Abrigo
OCTOBER 3, 2014
'Comedian and television writer/producer Larry David has said, “I''m not a person who embraces challenges. I run from challenges. I break world records running from challenges.” Humor aside, accountants don’t have the luxury of thinking that way. While accounting was identified as the most profitable industry of the last 12 months , it is not without its challenges.
South State Correspondent
SEPTEMBER 30, 2014
'While it is debatable when the Fed will raise interest rates, we now know we are getting closer. In all likelihood, October marks the end of the Fed’s Quantitative Easing Program and now the question is just how the Fed will reverse a large portion of the $4.4T of investment that sits on our Nation’s balance sheet.
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Celent Banking
SEPTEMBER 29, 2014
'One key element of Celent’s value proposition is our attendance at conferences. To be a little flip, we attend so you don’t have to! More accurately, we attend because you have neither the monetary nor the time budget to jet all over the world to industry events. For us, it’s part of the job, and we get to keep our finger on the pulse of the industry at gatherings hosted by individual firms and neutral third parties.
SWBC's LenderHub
OCTOBER 2, 2014
'We''ve all been a customer at some point, and, unfortunately, we''ve probably all been subjected to horrible customer service. We also all know that word-of-mouth is a powerful tool. You''ve probably heard about a new product or restaurant and immediately asked around to see what others thought. This happens in our line of business as well.
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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper
Abrigo
OCTOBER 2, 2014
'Following the recent financial crisis, the Basel Committee of Banking Supervision (BCBS) set out to “strengthen global capital and liquidity rules with the goal of promoting a more resilient banking sector.” With the release of Basel III, the Committee is building on Basel II’s three pillars and strengthening them. The three pillars include maintaining minimum capital requirements, a supervisory review process and market discipline.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Jack Henry
OCTOBER 1, 2014
'Author: Lee Wetherington, Director of Strategic Insight, lwetherington@jackhenry.com. In the beginning (of September), mobile payments were without form, chaos covered the face of the deep, and the spirit of Steve Jobs hovered over Cupertino, California. Tim Cook said, “Let there be bigger screens,” and there was the iPhone 6. “No, even bigger screens,” he said, and there was the iPhone 6 Plus.
Banking 2020
SEPTEMBER 30, 2014
'Can you really picture the future of banking? Here’s a hint: The key word is ‘picture.’. Of course, we’re all very familiar with the staggering resources devoted to developing, disseminating and popularizing the unending torrent of mobile apps, as least in part to cater to the whims of the millennials. In that sense, it’s almost depressing to think that, as an industry, we still haven’t done enough.
Abrigo
SEPTEMBER 27, 2014
'Women made up a slightly larger share of partners at CPA firms last year than they did the previous year, but there’s still room for improvement, according to industry consultant Marc Rosenberg. The latest Rosenberg Survey , set to be published in mid-December, found that 16.4 percent of partners at the nearly 400 accounting firms surveyed were female, Rosenberg said in an interview.
South State Correspondent
OCTOBER 1, 2014
'We talk to many bank executives and many bank lenders. We have been stumped by a conundrum until a few days ago. We estimate that approximately 80% of bank executives that we talk to insist that their banks are not being challenged to make long-term fixed-rate loans (five years and out). This has been true across many states and different bank sizes.
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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202
Javelin Strategy & Research
SEPTEMBER 30, 2014
'The allure of both smartphones and tablets stems from convenience, pure and simple. For SMBs, that convenience translates into greater productivity when using mobile devices to manage their business and their finances. The situation is complicated by the effect that convenience has on the security posture of employees, especially those who are using their personal devices for business purposes (i.e., bring-your-own-device, or BYOD).
ABA Community Banking
OCTOBER 3, 2014
'What do people buy from banks? What do banks actually sell? Retail Banking CSuite HowTo Customers Community Banking Feature.
Abrigo
SEPTEMBER 29, 2014
'With size comes economies of scale. Larger institutions can “scale” to meet challenges that many smaller institutions find hard to handle. Being better equipped to meet regulatory demand comes to mind amidst other advantages: marquee clients, specialized positions, brand recognition, etc. A recent post by Jeff Marisco, author of Jeff for Banks , highlighted trends in efficiency among financial institutions with respect to asset categories.
South State Correspondent
SEPTEMBER 29, 2014
'As we were looking at granular restaurant performance data we noticed that the average time at the table for patrons has increased by about 2 minutes on average over the last three years. Upon further inquiries, it seems customers are spending their table time taking pictures of their food and of course, themselves.
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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.
Bankelele
SEPTEMBER 27, 2014
'There’s a lot of talk about removing intra-African trade barriers. But how about barriers for Africans traveling within Africa? If it’s easier to travel, it will be easier for people to cross borders, see & seek opportunities and build trade & business networks. But what stops more of this from happening? Here are 5 angles. 1. Airline costs: Airline travel is quite expensive, even for very short flights like $350 for the one hour Nairobi-Entebbe flight.
Tomorrow's Transactions
SEPTEMBER 30, 2014
'Apple TouchID has completely changed my expectations of how security should work on my mobile phone and I don’t doubt it will change other people’s as well. And very quickly. I’ve become converted to TransferWise for sending money between my UK and US bank accounts. It’s a great service and I like their app. But I had a bit of a shock when I last opened my TransferWise app… Great, I thought, and carried on without paying much attention.
Abrigo
OCTOBER 1, 2014
'Wal-Mart, McDonalds, Home Depot. These large corporations are found in almost every town in America. While many consumers choose to take advantage of their less expensive product offerings, a culture shift is starting to take place. Today’s youth and others across all age groups are placing a significant importance on consuming local food, developing local relationships and improving local communities.
South State Correspondent
OCTOBER 2, 2014
'While the eulogy for checks has already been written, the pallbearers are now in place. This week, Bank of America launched Digital Disbursements, a new payment application that allows organizations to make payments to customers or vendors digitally instead of issuing a check. This is a person-to-person application restructured for organizations such as small businesses, middle market companies, larger corporations, non-profits and municipalities.
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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.
ABA Community Banking
OCTOBER 2, 2014
'Regulations for federal contractors due in October Human Resources Management Risk Management Blogs The Human Element Compliance/Regulatory.
Tomorrow's Transactions
SEPTEMBER 29, 2014
'I’ve just attended the Smartex Transport Card Forum (TCF) 2014 annual two-day event where I was presenting. The first day was about requirements and we heard from Passenger Focus that customer convenience is high on the list. Over and over we heard others repeating that convenience is a key requirement. At the end of day 1 I took a stroll through Oxford for half an hour and then caught a bus to my hotel.
Abrigo
SEPTEMBER 30, 2014
'It is estimated that 40% of accounting clients are interested in new services from their accountant. Learn how you can increase your client’s awareness about your firm’s service offerings, potentially resulting in more revenue and happier clients. Download this infographic today ! Winning new clients is a top priority for many accountants looking to grow their business, but retaining current clients is also an important factor for a firm’s success.
Bankelele
OCTOBER 3, 2014
'It’s been a year and a half since the last elections, and a year since parties last published financial accounts of their performance. They are now doing the same for the 2013-2014 year and with numbers in from most of the ‘major parties’ - what’s changed and what trends are there to see? 1. Party in the Big Tent: Of the 349 parliamentary seats contested in 2013, the two coalition groups of Jubilee (comprising TNA [which won 89 seats] and URP [75 seats]) and CORD (comprising ODM [96 seats] , F
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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.
Banking 2020
OCTOBER 3, 2014
'Below are interesting stories the Banking.com staff has been reading over the past week. Credit Union Finovate NYC Favorites: Onsite Coverage – Credit Union Times. Cracking the Credit Union Millennial Conundrum with On Your Way’s Jared Cahill… – CU Broadcast. Smartphones Changing The Way Millennials Bank – Financial Brand.
ABA Community Banking
OCTOBER 3, 2014
'Portland lacks the fervor of Seattle—but that''s good, say bankers Management Financial Trends CSuite Community Banking.
Javelin Strategy & Research
SEPTEMBER 29, 2014
The allure of both smartphones and tablets stems from convenience, pure and simple. For SMBs, that convenience translates into greater productivity when using mobile devices to manage their business and their finances. The situation is complicated by the effect that convenience has on the security posture of employees, especially those who are using their personal devices for business purposes (i.e., bring-your-own-device, or BYOD).
Your Full Potential
SEPTEMBER 30, 2014
'Originally posted on CU Insight – 9/26/14. My late mother had a favorite saying – “Take the cotton out of your ears and put it in your mouth.” In other words, “shut up and listen!” I’m sure that we’ve all found ourselves in the middle of a discussion where the other person is talking and while we are supposed to be listening intently, what we’re actually doing is preparing our response – formulating what we’re going to say and how we’re going to say it.
Advertiser: Data Robot
The buzz around generative AI shows no sign of abating in the foreseeable future. Enterprise interest in the technology is high, and the market is expected to gain momentum as organizations move from prototypes to actual project deployments. Ultimately, the market will demand an extensive ecosystem, and tools will need to streamline data and model utilization and management across multiple environments.
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