Sat.Dec 01, 2018 - Fri.Dec 07, 2018

What An Alleged NSA Hack Reveals About Payments Cybersecurity

PYMNTS

The untold story of Stripe

Chris Skinner

Wired are really good at writing long, wordy essays on things they find of interest. I enjoy them, but not everyone has half an hour to read their musings.

Why payments providers don't want customers to feel involved in the payments process

Mobile Payments Today

Payments technology can help merchants boost sales and drive loyalty with customers

How emerging tech can drive world-class banking customer experiences

Insights on Business

At Money20/20 in Las Vegas last month, IBM’s first Chief Digital Officer Bob Lord sat down with McKinsey’s Dan Stephens for a fireside chat on emerging technologies that can enable differentiated, magical experiences in the financial services industry.

Ripple Forms Blockchain For Europe Association With Other Players

PYMNTS

Ripple, the blockchain company that owns XRP, the digital currency, has joined forces with NEM, Fetch.AI, and EMURGO/Cardano to create a new association that represents the interest of blockchain and cryptocurrency business in Europe.

Is the internet of things our biggest future threat?

Chris Skinner

We talk a lot about cybersecurity, fraud and risk, but are we too complacent about it? We have all these stats and figures: According to Verizon’s 2018 Breach Investigations report, 92 percent of malware is still delivered by email.

Survey 198

Biometrics to impact future of mobile payment authentication

Mobile Payments Today

Biometrics wlll have a significant impact in driving mobile payment use as facial recognition and fingerprint scanning technologies are incorporated into applications

Mobile 159

More Trending

Is #donate The First Step To #buy?

PYMNTS

By almost any measure, John Gossart , COO and Co-founder of fundraising resource Goodworld , has done more than his fair share of public service.

The most influential person in UK tech is …

Chris Skinner

I got an email the other day saying that I am now the most influential person in the UK, not just for FinTech … but for technology in general. I was and am shocked.

T-Mobile may usher in wave of wireless carriers looking to disrupt banking

Mobile Payments Today

The T-Mobile test pilot of its new mobile banking service is expected to be the first of many telco companies exploring ways to leverage new financial services for their customers

Mobile 142

The Future of Personal Financial Management Apps

Bank Innovation

Bank Innovation and its sister accelerator INV Fintech are holding a meetup next week on the topic, “The Future of Next Generation PFMs.”

Blockchain Banking, In NY And Done In Real Time

PYMNTS

Banking in blockchain – with real-time payments as a kicker? CoinDesk reported this week that Signature Bank , which is based in New York, is debuting a digital payments platform that is built on blockchain – and geared toward real-time transactions.

UK headmistress threatens to close tuck shop

Chris Skinner

I was wracking my brains trying to write something interesting about the Brexit farce, when I noticed that my good friend Bob Lyddon had done it for me. Enjoy!

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The Future of Fintech Video Series: Transferwise

Mobile Payments Today

This interview is part of a video series, “The Future of Fintech,” produced by Mobile Payments Today and powered by Galileo Processing

Video 117

Why Lloyds Bank Is Moving Its Core to the Cloud in 2019

Bank Innovation

Lloyds Bank plc plans to deploy a new core from cloud banking provider Thought Machine in 2019 as part of a project to lower its risk and increase its innovation potential.

EU Blockchain Forum Recommends Digital Identity Systems

PYMNTS

In its newest report, the EU Blockchain Forum (EUBF) noted that government bodies need to home in on two aspects of the blockchain to help the technology fully actualize: That is, the institutions need to have digital national currencies as well as systems for digital identity, The Next Web reported.

System 261

The Finanser’s Week: 26th November – 2nd December

Chris Skinner

The main blog headlines are … Five digital transformation lessons In a final write-up on leadership, there was a fantastic presentation about the lessons DNB had learned in trying to make digital change happen.

Maine 160

The Future of Fintech Video Series: Glint Pay

Mobile Payments Today

This interview is part of a video series, “The Future of Fintech,” produced by Mobile Payments Today and powered by Galileo Processing

Video 116

The Rapid Rise of Mobile Marketing Trends in Millennial Consumers

Bank Innovation

The face of banking and financial education has changed how we market in the course of a few short years. Digital media usage has nearly tripled since 2010, with the prevalence of smartphones responsible for more than 90% of this growth.

Trends 130

Mastercard, Microsoft Team Up On Digital Identity Initiative

PYMNTS

Mastercard and Microsoft announced Monday (December 3) a strategic collaboration to improve how people manage and use their digital identity.

Taxes 263

Asking banks to be responsible is like …

Chris Skinner

The United Nations Principles for Responsible Banking were released last Monday. The aim is to help any bank – whatever its starting point – to align its business strategy with society’s goals. It’s a nice idea, but is it practical? In a guest column James Vaccaro, Director of Corporate Strategy at … The post Asking banks to be responsible is like … appeared first on Chris Skinner's blog. Future Grid Opinion

The Future of Fintech Video Series: Central Payments

Mobile Payments Today

This interview is part of a video series, “The Future of Fintech,” produced by Mobile Payments Today and powered by Galileo Processing

Video 112

Urjanet Uses Utility Data to Expand Access to Credit

Bank Innovation

Urjanet is using utility data to help underwrite loans and widen access to financial services — and it has more utility data than anyone else. The company started in the energy and sustainability space in 2010. (“Urja” means energy.)

Data 130

TSYS On How Payments Power Rewards, And Rewards Power Loyalty

PYMNTS

Loyalty has come a long way in the payments realm, from the days when strict terms of rewards programs were more frustrating than enticing for consumers.

My Ultimate Guide To Helping Members In Distress (Audio Post)

Credit Union Geek

When things go wrong with computers, they always seem to go big. I bet you have some repressed memories of digital challenges. Given I have had a computer on my desk since I was 5, there are many I definitely blocked out by now. But this post isn’t about the computer portion.

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The Future of Fintech Video Series: Galileo Processing

Mobile Payments Today

This interview is part of a video series, “The Future of Fintech,” produced by Mobile Payments Today and powered by Galileo Processing

Video 108

Bank CEOs, Bullish on the Economy for Now, Sound Off on Tech Spend

Bank Innovation

Chief executives at the country’s three biggest banks are sounding bullish on banking this coming year despite a looming threat of recession that some of them helped prognosticate. Throughout presentations and Q&As at the Goldman Sachs U.S.

The Security Threat Of Bank-FinTech Collaboration

PYMNTS

When the data of 15 million T-Mobile customers was stolen in 2015, the mobile firm’s CEO immediately went into damage control mode.

Things worth reading: 4th December 2018

Chris Skinner

Q2 Acquires Gro Solutions: So What?

Gonzobanker

Digital sales is where the puck has gone, if you look at Q2’s announced acquisition of Gro Solutions and a string of other recent deals.

Bank of America SMB Loan Origination Up 6% Despite Crowded Lending Scene

Bank Innovation

Even with more nontraditional players making more loans to small businesses, loan origination at Bank of America is still up over 6% year over year.

Why Consumers Will Shrug Off The Marriott Breach

PYMNTS

In 1954, mathematician L.J. Savage published research about how consumers process information when making decisions. Dubbed the sure-thing principle , Savage’s work showed that consumers consider a variety of inputs when making decisions.

Fraud 251

Things worth reading: 5th December 2018

Chris Skinner

Things we’re reading today include … ‘Overconfident’ bank bosses have their heads in the sand over IT Bank stocks fall the most since June 2016 Zopa granted banking licence How healthy are Britain’s banks?

Cards 142

60+ Startups Driving Innovation In Electric Vehicles

CB Insights

Electric vehicles currently make up a small fraction of global automotive sales, largely reflecting concerns around vehicle cost, range length, and charging infrastructure. But with more aggressive government incentives and improvements in vehicle design, the number of EVs on the road will increase substantially. Want the full post? Become a CB Insights customer. If you’re already a customer, login here.

Comerica Bank Turns to Virtual Reality to Train Employees

Bank Innovation

Does virtual reality have a role to play in today’s banking landscape? Comerica Bank’s innovation team thinks so, which is why the bank is using virtual reality to train its employees, or “dabbling in futurism,” as Geoff Novak, Comerica’s senior technology and innovation executive, calls it. “A

CFOs Held Back From Driving Digital Transformation

PYMNTS

Like many positions in corporate finance, the role of chief financial officer (CFO) is facing new pressures in a climate of innovation and novel challenges, from cybersecurity to geopolitical events. It’s a shift that’s been happening for years.

Survey 250

Things worth reading: 6th December 2018

Chris Skinner