Abrigo
MARCH 11, 2025
How to prevent internal fraud at your bank or credit union Of the many fraud risks banks and credit unions face, one of the most costly comes from within the institution itself. Employees in positions of trust may manipulate accounts, conceal information, or abuse their authority for personal gain. Learn how to prevent internal fraud in banks and credit unions.
South State Correspondent
MARCH 10, 2025
We are staunch advocates that banks should avoid risks that they do not get compensated for. One such risk that banks take without compensation (or revenue) is on-balance sheet, fixed-rate loans. With the current flat or slightly inverted yield curve, plus the current volatility of the market, borrowers have a pricing advantage to lock in long-term, fixed-rate loans, leaving lenders with the interest rate risk without appropriate compensation.
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American Banker
MARCH 11, 2025
Bipartisan legislation before Congress would create sensible regulation for stablecoins, opening a path to cementing the U.S. dollar's status as the world's most important currency.
ABA Community Banking
MARCH 10, 2025
A new survey found that most U.S. consumers stick to the same checking and saving accounts through a significant portion of their lives if their institutions have physical locations. The post Survey finds most consumers stick with same checking, savings accounts appeared first on ABA Banking Journal.
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Why Legacy Lending Workflows Are Costing You More Than You Think Legacy systems and manual workflows might feel familiar, but they come with growing risks—compliance gaps, costly delays, and lost opportunities. This guide breaks down why clinging to traditional processes is no longer sustainable and how automation can help lenders regain control, improve efficiency, and reduce risk across the closing process.
Fintech Labs Insights
MARCH 13, 2025
Ramp is a New York City-based fintech startup founded in 2019 that offers corporate charge cards paired with an expense-management platform and finance tools. Its core mission is to help businesses save time and money. In just six years, Ramp has grown into a major player in fintech, reaching a $13-billion valuation, the fifth most valuable private USA-based fintech.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
South State Correspondent
MARCH 10, 2025
The 5S Framework is a methodology for solving banking problems that banks can apply to determine the best strategic path forward. We outlined the background and the first couple of steps of the framework in Part 1 ( Here ). In this article, we cover the remaining three “Ss” of “Solve,” “Stress,” and “Sell” while looking at some timely applications.
Payments Dive
MARCH 14, 2025
Consumers are predicted to rely less on debit and credit cards and turn more to mobile wallets in the coming years, a Worldpay report predicts.
TheGuardian
MARCH 11, 2025
Potential FCA scheme could mean banks proactively inform borrowers if they were mis-sold car loans Business live latest updates Banks could be forced to proactively tell customers they have been mis-sold car finance, as the financial watchdogs plans for a compensation scheme affecting potentially millions of Britons moved one step closer. The Financial Conduct Authority (FCA) said on Tuesday it would announce its decision on such a scheme which could result in redress totalling billions of pou
Abrigo
MARCH 10, 2025
This article covers these key topics: Genuine oversight of the CECL model Q factor support Attention to disclosures and stress testing Preparing CECL models for a merger What CECL topics are auditors and examiners focusing on? Institutions must show robust governance,ongoing monitoring, and meaningful analysis of both quantitative and qualitative factors (Q factors).
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ABA Community Banking
MARCH 10, 2025
Most community bank executives and board members are positive about the U.S. economy and their local markets, and many say their banks plan to expand their digital channel offerings this year, according to the ABAs Community Bank CEO Priorities for 2025 report. The post ABA survey: Community bankers positive about economy, plan tech investments appeared first on ABA Banking Journal.
Payments Dive
MARCH 14, 2025
The Merchants Payments Coalition and the Payment Choice Coalition locked arms to advance stablecoins as the Senate Banking Committee passed a stablecoin bill.
TheGuardian
MARCH 12, 2025
Reduction in maximum amount from 20,000 to 4,000 understood to be longer-term aim for chancellor A mooted shake-up of cash Isas will not be announced in the spring statement this month, but the government is still considering the possibility of cutting the maximum amount people can put into them, it has emerged. In recent weeks a row has broken out over whether ministers should scale back tax breaks on the popular savings accounts to help encourage a shift from cash into stock market-based inves
ATM Marketplace
MARCH 14, 2025
Consultant Mack Turner shares how bank branches are doing with customer experience strategies.
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AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.
Jack Henry
MARCH 13, 2025
Explore how modern technology ecosystems can strengthen banking relationships, build trust, and drive growth for financial institutions and their communities.
Payments Dive
MARCH 14, 2025
“For Gen Z, payments go beyond speed — they reflect values, transparency, and purpose,” writes one accounts receivable software CEO.
American Banker
MARCH 14, 2025
GetAugie targets consumers new to credit, undercutting mainstream banks' secured cards that often charge an annual fee and carry hefty annual percentage rates.
The Paypers
MARCH 11, 2025
Kraken has secured an EMI authorisation from the UK’s FCA to accelerate its development in the region, amid preparing for IPO in 2026.
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Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.
Commercial Lending USA
MARCH 11, 2025
Avoid construction loan for remodeling mistakes! Expert tips from Commercial Lending USA. Secure your financing with our 30 years of experience.
Payments Dive
MARCH 13, 2025
The bank doesn’t need partnerships for its credit card customers to access the financing service, but tie-ups offer customer convenience and visibility, said Citi’s Jeff Chwast.
American Banker
MARCH 13, 2025
As the Senate Banking Committee meets to consider landmark stablecoin legislation today, the banking industry is beginning to wake up to what some experts say is an existential threat.
The Paypers
MARCH 10, 2025
Apex Fintech has reportedly considered the acquisition of Bakkt , a cryptocurrency platform originally established by Intercontinental Exchange (ICE).
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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.
Gonzobanker
MARCH 13, 2025
While Elon Musk is making some raving fans and many others nervous slamming through the Beltway, Im reminded of a famous quote of his that truly hits home in todays banking industry: People always think technology just automatically gets better every year, but it actually doesnt. It only gets better if smart people work like crazy to make it better.
Payments Dive
MARCH 11, 2025
CEO Frank Bisignano quickly deemed his successor, Mike Lyons, ready to lead the payment processor, but don’t expect any strategy shifts, Fiserv’s CFO told investors.
American Banker
MARCH 11, 2025
A new order requires certain non-bank financial companies in certain ZIP codes to report transactions over $200, much lower than the previous $10,000 threshold.
The Paypers
MARCH 14, 2025
Corefy has published a survey on how nearly 6 in 10 businesses across the world experience payment fragmentation, affecting client experience and development processes.
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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.
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