Sat.Apr 20, 2019 - Fri.Apr 26, 2019

Doing good for society and the planet (an Earth Day FinTech update)

Chris Skinner

It was Earth Day on Monday, and a national holiday in many nations as they observed what Christians call Easter. Whilst Sri Lankans mourned the fatal losses on the Easter Sunday church gatherings, many observed the anniversary of the birth of the modern environmental movement in 1970.

PayPal reports strong numbers for Venmo, Visa posts solid Q2

Mobile Payments Today

PayPal and Visa reported strong earnings in the first quarter of 2019, with PayPal breaking out Venmo numbers for the first time

Report 340

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Fintech AsiaCollect Seeks to Digitalize Debt Collection in Southeast Asia

Bank Innovation

With the majority of the region's debt collection being handled by small, provincial agencies, the process in Southeast Asian markets is still mostly manual. Digital debt collector AsiaCollect is hoping to change that.

Thailand’s Largest Firm Taps Ripple For B2B Payments


Petroleum exploration company PTT Exploration and Production (PTTEP), Thailand’s largest corporation, is collaborating with blockchain firm Ripple to integrate its technology for cross-border transactions.

ABCs of Data Normalization for B2B Marketers

Data normalization. It’s not a far stretch to suggest that the topic isn’t exactly what gets marketers excited in their day-to-day workflow. However, if lead generation, reporting, and measuring ROI is important to your marketing team, then data normalization matters - a lot. In this eBook, we’ll break down the ins and outs of data normalization and review why it’s so critical for your marketing strategies and goals!

Doing bad for society and the planet (an Earth Day banking update)

Chris Skinner

I’m not a particularly political person. Opinionated yes. A little bit right and little bit left, maybe. Not necessarily a centrist, true. And I try to avoid writing about politically motivated movements on this blog, except when they impact the banking industry. And today is one of those days.

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Traditional FIs See Fintechs as ‘Significant Threat’ by 2022, Study Says

Bank Innovation

Nearly 80% of traditional financial institutions feel little or no threat from fintechs today, but 65% believe fintechs will be a “significant threat” by 2022, according to a new study by Harvard Business Review.

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Amazon Will Soon Accept Bitcoin Payments


Bitcoin, through the lightning network, will soon be available as an option to pay on Amazon and other eCommerce sites, according to reports. Cryptocurrency payment processing company Moon said any e-wallet that is lightning-enabled can also be used through the company’s browser extension.

The Finanser’s Week: 15th April – 21st April 2019

Chris Skinner

The main blog headlines are … Will a global platform connect all of our money? When I talk about FinTech, I often reflect on the first time I encountered what I would, today, call a truly FinTech firm.

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Podcast Episode 17: Consolidation, managing credit and the future of cash

Mobile Payments Today

David Jones talks to SunTrust CTO Ken Meyer about the role of traditional banks in the global economy

The 2019 Technographic Data Report for B2B Sales Organizations

In this report, ZoomInfo substantiates the assertion that technographic data is a vital resource for sales teams. In fact, the majority of respondents agree—with 72.3% reporting that technographic data is either somewhat important or very important to their organization. The reason for this is simple—sales teams value technographic data because it makes essential selling activities easier and more efficient.

Retail Banking Customer Satisfaction has Improved, But Only Slightly

Bank Innovation

Customer satisfaction in the overall retail banking industry has improved over the last twelve months, but ever so slightly, according to J.D. Power's 2019 U.S. Retail Banking Satisfaction Study.

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Visa Next: Visa’s Next ‘Digital First’ Act


Visa introduced a platform on Monday morning (April 22), complete with beta application programming interfaces (APIs), that will allow issuers and issuer processors to build and test new products.

Things worth reading: 26th April 2019

Chris Skinner

Things we’re reading today include … No More Happy Hour: Japan Bank Boss Takes Aim at Drinks Culture Is it time the Bank of England had a woman governor?


The rise of Chief Behavioural Officer and how to hack customers’ mind

Daily Fintech

Financial Services has traditionally been a game of numbers, aggressive product (mis)selling, big bonuses and as a result too many “too big to fail”s. The rise of regulations and technology innovation within the industry has resulted in a course correction.

How To 171

The Time-Saving Power of Intent Data for Sales

By using the power of intent data, capturing buyer interest has become more feasible for sales. Not only that, but using it will save immense time during your workflow; a win-win on all fronts.

Fintechs Face Difficult Regulatory Realities on Charters

Bank Innovation

WASHINGTON, D.C. Fintechs are having trouble facing reality when it comes to obtaining bank charters, FDIC Chairman Jelena McWilliams and Comptroller of the Currency Joseph Otting said here at the FDIC’s Fintech and the Future of Banking conference on Wednesday.

SoftBank Invests $1B Into Wirecard


Wirecard , the German financial company, and Japan’s SoftBank Group announced Wednesday (April 24) a deal in which SoftBank will invest about EUR 900 million in Wirecard. In a press release , the companies said the investment will come via a convertible bond mechanism.

Doing good … find out more (a final Earth Day update)

Chris Skinner

In closing this Earth Day week, I thought I’d rectify yesterday’s depressing news about banks funding the end of our planet to talk about the banks that are doing the opposite.

New digital tools in B2B payments


Advances in technology and a push towards “consumerization” in business-to-business (B2B) payments is resulting in providers offering more digital tools than ever before.

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How ZoomInfo Enhances Your Database Management Strategy

Forward-thinking marketing organizations have continuously invested in a database strategy for enabling marketing processes. Download this ebook to learn how to maintain a strategy that includes refreshed information, database cleanses, and an accurate analysis at the same time.

Venmo Revenue Growth Exceeds Analysts’ Predictions for Q1

Bank Innovation

PayPal's P2P service Venmo has exceeded analysts' first-quarter estimates in two key areas: annual revenue run rate and number of users, according to statements from PayPal's Q1 earnings call on Wednesday.

Retail 222

Why (Win Or Lose) Apple Card May Already Be Changing Payments


In technology, especially when it comes to consumer-focused technology, Apple is viewed as a disruptive force.

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Things worth reading: 24th April 2019

Chris Skinner

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Financial Brand Forum 2019: 5 Wins in 5 Minutes


Hosting marketing and sales execs at Caesars Palace is kinda asking for it, isn’t it? If the Roman-adorned casinos don’t distract, surely options like Donny & Marie over at The Flamingo or the endless taxis touting the Cannabis Superstore will, right? Wrong. Let’s just call it.

How ZoomInfo Enhances Your ABM Strategy

For marketing teams to develop a successful account-based marketing strategy, they need to ensure good data is housed within its Customer Relationship Management (CRM) software. More specifically, updated data can help organizations outline key accounts for their campaigns. And to begin the targeting process, marketing teams must develop an Ideal Customer Profile (ICP) with appropriate firmographic and behavioral data to ensure they’re going after the correct audience.Download this eBook to learn how to start improving your marketing team's data!

Fifth Third Bank to Add 100+ Branches to Improve Customer Experience

Bank Innovation

For Fifth Third Bank, customer service is not just about digital transformation. The bank also wants to expand its physical retail branch footprint, according to its president and CEO, Greg Carmichael. As a result of the bank's $4.7 billion acquisition of Chicago-based MB Financial Inc.,

JPMorgan To Expand Blockchain Use For Payments


JPMorgan Chase is planning to expand its use of blockchain technology to improve the banking industry’s payment system, as well as get FinTechs to experiment on developing the platform. The platform allows banks to quickly resolve compliance issues that can delay payments by weeks.

How To Get Your Paycheck Early

Ron Shevelin

In a world with direct deposit, why don't we get our money every day, right after we put in a hard day

How To 137

Breeding Dolphin organisations instead of Sharks & Piranhas

Daily Fintech

Entrepreneurship, innovation, and disruption are terms that we think we understand and agree on what we mean when using them. Not so.

Data-Driven Marketing 101

This eBook highlights how data-driven strategies empower marketing campaigns through personalization tactics.