Sat.Jun 22, 2019 - Fri.Jun 28, 2019

Platform, marketplace, ecosystem … buzzword bingo!

Chris Skinner

I encounter lots of banter about platforms, marketplaces and ecosystems, and do wonder in the flippant way people use them interchangeably whether they really understand what they are talking about.

The role of mobile smartphones in identity verification

Mobile Payments Today

Mobile identity is becoming a more complex undertaking as fraudsters use evolving tactics to compromise smartphone security

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Cross River Bank acquires business-banking platform Seed

Bank Innovation

Fort Lee, N.J.-based based Cross River Bank, a partner of large fintech companies like Affirm, Coinbase, Stripe and Transferwise, today acquired Seed, a startup that offers banking solutions for small businesses and sells its technology to banks. Terms of the deal were not disclosed.

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A CECL Timeline for Credit Unions


We are closing in on six months until the SEC filers’ CECL effective date. While credit unions have some additional runway after the November 2018 CECL delay, there is likely less time than expected.

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ABCs of Data Normalization for B2B Marketers

Data normalization. It’s not a far stretch to suggest that the topic isn’t exactly what gets marketers excited in their day-to-day workflow. However, if lead generation, reporting, and measuring ROI is important to your marketing team, then data normalization matters - a lot. In this eBook, we’ll break down the ins and outs of data normalization and review why it’s so critical for your marketing strategies and goals!

Partnering in the ecosystem is not easy

Chris Skinner

Talking of partnering, many years ago, I was assigned the role of negotiating a contract with a partner for a large technology firm. The partner specialised in the insurance markets, my focus at that time, and we got into the game of contract wording.

More Trending

Morningstar sees a risk to money transfer services from Libra

Bank Innovation

While Facebook‘s cryptocurrency Libra faces regulatory challenges, its potential to upend some legacy payment providers merits consideration, according to a recent report from Morningstar.

Payments Execs Weigh In On Innovation For The Roaring 2020s


A decade is a nice, round number — a convenient marker for what has come and what is coming. We as humans tend to measure our lives in decades, referring to ourselves as children of the ’60s, perhaps, or pining wistfully for the synthesized pop sounds of the ’80s.

Is Big Tech good or bad for banking … the regulator’s view

Chris Skinner

The jury's still out on cashierless stores

Mobile Payments Today

Are cashierless stores the future of retail? Exactly how pervasive the concept will become remains uncertain, as demonstrated during a recent panel discussion at the Interactive Customer Experience Summit in Dallas

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The 2019 Technographic Data Report for B2B Sales Organizations

In this report, ZoomInfo substantiates the assertion that technographic data is a vital resource for sales teams. In fact, the majority of respondents agree—with 72.3% reporting that technographic data is either somewhat important or very important to their organization. The reason for this is simple—sales teams value technographic data because it makes essential selling activities easier and more efficient.

Goldman Sachs Explores Creating a Digital Coin Like JPMorgan’s

Bank Innovation

David Solomon may take a leaf out of Jamie Dimon’s book by exploring a digital coin for payments. Goldman Sachs Group Inc.’s

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Visa Buys Rambus Payments To Tokenize Any Transaction On Any Network


In digital commerce, promise and peril co-exist. Payments fraud is continuously moving from offline settings into the online realm. To that end, Visa said this morning (June 25) that it has inked a deal to buy the token services and ticketing business of chipmaker Rambus.

What is banking in the cloud?

Chris Skinner

Over ten years ago, I started blogging about cloud computing and financial services. Many banks dismissed the idea back then as “the regulator wouldn’t allow it”. Then the regulator did allow it in some countries, but banks were confused about the regulatory position.

Deepening The Banking Customer Relationship Through Voice Commerce

Mobile Payments Today

Through Voice Commerce banks can solidify customer relationships and deepen engagement. Learn how you can capitalize on the new wave

The Time-Saving Power of Intent Data for Sales

By using the power of intent data, capturing buyer interest has become more feasible for sales. Not only that, but using it will save immense time during your workflow; a win-win on all fronts.

With debit card expansion, TransferWise moves closer to challenger bank

Bank Innovation

Money-transfer startup TransferWise is expanding the reach of its multi-currency debit card and, in doing so, wading into bank territory. The company's borderless account initially was made available to European customers in early 2018. Now, U.S.

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How ACH Business Payments Pave The Way For US Open Banking


In B2B payments, corporates’ continued use of paper checks confounds FinTech firms working to give businesses more affordable, faster and more efficient payment options.

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When code is art, how do you attract great artists?

Chris Skinner

I was having an interesting conversation with a guy who had joined a big bank having previously worked in Big Tech.

Caixa, Global Payments and Ingenico to create fintech innovation venture

Payments Source

CaixaBank, Global Payments and terminal maker Ingenico are investing 5 million euros to establish an international innovation program designed to identify and aid promising fintech startups. Fintech Joint venture funding Payment processing La Caixa Global Payments Inc Ingenico Spain

How ZoomInfo Enhances Your Database Management Strategy

Forward-thinking marketing organizations have continuously invested in a database strategy for enabling marketing processes. Download this ebook to learn how to maintain a strategy that includes refreshed information, database cleanses, and an accurate analysis at the same time.

How BofA solved the industry’s in-branch card issuance problem

Bank Innovation

For customers who lose their debit cards, a visit to a nearby branch is often the quickest way to resolve the situation.

Why PayPal Agreed To Take A Seat At Libra’s Table


In the aftermath of Facebook ’s unveiling of Libra and its Calibra wallet, among the many questions raised was how it managed to get so many of the “who’s who” in payments at the table.

Things worth reading: 26th June 2019

Chris Skinner

The return of the QR Code and China’s obsession to it

Daily Fintech

Image Source. A few days ago, I had a LinkedIn discussion with Richard Turrin on QR Codes and their relevance in today’s go-cashless world. A few commentators on the post felt QR codes were the thing of the post, and I had a different view.

How ZoomInfo Enhances Your ABM Strategy

For marketing teams to develop a successful account-based marketing strategy, they need to ensure good data is housed within its Customer Relationship Management (CRM) software. More specifically, updated data can help organizations outline key accounts for their campaigns. And to begin the targeting process, marketing teams must develop an Ideal Customer Profile (ICP) with appropriate firmographic and behavioral data to ensure they’re going after the correct audience.Download this eBook to learn how to start improving your marketing team's data!

Inside Citizens Bank’s point-of-sale lending strategy

Bank Innovation

As checkout loan startups like Affirm, Klarna and Bread garner funding and grow relationships with retailers, banks are putting up a formidable line of defense. Their pitch to retailers is their resources, data and brand recognition. Over the past two years, Providence, R.I.-based

Visa Launches Installment APIs For Issuers And Merchants


The installment lending playing field just got more interesting — and global — today (June 27).

The Finanser’s Week: 17th June – 23rd June 2019

Chris Skinner

The main blog headlines are … Monzo and Marcus: American challengers or just noise? My mate Ron Shevlin is on good form these days.

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Who bought a seat at the table of the Libra Association

Daily Fintech

Governance, Financial Inclusion, India, Tier 3 economies, remittances, payments, currencies, tokens, coins,….

Data-Driven Marketing 101

This eBook highlights how data-driven strategies empower marketing campaigns through personalization tactics.