AI Talent Roadmap

South State Correspondent

A central part of any bank AI strategic plan is the path banks will take to acquire and train human capital to manage this challenge. Artificial intelligence (AI) and its component parts, machine learning, generative AI and agentic AI, is unlike any technology we have ever seen. While undoubtedly some of the complexity will fade into the background like how the innovations of steam, electricity, computers, and the internet did, AI is fundamentally different in that humans will need a certain lev

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Why Tech-Forward Tax and Accounting Firms Have the Inside Track to the Future

Speaker: Joe Wroblewski, Sales Engineer Manager

Automating time-consuming manual tasks can save your firm hundreds of hours–and thousands of dollars. But it can also have longer-lasting benefits, like helping you attract and retain the next generation of CPAs, and we don’t need to tell you how important that is amid the current generational staffing crisis in the tax and accounting profession. You'll want to save your seat for this new webinar with industry expert Joe Wroblewski, where we'll explore how to: Maximize ROI with Cost-Effective Te

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Could digitalisation of finance lead to more disruptive international capital flows?

BankUnderground

Simon Whitaker Digital currencies and the tokenisation of financial assets could speed up the movement of money and assets between institutions and across borders. Historically, the liberalisation of capital flows led to debates about the impact on macroeconomic and financial stability. Bouts of instability for example the 2008 global financial crisis provoked calls to put sand in the wheels of financial markets.

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Perficient is Shaping the Future of Salesforce Innovation

Perficient

Perficients longstanding partnership with Salesforce is a testament to our belief in this platforms transformative power in solving complex business challenges and designing superior digital experiences. We strive to stay ahead of the evolving Salesforce ecosystem and actively shape its future. Our talented Salesforce professionals go beyond mere implementation; we focus on driving innovation, fostering connections, and creating meaningful change for our clients and the broader technology lands

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If the Fed is Uncertain, How Will Bankers Get it Right?

South State Correspondent

As of May 2025, the Federal Open Market Committee (FOMC) maintained the federal funds rate at a target range of 4.25% to 4.5%. This decision not to move reflects the Fed’s cautious approach amid rising risks of both inflation and unemployment, influenced by recent tariff policies. Fed Chair Jerome Powell emphasized the heightened uncertainty, stating, “It’s not at all clear what the appropriate response for monetary policy is at this time.” Essentially, the Fed stated tha

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Memorial Day: Remember 1st Lt. John Fox

Jeff For Banks

The biting December air, thick with the acrid scent of gunpowder and the chilling reality of war, clung to the shattered stones of Sommocolonia. In this small Italian village, nestled precariously in the Apuan Alps, a drama of extraordinary courage and selflessness unfolded on December 26, 1944. At the heart of this pivotal moment stood First Lieutenant John Robert Fox , a forward observer attached with the 598th Field Artillery Battalion of the 92nd Infantry Division the famed Buffalo Soldiers

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Capital One closes Discover deal

Payments Dive

Completion of the combination results in the richest banking deal of the past six years and creates the nation’s largest credit card issuer.

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Case Study: Anchor Loans Cuts Doc Prep Time by 90% with GoDocs Automation

Anchor Loans, one of the nation’s top private lenders, turned to GoDocs to modernize its document preparation process and keep pace with growing loan volume. By automating doc generation and integrating seamlessly with internal systems, Anchor Loans drastically reduced prep time and minimized risk—without adding headcount. Learn how GoDocs helped Anchor Loans begin finalizing loan packages in just minutes, enabling faster, more scalable lending with real-time compliance across 48 states.

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Digital dollars? The stablecoin impact on banks, payments

American Banker

With licensing bills progressing through both the House and Senate, stablecoins are poised to become part of the regulated financial sector. How the banking and payments landscape will respond to that is up for debate.

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Navigating the Next-Gen Core Platform Transformation | FinTalk

Jack Henry

The evolution of core platforms is no longer just an interesting trend it's a fundamental market transformation that demands immediate strategic attention.

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Report Finds Credit Card Competition Act Would Harm Community Banks

Banking Exchange

The act would cut revenue for community banks and credit unions, according to the report A new report warns that legislation aimed at lowering credit card interchange fees could cut revenue for community banks and reduce access to credit for low-income households. The Credit Card Competition Act (CC.

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Hack could cost Coinbase up to $400M

Payments Dive

The crypto exchange is offering a $20 million reward for information leading to the hackers’ arrest. Coinbase terminated customer support agents who leaked customer data.

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Live Demo - Supercharge your Month End Close

Automation generally supercharges any process and brings its value to the forefront. See how infusing automation such as ART (our month-end close solution), into your close can get you to the next level of closing. We will share a live demo of SkyStem's solution, ART and share the key elements of month-end close automation. Through ART, we'll take a look at: What month-end close automation entails Which process steps can and should be automated Benefits of achieving process automation, and Why i

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HSBC high street bank staff face bonus cuts over remote working

TheGuardian

Banks UK division hardens hybrid working policy with requirement to spend at least 60% of time in office HSBC has told staff in its UK high street banks that it may cut their bonuses if they do not work in the office frequently enough. The bank told employees at its HSBC UK division, which includes its retail and domestic commercial banking businesses, that anyone who did not spend at least 60% of their time in the office could end up being paid less, according to a report by Bloomberg.

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Why Smart Lenders Prioritize Vehicle Maintenance to Protect Their Loan Portfolios

SWBC's LenderHub

Every vehicle you finance is an asset worth protecting. Encouraging regular vehicle maintenance is a strategic move that benefits both your borrowers and your financial institution.

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Banking Circle S.A. and Visa Direct Partner to Enhance Global Payment Capabilities

Banking Exchange

Partnership provides Visa Direct with access to Banking Circle’s extensive local clearing rails across the world Payments Global Exchange Digital Feature Feature3

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Why Mastercard invested in Corpay

Payments Dive

The $300 million infusion in a cross-border partner creates a complementary tie, the network’s CFO said. It also comes as headwinds rise on that front.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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US Senate advances stablecoin bill despite party divisions

The Paypers

The US Senate has voted 66-32 to advance legislation aimed at regulating stablecoins, cryptocurrencies tied to the value of traditional assets such as the USD.

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Lead Bank CEO calls debanking 'a fiction' at fintech summit

American Banker

Jackie Reses stirred debate by dismissing debanking as largely fictional during a Tuesday summit attended by many crypto-focused fintechs.

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Mortgage Rates Impacting Home Sales

Banking Exchange

Mortgage rates moved demonstrably higher last week Mortgage rates moved demonstrably higher last week with mortgage applications dropping by more than 5% as a result according to the Mortgage Bankers Association. The 30-year fixed rate for conforming loans rose to close to 7%, getting close to last.

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Cash use declines as cards rise: Atlanta Fed

Payments Dive

Consumers keep using cash, but credit cards are king, the Federal Reserve Bank of Atlanta documented in its annual payment method survey.

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State of AI in Sales & Marketing 2025

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.

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HKMA passes stablecoin law demanding issuers are licenced

The Paypers

HKMA has passed a stablecoin law to establish regulations for the digital assets and allow licenced issuers to sell them to the public.

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How banks can fight the rising tide of data breaches in 2025

American Banker

Threat actors using artificial intelligence and other tools are putting a greater strain on banks' cybersecurity systems, and other institutions could be next.

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Gated vs. Ungated Content: Striking the Right Balance in Your Fintech Marketing Strategy

William Mills

Every fintech marketing team faces a critical decision: should your content be freely accessible, or should it be used to capture valuable lead information? Whether you're launching a new product, building brand recognition, or nurturing leads, deciding between gated and ungated content is a strategic one that impacts how you reach and convert your audience.

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Amex offers virtual card to small businesses

Payments Dive

The company has long provided the service to corporate clients, but this month started letting small business owners pay suppliers who accept Amex without a physical card.

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Commercial Lenders, Playing It Safe Is the Real Risk

Why Legacy Lending Workflows Are Costing You More Than You Think Legacy systems and manual workflows might feel familiar, but they come with growing risks—compliance gaps, costly delays, and lost opportunities. This guide breaks down why clinging to traditional processes is no longer sustainable and how automation can help lenders regain control, improve efficiency, and reduce risk across the closing process.