South State Correspondent

SEPTEMBER 18, 2014

'Given the Alibaba-hysteria you might get the impression that in this market, everyone is an investor. Crowdfunding trends would only reinforce that notion. Crowdfunding is the concept that individuals, companies and investment organizations (funds, clubs, etc.) can invest or donate their funds in exchange for products, experiences, royalty streams, equity, debt or a combination of all of the above.

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Celent Banking

SEPTEMBER 17, 2014

'First reason –I’m an Android user and enthusiast : ). Like it or not, Android and iOS don’t play nicely with each other, and the Apple Watch is a companion device for the iPhone. It’s definitely an intriguing device though, and I enjoyed learning more about how Apple plans to tackle the wearables space. The Apple Pay announcement was also extremely fascinating – my colleague Zil has prepared an excellent and informative review of Apple Pay.

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Apple Mobile Technology Course 163

Jack Henry

SEPTEMBER 19, 2014

'Author: Jon Kozlowski, jkozlowski@profitstars.com. The existence of an “80/20 rule” is an accepted notion in most industries; banking is no exception. Conceptually it is easy to grasp that some customers may be more profitable than others, mainly due to their higher volume. And this is indeed true. What is not well-understood is just how true this is.

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Matt Wilcox Pro

SEPTEMBER 17, 2014

'I admit it. I’m an iOS junkie. Okay, okay, I’m an Android OS junkie, too. Call me fickle, but being in the business kind of requires me to be versatile. Last week was nirvana for my iOS side, which was eager to learn about the new iPhone 6 versions and, of course, Apple Watch. The [.

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Apple Course 112

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Gonzobanker

SEPTEMBER 15, 2014

'Well it happened. We knew it was coming. It may have even taken a bit longer than expected but it happened. Never in the history of payments has there been such a media-frenzied, corporate disrupting and consumer-captivating moment as last week’s unveiling of Apple Pay as part of this week’s release of the iPhone 6. Make no mistake – this was a direct “pyrus malus” hit into an entrenched and profitable caste system of payment providers.

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Apple Cards Mobile Community Bank 109

Tomorrow's Transactions

SEPTEMBER 19, 2014

'A big story to finish the week. You can now travel around London on the buses, tubes, trams and docklands light railway without having to queue for tickets or reload your Oyster. You can now use your contactless payment cards, stickers, wristbands and goodness knows what else instead. For the last few years, colleagues at Consult Hyperion have been working for Transport for London (TfL) on a really big, fun, interesting and challenging project to allow customers to use mass transit in London w

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Cards Video Marketing Apple 54

Tefkin

SEPTEMBER 15, 2014

Its now official, Anthemis has led the latest investment round in QuanTemplate and I could not be more thrilled about it. QuanTemplate is a marketplace, communications and enterprise workflow technology that offers a secure web-based platform for trading risk, regulatory reporting and creating financial models for use across the (re)insurance market.

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Marketing Innovation Industry Analysis 34

Bankelele

SEPTEMBER 16, 2014

'Today saw the formal introduction of giant UK financial services firm Prudential into Kenya. The 166-year old Prudential, which is listed in 4 countries and has $770 billion of assets under management, announced the Kshs 1.4 billion (~$16 million) investment into the country, that commenced with a buyout of 100% of Shield Assurance, a local company.

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Banking 2020

SEPTEMBER 16, 2014

'It’s often said that bankers are not necessarily ‘social’ by nature. This isn’t a bad thing per se—it just means banking is serious business, while socializing has the opposite connotation. Seen through that prism, it’s a topsy-turvy world would there. The absolute, undeniable reality is that a lot of business is ‘social’ now, and the rest will get there soon enough.

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social media Study Strategy Marketing 78

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Tomorrow's Transactions

SEPTEMBER 18, 2014

'I was in a meeting earlier in the week where someone said that even with ApplePay, the US is far behind Japan in mobile payments, so I thought I’d do a quick update on Japan which, as for the US, we label a “special case” in our analysis of the market: we can learn from it, but it doesn’t tell us anything about how other markets might develop. As it happens, the Japanese market has just taken an odd turn.

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Taxes Mobile System Cards 51

Fintech Labs Insights

SEPTEMBER 15, 2014

'I''ll admit to being caught up in the hype. The 48 hours after Tim Cook revealed Apple''s long-rumored foray into payments were some of the most exciting times in fintech since the 1995 to 1997 period when most of the online "firsts" happened ( see note 1 ). And we''re seeing more thoughtful fintech posts in the past week than we used to see in an entire year.

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Apple Cards Mobile United States 32

The Raddon Report

SEPTEMBER 16, 2014

'Average Number of Checks Written On a Monthly Basis.

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Banking 2020

SEPTEMBER 16, 2014

'Did you make the list? Sageworks recently ranked more than 6,600 banks in the United States to find the 15 best-run community banks. Banks with $100 million to $10 billion in assets were judged on their return on average assets (ROAA) and efficiency ratio (a measure of a bank’s ability to generate revenue from its non-funding-related expense base), as determined by Sageworks Bank Information , a web-based data platform that includes thousands of data points on all U.S. banks and credit u

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Community Bank Community United States Texas 78

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Banking 2020

SEPTEMBER 19, 2014

'Below are interesting stories the Banking.com staff has been reading over the past week. The mobile movement driving multi-channel banking – Banking Technology. Rethinking the Bank Branch in a Digital World – Harvard Business Review Blog. Wearables in Banking: Google Glass – Celent Banking Blog. Banks work to stay relevant as technology evolves – Houston Chronicle.

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Fintech Labs Insights

SEPTEMBER 17, 2014

'I just stopped by the Green Lake (Seattle) coffee shop where Eric Mattson and I first hatched the plans for Finovate seven years ago. At that time, we were so focused on selling enough tickets to pay the Midtown Manhattan-sized bills, we had few thoughts on the long-term plan. Fast forward seven years. A week from today we''ll be in NYC for the eighth time hosting the largest Finovate ever, closing in on the 1,500 mark for the first time (much appreciated everyone!!!).

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Fintech Labs Insights

SEPTEMBER 16, 2014

'FinovateFall 2014 is next week and it''s official that the event will be the largest Finovate to date! Over 1,300 tickets have already been sold and we have less than 50 remaining! If you''re interested in attending to see the future of fintech debut live on stage via our fast-paced demo-only format, please get your ticket as soon as possible to lock in your seat.

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