Finer Points
MAY 13, 2014
'Here in Washington, I hear a lot of talk. People will say just about anything and claim it’s the truth, no matter what the record shows. Well, I’m from the Show-Me State, where actions speak louder than words. U.S. Attorney General Eric Holder recently said that there is no such thing as too-big-to-jail. In a […].
Jeff For Banks
MAY 14, 2014
'Industry analysts are beating the drum of net interest margin (NIM) decline. Irrational pricing by competitors is often cited in strategy sessions. But in picking through the numbers, there appears to be something else at work. Factually, NIMs were actually greater in 2013 than in 2007 for Bank and Thrifts, according to the financial institutions included in SNL Financial''s Bank & Thrift Index (2.91% in 2007 versus 2.94% in 2013).
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Jack Henry
MAY 14, 2014
'Author: Tammy Wilson, TaWilson@jackhenry.com. My role as a Product Manager includes industry analysis and constantly considering what is next, but when I stop momentarily to look back, I am amazed. Amazed at just how much and how quickly things are progressing and adapting. The internet and its byproducts have transformed our world in just a few short years, and there is no sign of slowing down.
Javelin Strategy & Research
MAY 13, 2014
'It has been a newsworthy month in the world of bill payment startups. In a matter of weeks, Zumbox and Manilla announced they would close, and Intuit reportedly is in talks to plunk down $350 million to buy Check, arguably the best personal finance app in the market today. Check serves as an example to financial institutions that the new definition of “PFM” centers on mobile apps that enable on-the-go consumers to tackle on-the-go financial decisions more smartly.
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Banking 4 Tomorrow
MAY 14, 2014
'It’s hard for many to conceive of a world without little bits of paper that we today denote as currency. In fact, money is so ingrained in society that we’ve come up with hundreds of slang terms around the world to describe the stuff. In the US you might hear the term “Benjamins”, “Dead Presidents” or “Greenbacks”. […].
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Social Assurance
MAY 13, 2014
'After getting a presence on social media, the first question I hear from many financial institutions is, “how do we get our customers to just share this with others.” I spoke with a banker recently who is connected to me on social and he says, “you share about things all the time you enjoy, what would make you share about your bank?”. “Give me a moment,” I responded.
Javelin Strategy & Research
MAY 13, 2014
'It would not be unfair to compare some of today’s black hats to the illusionists of yesteryear, as the Target and Neiman Marcus data breaches were tricks of almost Houdiniesque proportions – they occurred right before our eyes, while being almost unbelievable. These massive breaches have since inspired a backlash from bankers, consumers, government officials, and the media; all of which are demanding action to prevent these types of crimes from continuing to occur.
Javelin Strategy & Research
MAY 12, 2014
It would not be unfair to compare some of today’s black hats to the illusionists of yesteryear, as the Target and Neiman Marcus data breaches were tricks of almost Houdiniesque proportions – they occurred right before our eyes, while being almost unbelievable. These massive breaches have since inspired a backlash from bankers, consumers, government officials, and the media; all of which are demanding action to prevent these types of crimes from continuing to occur.
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