Sat.Dec 19, 2020 - Fri.Dec 25, 2020

Top 10 Credit Cards For 2021

BankBazaar

Want to start 2021 on the right financial note? Here are the top 10 Credit Cards that can help you do just that! It’s been a rough 2020! Start the New Year by choosing the right Credit Card! That’s exactly why we’ve picked some awesome cards for you.

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Banks are Learning to Deliver a Smarter Bill Pay Experience to Customers

ATM Marketplace

Financial institutions are learning that a smarter bill pay experience is personal for the customer and offers guidance and real-time insights. Brad Jones is Vice President and General Manager of the bill pay solution suite at Fiserv.

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Shall We Chat? Using Chat to Engage and Sell a Customer

Mobile Payments Today

Mobile Payments Today interviewed Hannes Van Rensburg, chief commercial officer for Clickatell's on the subject of chat commerce. Hannes shares his thoughts regarding this unique type of commerce and what it could mean to the mobile payments industry moving forward

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Outside-in lens—four key principles for the future of banking

Accenture

So far in this blog series we’ve talked about how an outside-in approach to banking can help Australian banks convert the current threats and challenges into opportunities. We believe this bold approach to shaking the status quo will be guided by four key principles: 1. Be married to nothing.

5 Things a Data Scientist Can Do to Stay Current

DataRobot together with Snowflake – a leading cloud data platform provider — is helping data scientists stay current with the latest technology and data science best practices so that they can excel in an increasingly AI-driven workplace. Five Things a Data Scientist Can Do to Stay Current offers data scientists guidance for thriving in AI-driven enterprises.

CFPB: Santander Must Pay $4.75 Million For Credit Reporting Violations

PYMNTS

Santander Consumer USA was ordered to pay $4.7 million to the Consumer Financial Protection Bureau ( CFPB ) for violating the Fair Credit Reporting Act (FCRA), the CFPB said in a press release.

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More Trending

How TIAA Bank acts like a fintech to push digital payments

Payments Source

Even with the pandemic's dramatic shift to online commerce, TIAA Bank's Claudia Tabacinic says there's still room to migrate consumers, and lingering reluctance to embrace new technology. Fintech Digital payments TIAA

X Factor: Can Singapore be green finance’s Silicon Valley?

Accenture

This series of blogs looks at the opportunities and challenges associated with green finance in Southeast Asia, and draws on a recent position paper “Green Finance in Singapore and ASEAN: Opportunities and Challenges” by EuroCham Singapore and Accenture.

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CFPB Settles Student Loan Case With Discover For $35 Million

PYMNTS

The Consumer Financial Protection Bureau (CFPB) has settled with student loan servicers Discover Bank , The Student Loan Corporation and Discover Products (collectively Discover) in a 2015 case for unlawful practices, and Discover will have to pay $10 million in customer redress, a press release says.

Bitcoin Keeps Rising. Why? Will it Continue?

Daily Fintech

Whether you like how the financial world is shaping up, one thing you can’t deny is the rise of bitcoin and cryptocurrencies. This Christmas the three wise men have journeyed to visit baby bitcoin. All year round all kinds of wise men have been paying their respects to bitcoin.

The Best Sales Forecasting Models for Weathering Your Goals

Every sales forecasting model has a different strength and predictability method. It’s recommended to test out which one is best for your team. This way, you’ll be able to further enhance – and optimize – your newly-developed pipeline. Your future sales forecast? Sunny skies (and success) are just ahead!

PIN payments and COVID-19: No longer a touchy subject

Payments Source

In the early days of the pandemic, when consumers seemed loath to touch cash or a PIN pad, it seemed that PIN authentication might have had few days left. But that hasn't been the case. Debit cards Chip and PIN Coronavirus Payment processing

Global trade’s new normal: how banks can react

Accenture

In this blog – the second in this two-part series – I’ll look at how banks should respond to the shifts happening within trade and supply chain finance due to market forces and COVID-19.

’Twas The Night Before COVID Christmas

PYMNTS

’Twas Christmas with COVID, We were all stuck at home. Can’t go out, it’s not safe, We’re advised not to roam. The holiday Zoom calls have been scheduled with care, To talk to the relatives who cannot be there. . The children are nestled asleep in their beds, As visions of PS5s dance in their heads.

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The Secret History of a Small Town Gas Station and the Lifelong Fintech Lesson It Taught Me

Strategically Speaking

If you find yourself in Cedar Falls, Iowa, head to First Street and pop into The Music Station. And yes, if you're a Jack Henry customer, you might find yourself in Iowa. After all, Cedar Falls is the birthplace of the Banno Digital Platform. So what is this mysterious gas station?

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The Empowered Consumer

When it comes to working with the empowered consumer, AI has the power to help your business thrive by leveraging your own data to better understand your customers. Read our ebook, The Empowered Consumer, to learn more about how AI can help you connect with your customers.

How the payments industry's COVID-19 response changed, month by month

Payments Source

Many companies had to pivot sharply in just a month or two. Others were rewarded richly for their earlier investments in digital technology. Contactless payments Digital payments Retailers Coronavirus

XBRL News – Sustaining Reporting ’21!

Daily Fintech

As this rather extraordinary year draws to its very welcome close, we reflect on what promise financial and ESG reporting might hold for the near future. The explanatory power of financial information reported to investors for market valuation has drastically declined in recent decades.

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FinTech Step Aims To Create The Concept Of ‘Family Banking’

PYMNTS

We’ve all heard the horror stories. The 6-year-old who get his hands on Mom’s iPad and manages to rack up $16,000 worth of credit charges for online gaming. The teenager with a Fortnite habit who manages to clean out Dad’s checking account via the debit card linked to the gaming account.

4 Tips to Marketing Your Digital Banking Suite

Strategically Speaking

The beginning of a new year has traditionally been the perfect time to market your digital banking to help people get financially organized. But when planning to promote digital banking this year, the idea of financial resolutions might not connect in quite the same way.

B2B Pocket Playbook: End-to-End Guide to Sales Enablement

Sales enablement is the strategic process of providing sales teams with the content, guidance, and mentorship needed to engage targeted buyers. It’s all about equipping sales professionals with the tools they need to put their best-selling foot forward. And if sales teams want to continuously sell better -- and faster -- their sales enablement process must have a game-winning strategy. It's time for you to start selling smarter - and hitting your sales number - with the best B2B database in the market. Get started today.

7 trends eroding the two-week pay cycle

Payments Source

While there has been a general trend of paying people faster for work already performed, starting with gig workers, COVID-19 has created (or exposed) many issues that are fueling the shift toward on-demand pay, especially for hourly workers. Payroll payments Faster payments Coronavirus

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Stablecoins: 2020 in review, what happened, why and the future.

Daily Fintech

The year Crypto broke into Institutions. Whilst Stablecoins were born this year (PBoC trail in China and numerous other Central Bank studies and experiments), Crypto became a teenager and got to drive Dad’s car for the first time.

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NY Fed: Credit Applications, Acceptances Plunge During Pandemic

PYMNTS

A new survey has revealed the steep plummet the consumer credit market took as the pandemic began, the Federal Reserve Bank of New York reported. The Federal Reserve Bank of New York’s Center for Microeconomic Data released results on Monday (Dec.

TBT: Bootstraps and the unbanked

Matt Wilcox Pro

I shall open this week’s post by quoting Neal deGrasse Tyson. Tyson is a bestselling author, director of the Hayden Planetarium (part of the Department of Astrophysics at the American Museum of Natural History in New York), and, according to People magazine, the sexiest astrophysicist alive*.

Data Science Fails: Building AI You Can Trust

The new DataRobot whitepaper, Data Science Fails: Building AI You Can Trust, outlines eight important lessons that organizations must understand to follow best data science practices and ensure that AI is being implemented successfully.

How Blackhawk sees COVID-19 transforming the gift card industry

Payments Source

Consumers avoiding stores because of COVID-19 have driven triple-digit sales growth of Blackhawk’s gift cards sold through retailers’ websites, with the final weeks of the year expected to push digital cards to a tipping point. Prepaid cards Digital payments Coronavirus

Can WhatsApp Ape WeChat’s China Success, As It Enters Indian Fintech?

Daily Fintech

WhatsApp announced plans to venture into health insurance and micro-pension in India via tie-ups with leading local players, having piloted last few months.

FIS, Global Payments Eyed Merger, But Talk Broke Down, Report Says

PYMNTS

Fidelity National Information Services ( FIS ) and Global Payments were in talks to merge in a $70 billion deal, but it didn't end up happening, according to The Wall Street Journal (WSJ).

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PPP Round Two Looms as Senate Approves New Stimulus

Banking Exchange

This week’s $892 billion package includes $284 billion for the Paycheck Protection Program Community Banking Feature3 Feature Duties PPP Covid19 The Economy. 1Community Banking

Pressure Points: How to Ensure Your B2B Pipeline Passes Inspection

This eBook highlights best practices for developing a pipeline management process that helps sales leaders and their team C.L.O.S.E (you’ll see what we mean in this eBook) more revenue through data-driven prospecting, stage analysis, and subsequent sales enablement.