Sat.May 24, 2025 - Fri.May 30, 2025

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What are the challenges to the ATM industry in 2025?

ATM Marketplace

Effectively responding to challenges in the ATM industry requires detailed analysis and planning, as well as a comprehensive execution strategy that includes robust testing tools.

ATM 131
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Getting Paid for Fixed Rate Loan Risk

South State Correspondent

Bankers agree that reward (revenue) is a prerequisite for accepting risk. It would make no sense to risk the banks capital without adequate compensation. However, to avoid commercial fixed rate loan risk, the first crucial step is to measure that risk. We will show how banks that start to accurately measure interest rate risk embedded in a loan immediately seek compensation for that risk.

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Top 36 Digital Lenders to U.S. Small Businesses (SMB) May 2025

Fintech Labs Insights

Bank of Montreal went online with the first digital credit application in 1997. That effort, from its mortgage division, was named to our Fintech Hall of Fame. Not only was it the first mortgage app online, it was the first online credit app of any kind.** Naturally, we were excited about it at the time, naming it the biggest innovation of the year.

Atlanta 29
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From bar brawls to corner offices: Lessons for managers

American Banker

What does a movie about managing an unruly honky-tonk bar have to do with banking? When it comes to setting examples for corporate culture, maybe a lot more than you think.

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Why Tech-Forward Tax and Accounting Firms Have the Inside Track to the Future

Speaker: Joe Wroblewski, Sales Engineer Manager

Automating time-consuming manual tasks can save your firm hundreds of hours–and thousands of dollars. But it can also have longer-lasting benefits, like helping you attract and retain the next generation of CPAs, and we don’t need to tell you how important that is amid the current generational staffing crisis in the tax and accounting profession. You'll want to save your seat for this new webinar with industry expert Joe Wroblewski, where we'll explore how to: Maximize ROI with Cost-Effective Te

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Quarterly Banking Profile: Banking net income $70.6 billion in Q1 2025

ABA Community Banking

The banking industry reported a return on assets ratio of 1.16% and aggregate net income of $70.6 billion in the first quarter of 2025, an increase of $3.8 billion, or 5.8%, from the prior quarter, according to the FDICs most recent Quarterly Banking Profile. The post Quarterly Banking Profile: Banking net income $70.6 billion in Q1 2025 appeared first on ABA Banking Journal.

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Taxpayers set for £10bn loss on NatWest as disgraced ex-boss takes £600k-a-year pension

TheGuardian

Government expected to sell last shares in banking group this week, drawing a line under 2008 financial crisis bailout Fred the Shred Goodwin, the disgraced ex-boss of Royal Bank of Scotland, is estimated to be receiving an annual pension worth nearly 600,000, as the government prepares to declare a 10bn loss after selling its final stake in the bank as early as this week.

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Collateral re-use: unveiling the risk of delivery failures and higher volatility in the repo market

BankUnderground

Miruna-Daniela Ivan The widespread practice of financial institution to re-use securities received as collateral plays a key role in the repurchase agreement (repo) market functioning. By increasing the availability of securities which can be used as collateral, collateral re-use lowers funding costs under normal market conditions, allowing collateral to flow to where it is most needed.

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Protecting ATMs from cyberattacks

ATM Marketplace

Although there are still reports of traditional hook and chain ATM thefts, a new more dangerous trend of cyberattacks has become increasingly prevalent.

ATM 112
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Fintech groups oppose state BNPL rules

Payments Dive

Lobbying organizations argue that New York's rules treat buy now, pay later purchases too much like credit card transactions.

Groups 311
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Case Study: Anchor Loans Cuts Doc Prep Time by 90% with GoDocs Automation

Anchor Loans, one of the nation’s top private lenders, turned to GoDocs to modernize its document preparation process and keep pace with growing loan volume. By automating doc generation and integrating seamlessly with internal systems, Anchor Loans drastically reduced prep time and minimized risk—without adding headcount. Learn how GoDocs helped Anchor Loans begin finalizing loan packages in just minutes, enabling faster, more scalable lending with real-time compliance across 48 states.

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Sidi Ould Tah named African Development Bank president

TheGuardian

Mauritanian economist who led Arab Bank for Economic Development in Africa will succeed Akinwunmi Adesina The African Development Bank has chosen the Mauritanian economist Sidi Ould Tah as its president-elect after three rounds of voting on Thursday afternoon. The election took place in Abidjan, Ivory Coast, at the end of the annual meeting of the continents biggest multilateral lender.

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Federal snooping enabled by the Bank Secrecy Act has gone too far

American Banker

The Treasury Department is claiming extensive authority to pry into the private financial information of Americans on the flimsiest of pretexts. It's time for the courts to step in.

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Most Financial Institutions Using Generative AI

Banking Exchange

The majority of banks are deploying generative AI technologies, according to a new survey The majority of banks globally have either deployed or are in the process of deploying generative artificial intelligence (AI) tools, according to a new survey. The survey of more than 400 banks worldwide, cond.

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CFPB to yank ‘unlawful’ open banking rule

Payments Dive

That move bends to bank groups that filed a lawsuit last year to block the Consumer Financial Protection Bureau rule aimed at making it easier for consumers to move their financial accounts.

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Live Demo - Supercharge your Month End Close

Automation generally supercharges any process and brings its value to the forefront. See how infusing automation such as ART (our month-end close solution), into your close can get you to the next level of closing. We will share a live demo of SkyStem's solution, ART and share the key elements of month-end close automation. Through ART, we'll take a look at: What month-end close automation entails Which process steps can and should be automated Benefits of achieving process automation, and Why i

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The Return to Office Crossroads: Why Banking’s Troublemakers Must Pick a Lane

Gonzobanker

The time for indecision is over. It’s time to either lead with a clear return-to-office (RTO) strategy or risk falling behind. In 2025, the biggest players in banking are showing their hand with their workplace strategy: HSBC is linking bonuses to office time, signaling that presenteeism is back in fashion. JPMorgan Chase and Goldman Sachs have reinforced their full in-office mandates, underlining a belief that culture and collaboration can’t survive in a digital vacuum.

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Navy Federal's credit play, Coinbase outage and more banking tech news

American Banker

Navy Federal Credit Union's partnership with Bloom Credit, a data breach at Coinbase and other tech news draw attention from bankers going into June.

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Starling’s profits dip 25% as bank takes blame for Covid loan losses

TheGuardian

Digital bank admits weak controls led to 28m of losses through governments bounce back loans Digital bank Starling has suffered a 25% drop in annual profits and announced it would turn down government guarantees on 28m of Covid loans losses after conceding its own weak controls were to blame. The admission stirs up a long-running controversy over Starlings handling of the government-backed bounce back loan (BBL) scheme, which was built to get money quickly to small businesses during lockdown.

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Remittance tax draws fintech pushback

Payments Dive

The budget bill proposal moving through Congress would levy a tax on cross-border money transfers. That has prompted “strong concern” from one fintech organization.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Are You Paying Millions for Loyalty to Underperformers?

The Emmerich Group

Loyalty to underperformers is draining your banks profitabilityand youre footing the bill. If your net interest margin is 150 basis points too low, youre losing $15 million a year likely because of long-time employees delivering mediocre results. This weeks video exposes how loyalty over performance , underdeveloped young talent , and ignored trusted advisor systems are keeping your bank from outperforming peers.

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Visa's new European CEO, Global Payments divests payroll biz

American Banker

The card giant appointed Antony Cahill as its new regional president and CEO; Global Payments further simplifies its business; Curve adds Apple Pay rival to iOS devices; and more in this week's global payments roundup.

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SPAYZ.io launches payment solutions in key African markets

The Paypers

SPAYZ.io, a provider of payment solutions, has revealed its expansion into three additional African markets: South Africa, Egypt, and Cameroon.

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PayPal’s venture arm taps new leader

Payments Dive

The digital payments company has promoted Ian Cox Moya, who rejoined the company in 2022, to head the unit that invests in startups.

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State of AI in Sales & Marketing 2025

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.

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Fintech Funding Falls to Seven-Year Low

Banking Exchange

Global fintech funding has fallen to its lowest level since 2017, though deals in payments continued to thrive Payments Technology Feature3 Fintech Feature Global private equity Global Exchange United Kingdom

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What's next for CFPB, $35B Capital One-Discover merger in June

American Banker

The Consumer Financial Protection Bureau's erosion and the second phase of the Capital One merger with Discover are top of mind for bankers going into June.

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Cecabank, Bit2Me to roll out digital asset solution in Europe

The Paypers

Spain-based cryptocurrency platform Bit2Me and Cecabank , a custodian bank, have announced the launch of a digital asset solution for traditional financial institutions.

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Global Payments to sell payroll unit for $1.1B

Payments Dive

The payments processor agreed to sell the division to software company Acrisure as it focuses on selling merchant services.

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Commercial Lenders, Playing It Safe Is the Real Risk

Why Legacy Lending Workflows Are Costing You More Than You Think Legacy systems and manual workflows might feel familiar, but they come with growing risks—compliance gaps, costly delays, and lost opportunities. This guide breaks down why clinging to traditional processes is no longer sustainable and how automation can help lenders regain control, improve efficiency, and reduce risk across the closing process.