Sat.Aug 31, 2013 - Fri.Sep 06, 2013

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Loan Pricing: Must It Be So Complicated?

Jeff For Banks

'When it comes to pricing loans, my experience tells me we use competitor pricing as our de facto pricing model. For consumer and residential loans, where rates and fees appear on the competitors'' websites, it''s not so difficult. But for commercial loans, I suspect we follow anecdotes such as what customers tell us or what friendly competitors murmur to us at a cocktail party.

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Updated PayPal App Lets You Order Ahead, But Still Steers to Checking

Javelin Strategy & Research

PayPal, the consumers’ online alternative choice, today further staked its territory as expanding into the physical world with a major update to its free iOS and Android apps. There’s a battle going on as firms fight for supremacy of the mobile wallet and one of the biggest heavyweight contenders is PayPal.

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Never Count Microsoft Out - Microsoft-Nokia Acquisition Analysis

Javelin Strategy & Research

Microsoft’s canny purchase of Nokia for the low price of $7.2 billion reopens up the rumors that Stephen Elop’s move to Nokia was a Trojan horse, intended to open the doors to the announcement today. Nokia’s share of the handset market under Elop shriveled while its stock price dropped over 60%, allowing Microsoft to swoop in for the killer deal.