Sat.Jul 09, 2022 - Fri.Jul 15, 2022

5 Lessons We Learned Using AI for Bank Email Marketing

South State Correspondent

Email is one of the most effective bank marketing channels available. Most banks send emails with little regard to optimization – they create an email, then send it. Other banks, like ourselves previously, pour over countless amounts of data to optimize open rates, clicks, and conversions.

How can banks make online bill payments cool again?


As the 21st century began, banks revolutionized bill payments by introducing online bill pay. Customers could finally ditch their check books and stop licking stamps. They simply had to log on, enter their biller information and make payments electronically.

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A future without money

Daily Fintech

Society is becoming digital and we are on our way to becoming a multiplanetary species, that vacations and lives on other planets. “A A lot has changed in the past three hundred years. People are no longer obsessed with the accumulation of things …the economics of the future are somewhat different.

FedNow chases real-time payments front-runners

Payments Dive

The Federal Reserve plans to unleash a U.S. real-time payments system next year in the form of FedNow, but it’s an open question as to whether, or how, consumers and businesses will adopt instant payments

How to Choose the Best Automated Documentation System for Commercial Loans

Not all automated loan doc prep solutions are created equal. That is why we have put together a checklist to help you evaluate potential partners and find the best-automated documentation system for your requirements and needs.

Examining Bond Portfolio Trends: Second Quarter 2022

South State Correspondent

Examining Bond Portfolio Trends: Second Quarter 2022. Beginning in May 2012, we started tracking portfolio trends of our bond accounting customers here at the Correspondent Division of SouthState Bank. At present, we account for over 130 client portfolios with a combined book value of $13.5

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U.S. Treasury introduces framework to address digital asset risks and benefits

Banking Exchange

The framework sets out an international engagement and an interagency approach Risk Management Feature Feature3 Digital Blockchain Bitcoin Cryptocurrency. 1Risk Management

Zip ditches Sezzle BNPL buyout

Payments Dive

The Australian company will pay $11 million to Sezzle after it dropped a plan to purchase the Minneapolis-based company in the face of “macroeconomic and market conditions &rdquo

Once Again, CPI Hotter Than Expected

South State Correspondent

Once Again, CPI Hotter Than Expected. Once again CPI disappointed markets with a hotter-than-expected read and that has sent Treasury yields higher once again. The overall inflation rate rose 1.3% for the month which was above the 1.0% increase in May and higher than the 1.1% expected. The 1.3%

Alt Lending Week Ending July 15th 2022

Daily Fintech

Destruction of value in Fintech stocks gives us all a lesson to learn The rapid destruction of values in fintech stocks over the past year is salutary. History it seems keeps on repeating itself and nobody seems to learn anything in the process.

Digitally Transforming the Engagement Experience for Financial Institutions

Customer experience has become a key differentiator. Learn how to launch your digital transformation by incorporating two customer experience trends into your digital transformation strategy: self-service & personalization.

Monetary and fiscal policy in interwar Britain


David Ronicle. Macroeconomic outcomes in Britain’s interwar years were terrible – they featured two of modern Britain’s worst recessions, unemployment twice peaked above 20% and was rarely below 10% and there were two periods of chronic deflation.

Prepaid Tech buys WorkStride to boost customer engagement

Payments Dive

The Birmingham, Alabama-based fintech says there is room to grow in the $8 trillion market for business-to-business payment software services

Investors Brace for Hot June CPI Report and So-So Retail Sales

South State Correspondent

Investors Brace for Hot June CPI Report and So-So Retail Sales. Two factors will probably drive most of the price action this week and that’s Wednesday’s June CPI Report and Friday’s Retail Sales.

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Stablecoin News for the week ending Wednesday 13th July.

Daily Fintech

Here is our pick of the 3 most important Stablecoin news stories during the week. The world of Stablecoins goes risk off!

Digital Commercial Lending Technology Case Study: Increasing Loan Volume and ROI

In this Commercial Lending Case Study, you'll discover how to leverage digital lending technologies to accelerate growth and leapfrog the competition in the private lending market. A new and innovative approach to mortgage lending — growing lending volume by orders of magnitude.

Regions Bank exec to cover future of bank branches at Bank Customer Experience keynote

ATM Marketplace

The opening keynote for the Bank Customer Experience Summit, being held in Chicago from Aug. 31 to Sept. 1, will examine the future of bank branches

Consumers demand contactless payments for transit: Visa

Payments Dive

Public transport is expected to become a driver of contactless payment usage, especially as environmentally conscious commuters get on board, suggested a survey by card network company Visa

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Fixing Loan Selection Bias In Banking

South State Correspondent

At this point in the business cycle, we believe that community banks should migrate to higher credit quality loans.

Compass Plus Technologies hits the double at Global Banking & Finance Awards


Compass Plus Technologie s has picked up two awards in the Global Banking & Finance Awards 2022. The awards have been running since 2011 and aim to recognise businesses driving innovation, progressive and inspirational changes within the global financial sector.

The Non-QM Market Experiences a Remarkable Comeback: Check Out the Industry Guide

As the commercial lending market evolves, non-QM loans are becoming increasingly popular. Check out this eBook for a detailed look at the benefits of non-QM loans, how to maneuver your way through, and what the future may bring.

Self-service banking to feature front and center at Bank Customer Experience Summit

ATM Marketplace

Self-service banking will be a major topic at the upcoming Bank Customer Experience Summit, being held in Chicago from Aug. 31 to Sept 1. In fact, an entire panel, entitled "Self-service Strategies for Success," will address the technology in detail

Mastercard reports consumer spending increase despite inflation

Payments Dive

In-store spending in June rose 11.7% over last year while e-commerce sales grew at a slower 1.1% pace, excluding auto and gas expenditures, according to Mastercard

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HUD Provides New Flexibility For Calculating Effective Income for FHA Loan Applicants Affected by a COVID-19 Related Economic Event

CFPB Monitor

In Mortgagee Letter 2022-09 dated July 7, 2022, the U.S.

Registration for Intersekt 2022 have officially opened


Now in its 6th year, the Annual Flagship Australian FinTech Industry Conference – Intersekt, is the leading and most thought-provoking conference.

A Comprehensive Guide to Construction Loan Issues for the Commercial Loan Market

Understand how to mitigate risk & protect the interest of all parties with this exclusive, must-have guide outlining important issues for commercial construction lending & best practices.

XBRL News about ESAP, India and crypto accounting

Daily Fintech

Here are the three most relevant developments in the world of structured reporting we became aware of in the course of last week.

Rectangle Health taps partner for BNPL financing

Payments Dive

Rectangle Health said it’s partnering with Healthcare Finance Direct to provide buy now-pay later financing to patients that want the option to pay their healthcare bills over time

Kids banking fintech GoHenry acquires Pixpay


based fintech GoHenry, which provides pre-paid debit cards and a financial education app for children, this week announced its acquisition of France-based startup Pixpay, a challenger bank for tweens and teens. Terms of the deal were not disclosed.



BANKING CIRCLE RESEARCH SHOWS NOW IS THE TIME TO GET ON BOARD WITH DIGITAL CURRENCIES. Latest white paper suggests banks should prepare for crypto – or risk falling behind the competition.

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CMBS Lending on the Rise: Uncover 10 Common Myths of Securitized Lending

CMBS Lending is an established and growing industry that is, once again, rising to the top as a significant source of permanent loan financing. Learn the truth about CMBS lending and why it might be the best financing solution.