Sat.Jun 25, 2022 - Fri.Jul 01, 2022

Bitcoin crash: A new beginning

Daily Fintech

In January 2000, global financial markets were on the verge of a meltdown that was expected to destroy both the reputations of investors and the riches of day traders, that invested in companies and tech stocks that weren’t generating any revenue.

9 ways to manage credit risk

Independent Banker

Illustration by erhui1979/iStock. Effects of the pandemic and other factors creating unpredictability have changed how community banks approach their credit and lending operations. These experts share nine tips and credit risk best practices to offer stability in an ever-changing market.

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Business is global by default: Why haven't payments kept up?

Payments Dive

To compete internationally, businesses need a reliable method to make and receive real-time payments

European banks gain vital edge in race to the cloud

Accenture

European banks are starting to overcome the obstacles that slowed their shift to cloud computing. And in the race to recover lost ground, they can learn from the experiences of their counterparts in the US and Asia.

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How to Choose the Best Automated Documentation System for Commercial Loans

Not all automated loan doc prep solutions are created equal. That is why we have put together a checklist to help you evaluate potential partners and find the best-automated documentation system for your requirements and needs.

The Crypto Wallet for Web 3.0 – Why It Needs To Be In Your Strategic Plan

South State Correspondent

Set aside the noise of cryptocurrency for a second and focus on the potential of a new digital asset, or crypto, wallet. The crypto wallet can be the centerpiece of customer engagement for Web 3.0 and can be used for a myriad of new applications.

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Oracle adds restaurant payment acceptance

Payments Dive

By partnering with Dutch payments processor Adyen for the new service, Oracle aims to become a one-stop shop for restaurants, an industry analyst said

How to get it right: Open Banking payment errors

Accenture

The shift to digital services has accelerated since 2020, improving the potential of Open Banking payments to become a viable alternative to card payments. Cumulatively, over 26.6 million Open Banking payments had been executed by the end of 2021. There was a 500% increase in that year alone.

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Human Trafficking: Ukraine in Crisis

Abrigo

Ukraine War Creates Human Trafficking Crisis War, forced migration, and lack of governmental oversight lead to human traffickers seizing the opportunity to exercise their illicit activity. Would you like others articles like this in your inbox?

Brad M. Bolton: Working through difficult times

Independent Banker

Photo by Chris Williams. Working through any difficulty or crisis at your community bank won’t be a walk in the park, but it may lead to an experience for which you’re truly grateful. As a community banker, you’re either going through a crisis or you’re preparing for one.

Digitally Transforming the Engagement Experience for Financial Institutions

Customer experience has become a key differentiator. Learn how to launch your digital transformation by incorporating two customer experience trends into your digital transformation strategy: self-service & personalization.

PayPal hit with Venmo fraud lawsuit

Payments Dive

Yet another lawsuit related to alleged fraud on a peer-to-peer payment app targets digital payments company PayPal

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How banks can thrive in the face of rising interest rates

Accenture

Bankers must be weary of all the talk about disruption; in the past 15 years they’ve had to survive both the economic and reputational fall-out of the Great Recession, digitize their business and start moving it to the cloud, manage the greatest-ever distribution of relief funds to see their customers through the COVID-19 pandemic, and….

Loan Betas: A Key ALM Assumption for NIM as Rates Rise

Abrigo

What Are the Loan Betas in Your Plan for Rising Interest Rates? Loan betas, or how rates for new and repriced loans will act as interest rates rise, are critical ALM inputs for NIM forecasts. . You might also like this webinar, "Banking in a Rising Rate Environment: Myth Busters Panel." WATCH .

Who were ICBA’s Top Lenders of 2022?

Independent Banker

The Peoples Bank helped the Jones family of Legacy Dairy in Hiseville, Ky., relaunch their business. From left, Ally Jones; bank chairman, president and CEO Terry L. Bunnell; and Doug, Genelle and Jagger Jones. Photo by Linkes Photography.

Digital Commercial Lending Technology Case Study: Increasing Loan Volume and ROI

In this Commercial Lending Case Study, you'll discover how to leverage digital lending technologies to accelerate growth and leapfrog the competition in the private lending market. A new and innovative approach to mortgage lending — growing lending volume by orders of magnitude.

FTC sues Walmart over money transfer services

Payments Dive

The federal agency said Tuesday that the big retailer allowed money transfer fraud that “fleeced customers out of hundreds of millions of dollars &rdquo

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How to grab your share of new payments growth

Accenture

Most payments leaders who participated in our Growth in Payments research think digital payments could overtake plastic cards and cash by 2025. It’s clear that they expect a surge in payments innovation, different consumer behaviors, shifting regulations—and new payments growth.

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For Ag Lenders, Farm Outlook Warrants Watching

Abrigo

Ag Sector Outlook Presents Opportunity and Risk for Lenders Higher prices for agricultural producers and continued gains in farmland values are meeting rising interest rates and input costs. You might also like this webinar, "How to Position Yourself for High-Yielding Ag Loan Growth." WATCH.

How community banks can help young homebuyers

Independent Banker

Photo by Ridofranz/iStock. As house prices skyrocket, student loan debt grows and wages stagnate, many Gen Zers and millennials are watching their homebuying dreams move out of reach. But there are ways community banks can help mortgage-seekers get on the property ladder. By Beth Mattson-Teig.

The Non-QM Market Experiences a Remarkable Comeback: Check Out the Industry Guide

As the commercial lending market evolves, non-QM loans are becoming increasingly popular. Check out this eBook for a detailed look at the benefits of non-QM loans, how to maneuver your way through, and what the future may bring.

From a payments CEO: 5 discriminatory behaviors that need to go

Payments Dive

“Until the industry addresses this blatant lack of advocacy for women in leadership, it will continue to foster a culture where women can’t thrive,” says Stax CEO Suneera Madhani

Do your banking customers follow your happy path?

Accenture

When your bank’s customers are using the products and services you offer them, do they always navigate along the journey you expect—or want—them to take? How often do they make a wrong turn or do something you didn’t anticipate?

Why the Banking Industry Needs to Embrace the Metaverse

Banking Exchange

Together with new technology and the onset of the COVID-19 pandemic in March 2020, there has been a marked change in customer behavior The Economy Technology Feature Feature3 Mobile Online Tech Management. 1Technology

Rebeca Romero Rainey: Shifts in lending

Independent Banker

Photo by Chris Williams. Loan providers are multiplying, and we cannot underestimate the need for a frictionless loan, one that removes hoops for our customers and feels simple, efficient and effective.

A Comprehensive Guide to Construction Loan Issues for the Commercial Loan Market

Understand how to mitigate risk & protect the interest of all parties with this exclusive, must-have guide outlining important issues for commercial construction lending & best practices.

Congress takes on 'bro culture' in fintech

Payments Dive

A congressional task force this week heard from fintech founders and venture capitalists about persistent inequities in funding for female- and minority-founded startups

Know Your Rights! Credit Card Billing Rules from July 1st, 2022

BankBazaar

Here’s everything you need to know about Credit Card billing, effective from July 1st, 2022, as defined by the RBI’s guidelines around Credit and Debit Card issuance released in April.

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CFPB to Review ‘Excessive’ Credit Card Penalty Charges

Banking Exchange

The bureau will investigate “excessive” profitability from late fees that cost customers $12 billion a year Compliance Duties Feature Feature3 Cards Customers Bank Performance. 1Compliance

Charles Potts: Fueling growth through innovation

Independent Banker

Image by Antonio Solano/iStock. By Charles Potts, ICBA. Demand for digital solutions continues to accelerate, making innovation an imperative for community banks looking to excel in today’s evolving market.

CMBS Lending on the Rise: Uncover 10 Common Myths of Securitized Lending

CMBS Lending is an established and growing industry that is, once again, rising to the top as a significant source of permanent loan financing. Learn the truth about CMBS lending and why it might be the best financing solution.