Sat.May 31, 2025 - Fri.Jun 06, 2025

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Bank Executive’s Guide to Generative Engine Optimization

South State Correspondent

As you considering strategic initiatives for next year, one initiative to consider is to make the bank more AI friendly. The digital landscape is undergoing a seismic shift. Traditional Search Engine Optimization (SEO) is no longer sufficient in an era dominated by generative AI. For bank executives, understanding and implementing Generative Engine Optimization (GEO) is crucial to maintain visibility and competitiveness in 2026.

Tools 195
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Advance Risk Management by Simplifying Banking’s Cluttered Tech Stack

Banking Exchange

Most banks and credit unions rely heavily on legacy systems for their core functionality While the banking and finance industry deals with some of today’s most cutting-edge technology, many institutions are still operating on legacy systems. Most banks and credit unions rely heavily on legacy system.

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Three Ways to Improve the Relationship Between Credit and Sales

Trade Credit & Liquidity Management

In today’s competitive business environment, the credit department’s primary value lies in its ability to facilitate sales in alignment with company forecasts and objectives, not just to minimize risk, but to actively support growth. Building a strong, collaborative relationship between credit and sales is essential for maximizing revenue, managing risk, and delivering on company goals. “Credit management is an essential support system for the company’s sales efforts; wit

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Credit union website analytics: mysteries we can’t explain

Shared iDiz

We’ve been building and managing credit union websites for a long time. Over the years we’ve pondered a lot of Google Analytics, Google Search Console, and Microsoft Clarity data, and used that information to guide website strategies, optimize search results, and power continuous improvements. And yet… there are still some mysteries lurking in those numbers,… The post Credit union website analytics: mysteries we can’t explain appeared first on CUiDiz.

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Why Tech-Forward Tax and Accounting Firms Have the Inside Track to the Future

Speaker: Joe Wroblewski, Sales Engineer Manager

Automating time-consuming manual tasks can save your firm hundreds of hours–and thousands of dollars. But it can also have longer-lasting benefits, like helping you attract and retain the next generation of CPAs, and we don’t need to tell you how important that is amid the current generational staffing crisis in the tax and accounting profession. You'll want to save your seat for this new webinar with industry expert Joe Wroblewski, where we'll explore how to: Maximize ROI with Cost-Effective Te

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Bank Drama is Draining Your Profits—Here’s the Proven Fix

The Emmerich Group

Toxic conflict is draining your banks profitsand its worse than you think. According to recent research, workplace conflict costs American businesses $359 billion annually in lost productivity. And yes, your bank is part of that equation. Endless unproductive meetings. Departmental sabotage. Silent feuds eroding trust. This isnt a culture problemits a leadership crisis rooted in low emotional intelligence and zero accountability.

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Perficient Included in Forrester’s AI Technical Services Landscape, Q2 2025

Perficient

As we move through 2025, artificial intelligence especially generative AI continues to redefine how enterprises operate and compete. What began as experimentation has rapidly evolved into large-scale adoption, with organizations embedding AI into core strategies, operations, and customer experiences. From intelligent automation and predictive insights to dynamic content generation, AI is now a driving force behind innovation, agility, and growth.

America 309
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HSBC to Close US Business Banking Unit

Banking Exchange

The bank will close a division that serves over 4,000 clients HSBC will exit a business that serves small and midsize US companies as part of its strategic overhaul to simplify operations and focus on the Asia and Middle East markets. “Following a strategic review of our business, we have decided to.

US 97
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How Profitable is a Hedged Loan?

South State Correspondent

We have the privilege of using our risk-adjusted return on capital pricing (RAROC) model, and various other profitability tools, to analyze individual and multi-bank performance. Our data and analysis strongly suggest that banks that can measure instrument and relationship-level performance for return on assets (ROA) and return on equity (ROE) can improve simply by reallocating capital and resources to more profitable relationships.

Analysis 195
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CFPB seeks to end open banking case

Payments Dive

The Consumer Financial Protection Bureau and its former court foes are now in agreement: an open banking rule shouldn't be considered lawful.

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Case Study: Anchor Loans Cuts Doc Prep Time by 90% with GoDocs Automation

Anchor Loans, one of the nation’s top private lenders, turned to GoDocs to modernize its document preparation process and keep pace with growing loan volume. By automating doc generation and integrating seamlessly with internal systems, Anchor Loans drastically reduced prep time and minimized risk—without adding headcount. Learn how GoDocs helped Anchor Loans begin finalizing loan packages in just minutes, enabling faster, more scalable lending with real-time compliance across 48 states.

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Banks and businesses deserve clarity on the legal treatment of cannabis

American Banker

The STATES 2.0 Act, currently pending in Congress, would go a long way toward giving banks confidence that they can provide services to legal cannabis businesses without putting themselves in legal jeopardy.

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More Than One in Five Americans Fell Victim to Financial Fraud

Banking Exchange

The Fed’s report found credit card fraud to be the most common, affecting 17% of fraud victims Risk Management Fraud Cyberfraud/ID Theft Security Cards Feature Feature3

Fraud 88
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More mortgage lending might push home ownership further out of reach

BankUnderground

Jamie Waddell and Danny Walker Would expanding mortgage supply lead to increased home ownership? Given that 90% of young home owners have a mortgage, its tempting to assume the answer is yes. But our analysis suggests that assumption is not necessarily true. We show that increases in mortgage supply have historically had no discernible effect on the home ownership rate and instead tend to push up on house prices, which makes it harder for first-time buyers (FTBs) to afford their first home.

Lending 64
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Shift4 appoints new CEO

Payments Dive

The digital processor named Taylor Lauber to the post and appointed founder Jared Isaacman as executive chairman, a Thursday regulatory filing said.

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Live Demo - Supercharge your Month End Close

Automation generally supercharges any process and brings its value to the forefront. See how infusing automation such as ART (our month-end close solution), into your close can get you to the next level of closing. We will share a live demo of SkyStem's solution, ART and share the key elements of month-end close automation. Through ART, we'll take a look at: What month-end close automation entails Which process steps can and should be automated Benefits of achieving process automation, and Why i

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The Senate's stablecoin bill risks repeating past legislative mistakes

American Banker

The GENIUS Act, in its current form, fails to account for the substantial risk of stablecoin runs and blocks regulators from imposing necessary oversight. It also lacks measures to prevent their use in illicit transactions.

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Case Study: Scalable ATM Modernization for a Major U.S Bank

ATM Marketplace

This case study highlights how our expert team delivered scalable ATM modernization with precision planning, white-glove service, and secure logistics.

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Caryl Churchill pulls out of Donmar Warehouse project over Barclays’ Israel links

TheGuardian

Playwright urges theatre to cut ties with bank, which has been criticised for providing financial services to defence firms supplying Israel The playwright Caryl Churchill has pulled out of a project at the Donmar Warehouse, citing the organisations sponsorship by Barclays and the banks links to Israel. In a statement, Churchill, a longtime supporter of Palestinian rights , said that the London theatre should drop its association with the bank, which has been criticised for providing financial s

Company 72
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Illinois delays interchange law

Payments Dive

Over the weekend, the state’s legislature voted to delay implementation of a law that would ban card interchange fees on tips and taxes.

Illinois 248
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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Bank acquisitions announced in three states

ABA Community Banking

Proposed acquisitions have been announced in recent days of banks in Florida, Kansas and Missouri. The post Bank acquisitions announced in three states appeared first on ABA Banking Journal.

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Fiserv acquires AIB Merchant Services

The Paypers

Fiserv , a provider of payments and financial services technology, has agreed to acquire the remaining 49.9% of AIB Merchant Services (AIBMS), its joint venture with AIB Group.

Groups 66
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Net charge-off ratio at 15 largest US banks in Q1

American Banker

The 15 largest banks had an average NCO ratio of 0.66% in the first quarter.

US 77
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Fiserv buys out AIB Merchant Services

Payments Dive

The payments processor’s deal to buy the ownership stake that it doesn’t already own is expected to give it a stronger foothold in Europe.

Payments 221
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State of AI in Sales & Marketing 2025

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.

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Who are the real wealth creators? And does inheritance tax really put off entrepreneurs? | Letters

TheGuardian

Britain has been helping CEOs and bankers for decades, with very little trickling down, writes Pete Dorey , while Stephen Dorril and David Cosgrove write in support of inheritance tax David Biesterfield opposes a wealth tax by arguing that better public services depend on the encouragement of wealth creation, not its disincentivisation ( Letters, 27 May ).

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Visa's Pay by Bank becomes fully operational in the UK market

The Paypers

Digital payments provider Visa has announced that its new pay by bank solution is ready for market in the UK, with built-in customer protection solutions.

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A one-two punch of bad policy ideas threatens financial stability

American Banker

A new stablecoin bill threatens to balloon federal borrowing and increase the deficit, while a change to bank capital rules would vest the Treasury with power that should rest with the Federal Reserve.

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Bill taps PayPal veteran as CFO

Payments Dive

Rohini Jain is set to become Bill’s finance chief in July, replacing John Rettig who will assume the role of president and chief operating officer.

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Commercial Lenders, Playing It Safe Is the Real Risk

Why Legacy Lending Workflows Are Costing You More Than You Think Legacy systems and manual workflows might feel familiar, but they come with growing risks—compliance gaps, costly delays, and lost opportunities. This guide breaks down why clinging to traditional processes is no longer sustainable and how automation can help lenders regain control, improve efficiency, and reduce risk across the closing process.