South State Correspondent

APRIL 30, 2025

In the quest for deposits, one successful tactic at top-performing banks is to target the right types of customers. While desiring to bank everyone in your community is noble, it can be a poor use of resources. Some customers offer better returns because they use more banking services and have more deposit balances. Not to say you want to ignore parts of your community, but why not focus more of your resources on those industries that help your bank achieve its goals?

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Industry Resources Community Case Study 195

Abrigo

APRIL 30, 2025

6 questions & answers on how generative AI is shifting the landscape Abrigo's Director of Applied AI, Sriram Tirunellayi , shares advice and insight into AI, its role, and how it can power the future of banking. Generative AI for safer, smarter growth As a seasoned leader in data science and AI for financial services, Sriram Tirunellayi brings a practical perspective to the evolving role of artificial intelligence in banking.

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Compliance Risk Management Lending Data 221

Jack Henry

APRIL 28, 2025

September 11, 2001, marked a turning point in many aspects of our lives, including the financial industry with the introduction of the Check Clearing for the 21st Century Act, commonly known as Check 21. This legislation revolutionized the checking industry by allowing banks and credit unions to process checks electronically, paving the way for innovations like Apple Pay and digital wallets.

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Apple Industry Innovation Security 88

ABA Community Banking

APRIL 28, 2025

By Marlee RibnickDigital growth is an essential consideration for banks looking to scale in today’s marketplace. Executives must consider the range of solutions to determine whether a fintech partnership is the right step, how to choose the right one and how to find ways to successfully implement these complex technologies.Three community bank executives, each representing […] The post Harnessing fintech for digital growth at community banks appeared first on ABA Banking Journal.

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Community Bank Community Fintech How To 59

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Why Legacy Lending Workflows Are Costing You More Than You Think Legacy systems and manual workflows might feel familiar, but they come with growing risks—compliance gaps, costly delays, and lost opportunities. This guide breaks down why clinging to traditional processes is no longer sustainable and how automation can help lenders regain control, improve efficiency, and reduce risk across the closing process.

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American Banker

MAY 2, 2025

With vast amounts of capital locked in privately held companies, both employees of those companies and average investors would benefit from a loosening of the rules restricting private investment.

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Capital Company Policies Management 71

South State Correspondent

APRIL 27, 2025

We compared community bank profitability on hedged commercial loans to those same banks reported return. The goal of our analysis was to investigate if community banks can improve their performance by utilizing a hedging program. We want to caution readers that our analysis may not extend to all banks, borrowers, or regions, but the results are strikingly convincing that banks that use hedging can improve performance as measured by return on assets (ROA) or return on equity (ROE).

Community Bank 195

Community Bank Study Community Analysis 195

Abrigo

APRIL 28, 2025

BSA/AML exam prep: From exam room to boardroom As political shifts influence Washingtons regulatory landscape, financial institutions face new challenges and opportunities. The 2025 administration change has already paused new rulemakings and delayed the effective date of several recent regulations, including those related to anti-money laundering/countering the financing of terrorism (AML/CFT) and the Corporate Transparency Act.

Leadership 195

Leadership Fraud Compliance Regulation 195

TheGuardian

MAY 1, 2025

Exclusive: Britain is key financial hub for destructive fossil fuel mega-projects, according to research Banks in the City of London have poured more than $100bn (75bn) into companies developing carbon bombs huge oil, gas and coal projects that would drive the climate past internationally agreed temperature limits with catastrophic global consequences according to a study.

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Study Company 111

Payments Dive

MAY 2, 2025

The tech giant schemed to limit competition and protect its payment revenues from app developers despite the court’s 2021 order, a federal judge said.

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Apple Payments 271

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ABA Community Banking

APRIL 30, 2025

By Lindsay TorricoEach year, on Teach Children to Save Day, banks across the country participate in creating a lasting, positive impact on young people and their financial futures.This year, more than 11,000 bank volunteers from nearly 500 banks gave their time and talent on April 24 — and we took it to a new level.Thanks […] The post Whats next in the fight for financial literacy appeared first on ABA Banking Journal.

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Community Bank Marketing Community Retail 84

The Paypers

MAY 2, 2025

Tandem Bank has launched a new digital platform, Connect by Tandem, aimed at streamlining processes in the Second Charge mortgage sector.

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TheGuardian

MAY 2, 2025

Live, rolling coverage of business, economics and financial markets as FTSE 100 gains on hopes of US-China trade thaw; Shell profits drop 28% to $5.5bn Commodities companies are among the best performers on stock markets this morning. They would be among the best placed to benefit from the US backing down in its trade war with China. The FTSE 100 has a lot of Europes big mining listings, and they are leading the way on Friday.

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US Marketing Company Groups 110

Payments Dive

MAY 2, 2025

Crypto.com has collaborated with other mainstream financial firms like Visa and FIS to offer its digital currency customers more services.

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AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.

Marketing

ATM Marketplace

APRIL 29, 2025

The recent blackout in Spain and Portugal teaches us the importance of the essentials, such as cash.

US 123

US 123

American Banker

MAY 2, 2025

Truist , Texas Capital and Citizens Financial are among the banks that will be forced to address shareholder dissatisfaction over executive pay.

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Texas Capital America 46

TheGuardian

APRIL 30, 2025

Boss confirms policy change as businesses move to comply with recent supreme court ruling The boss of Barclays has said the bank will prohibit trans women from using female bathrooms in its buildings in the wake of the recent supreme court ruling. The banks chief executive, CS Venkatakrishnan, told reporters the group would not allow trans women to use female bathrooms to ensure that it complies with the law.

Policies 109

Policies Groups Report 109

Payments Dive

APRIL 28, 2025

The retiring Senate Democrat plans to reintroduce the Credit Card Competition Act proposal despite plans to wrap his four-decade congressional career.

Cards 397

Cards 397

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The Paypers

MAY 2, 2025

FIS has launched its NextGen enterprise treasury platform, Treasury and Risk Manager – Quantum Cloud Edition.

Risk Management 56

Risk Management Management 56

American Banker

MAY 2, 2025

Vectra Bank Colorado President Bruce Alexander is retiring after 25 years with the bank; Unilever Federal Credit Union in New Jersey was shut down by NCUA; Vista Bank hired Bob Mahalik in preparation for Texas bank M&A; and more in this week's banking news roundup.

Colorado 54

Colorado New Jersey Texas Industry 54

TheGuardian

MAY 2, 2025

Government stake reduced to under 2% as banks profit of 1.8bn beats analyst forecasts by 200m Business live latest updates NatWest has reported a 36% increase in profits in the first three months of this year as the government reduced its stake in the bank to less than 2%, paving a return to fully private ownership after 17 years. The bank reported operating profit before tax of 1.8bn, up from 1.3bn in the same period last year, beating analyst consensus forecasts by 200m.

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Taxes Operations Report Groups 73

Payments Dive

APRIL 30, 2025

The card network invested in the cross-border business of its corporate payments partner as the companies agreed to expand their partnership.

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Cards Payments Company 368

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The Emmerich Group

MAY 1, 2025

The Cross-Sales Myth Thats Costing Your Bank Millions If our people just need to do more actually worked, youd already be at 8.0 cross-sales per customerand popping champagne every month. But youre not. Because knowing doesnt drive results. Systems do. Culture does. Accountability does. In this video, we expose the lie holding banks backand reveal how the Top 5% of performers are engineering consistent sales growth with one non-negotiable: They treat cross-sales like oxygen.

How To 50

How To System Leadership Video 50

The Paypers

MAY 2, 2025

The UK government has decided to move forward with draft legislation that will bring cryptocurrency firms under formal financial regulation.

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Regulation US cryptocurrency 45

TheGuardian

MAY 1, 2025

Figures show a 290% rise in mortgage borrowing, but approvals for new home purchases fell for the third month A rush to get property purchases over the line before last months stamp duty rise pushed UK mortgage lending to a four-year high in March, official data shows. Bank of England figures show that the then-imminent changes to stamp duty in England and Northern Ireland triggered a 290% surge in mortgage borrowing.

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Lending Groups Data Report 50

Payments Dive

MAY 1, 2025

The mega retailer is eager to use more real-time payments as it speeds up digital services for cost-conscious customers.

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Payments Retail 321

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

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