Ublocal

APRIL 14, 2025

Fraud on the Rise in 2025 and How to Prevent It Scams and fraud are becoming rampant and much harder to spot. In the past, phishing emails and text messages often contained misspelled words and grammatical mistakes. These days, scammers are using artificial intelligence to create phishing emails and texts that are much harder to spot. They also use AI to create deep-fake voices and videos to impersonate people and improve their chance of success.

Fraud 79

Fraud New Hampshire Vermont How To 79

South State Correspondent

APRIL 16, 2025

When a bank makes a loan, its stepping onto a multidimensional terrain of risk. Credit, interest rate, liquidity, optionality, legal and operational risk all interplay with each other to expose the bank, and the borrower, to a set of risk that can be visualized as a three-dimensional area. Given the current state of the economy, this risk is near an all-time high.

Management 195

Management Lending Groups Capital 195

William Mills

APRIL 17, 2025

As the old saying goes, "If you fail to plan, you plan to fail." It emphasizes how important preparation and critical thinking are in achieving success. Having a strategy is essential for individuals and/or organizations as it provides a structured framework to achieve long-term goals, optimize resources, and effectively navigate challenges. Whether you are remodeling a house or developing a public relations campaign, without a defined plan, you could be setting yourself up for failure because y

Resources 92

Resources Strategy 92

TheGuardian

APRIL 14, 2025

David Solomon warns that escalating trade war poses material risks for US and global growth The chief executive of Goldman Sachs, David Solomon, has warned that the chances of a US recession have increased in the wake of Donald Trumps tariffs and that an escalating trade war poses material risks for US and global growth. The Wall Street boss said the growing uncertainty over the fallout of US tariffs could spell trouble for companies and consumers and wreak havoc on the economy.

US 100

US Company 100

Advertisement

Why Legacy Lending Workflows Are Costing You More Than You Think Legacy systems and manual workflows might feel familiar, but they come with growing risks—compliance gaps, costly delays, and lost opportunities. This guide breaks down why clinging to traditional processes is no longer sustainable and how automation can help lenders regain control, improve efficiency, and reduce risk across the closing process.

Lending

BankUnderground

APRIL 17, 2025

Mike Knight In this post, I argue that, to strengthen climate risk metrics, the pricing of carbon should be transparent and consistent. I suggest that lessons can be learned from existing commodities and interest rate markets in the role a benchmark price (for carbon) could play to provide that transparency and consistency. Further, I propose that a benchmark incorporating existing explicit and implicit carbon prices could be sufficiently credible to allow widespread adoption.

Policies 52

Policies Examples Marketing Taxes 52

Abrigo

APRIL 18, 2025

Software providers work together to improve treasury teams' workflows Integrating ledger accounting and risk management software offers treasury departments for banks and credit unions a streamlined workflow without a heavy IT lift. This article covers these key topics: Why "one-size-fits-most" doesn't work well Where ledger and hedge accounting meet Treasury workflows simplified Why "one-size-fits-most" software doesn't work well When treasury or accounting teams at financial institutions begi

Software 195

Software Risk Management System Resources 195

Perficient

APRIL 18, 2025

Keeping up with today’s fast-paced technological environment, with businesses undergoing a significant transformation in operations, customer interactions, and innovation, can be challenging. Partnering with the right digital transformation service provider is essential for success. A proven track record in guiding businesses through digital complexities is crucial for unlocking their full potential, driving efficiency, and ensuring exceptional customer experiences, leading to long-term su

Strategy 275

Strategy Digital Strategies Customer Experience America 275

TheGuardian

APRIL 15, 2025

All banking in the Pacific nation used to be done in cash but that is about to change on the main island of Funafuti Tuvalu, one of the worlds most remote nations, has unveiled its first ever ATMs, at the headquarters of the National Bank of Tuvalu in the village of Vaiaku on Funafuti, the countrys main island. Tuesdays ceremony marked a historic shift for the island nation of 12,000 people, which has never before had access to electronic banking.

ATM 97

ATM Maine National 97

Payments Dive

APRIL 15, 2025

The percentage of U.S. credit card accounts past due for 90 days was the highest in 12 years during the fourth quarter, a Philadelphia Federal Reserve report said.

Philadelphia 391

Philadelphia Report Cards 391

Advertiser: Trellis

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

Data

Abrigo

APRIL 16, 2025

This article covers these key topics: Simplyfing CECL for certain receivables Breaking down Credit Losses-Topic 606 Receivables Implications for community financial institutions Equipment-financing firms and others could benefit FASB's Credit Losses-Topic 606 Receivables project doesn't directly affect financial institutions, but it could offer insight on efforts to reduce the CECL burden.

Community 195

Community Community Bank Examples Policies 195

South State Correspondent

APRIL 14, 2025

Customer profitability is often talked about but rarely understood. We analyzed the commercial loan portfolio of a regional bank to determine what products, scale, cross-sell opportunities, and expected life translates to profitability. The results may be surprising to some readers. The granularity of this data reflects the state of the banking industry, and the lessons learned can be incorporated by most community bankers in their daily product pricing, marketing, and sales efforts.

Data 221

Data Management Regional Study 221

TheGuardian

APRIL 18, 2025

Acquisition expected to be completed on 18 May after Federal Reserve and currency comptroller sign off on deal The pending merger between Capital One and Discover Financial services received approval from several regulators on Friday, bringing the $35bn tie-up closer to completion. The Federal Reserve and the office of the comptroller of the currency (OCC) signed off on the deal, which was first announced in February 2024.

Capital 63

Capital Regulation US 63

Payments Dive

APRIL 15, 2025

Executives of the merchant services company visited Capitol Hill this month to connect with congressional staffers and share their views on payments.

DC 378

DC Industry Payments Company 378

Advertiser: ZoomInfo

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.

Marketing

ATM Marketplace

APRIL 18, 2025

Bitcoin ATMs have been in the news lately.for bad reasons. What's the deal with bitcoin ATMs?

ATM 92

ATM Bitcoin 92

ABA Community Banking

APRIL 16, 2025

Equity Bancshares in Kansas, has agreed to buy NBC Corp. of Oklahoma. TowneBank in Virginia, has agreed to buy Old Point Financial. The post Bank acquisitions announced in Oklahoma, Virginia appeared first on ABA Banking Journal.

Oklahoma 88

Oklahoma Virginia Kansas Community Bank 88

TheGuardian

APRIL 15, 2025

Lenders stepping up mortgage price war in apparent response to financial turmoil sparked by US tariffs UK lenders are stepping up a mortgage price war, with HSBC and the Co-operative Bank announcing fresh rate cuts, and Halifax and Lloyds Bank loosening their affordability rules to enable homebuyers to borrow more. The number of low-deposit mortgages that let buyers borrow up to 95% of a propertys value has hit a 17-year high.

Operations 68

Operations US Groups 68

Payments Dive

APRIL 16, 2025

A recently signed deal will bring Klarna’s installment loans to Clover checkout at merchants across the U.S.

342

342

Advertisement

Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.

Groups

American Banker

APRIL 14, 2025

The U.K. challenger bank's Engine tech unit has registered in Delaware and will soon begin hiring a small staff on the East Coast. It faces the stiff challenges all new core banking software providers face in this country.

Software 79

Software Delaware Customer Experience System 79

The Paypers

APRIL 16, 2025

J.P. Morgan ’s blockchain platform, Kinexys , has introduced support for GBP-denominated payments for its corporate clients.

blockchain 70

blockchain Payments 70

Cisco

APRIL 16, 2025

To ensure the safety of cardholder environments, financial institutions must understand the guidance on modern technologies and applicable controls.

Security 70

Security Data Technology 70

Payments Dive

APRIL 18, 2025

Use of paper checks by U.S. businesses jumped last year, according to an annual survey by the Association for Financial Professionals, which struggled to explain the results.

Survey 335

Survey 335

Speaker: Joe Wroblewski, Senior Sales Engineer

Is your tech stack working for you—or are you working for it ? 🤖 In today’s world of automation and AI, technology should simplify workflows—not add complexity. Seamless integration and interconnectivity are key to maximizing productivity, optimizing workflows, and improving collaboration. Join expert Joe Wroblewski for a practical and insightful session on how you can build a smarter, more connected tech stack that drives efficiency and long-term success!

Technology

American Banker

APRIL 17, 2025

An internal Consumer Financial Protection Bureau memo says the agency will shift enforcement and supervisory work to the states and cease oversight of all nonbanks and Big Tech firms.

Policies 71

Policies Compliance Regulation 71

The Emmerich Group

APRIL 17, 2025

Net interest margin is under pressureand if your bank is still waiting on rate changes to save your profitability, youre already behind. In this sharp, no-fluff video, Roxanne Emmerich lays out exactly how the top 5% of banks are outpacing the competition with bank margin growth strategies that dont depend on rate specials or CD gimmicks. Youll get a sneak peek of whats coming in her next Top Gun CEO Interview featuring Charlie Hollanda CEO whose team is pulling in low-cost deposits weekly, and

Video 34

Video Strategy System Training 34

The Paypers

APRIL 18, 2025

MENAT-based bank Emirates NBD has launched Visa Direct Alias Directory (VISA+) to offer an optimised payment experience for its customers.

Payments 64

Payments 64

Payments Dive

APRIL 14, 2025

Patrick Collison will join the board of the public social media company as speculation persists about the possibility of his payments company filing for an initial public offering.

social media 261

social media Company Payments 261

Advertisement

Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending