Sat.Feb 04, 2023 - Fri.Feb 10, 2023

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Cash isn't dead

ATM Marketplace

Despite the rise of cashless and contactless payment in recent years, cash is far from dead, according to a panel of experts convened at December's Self Service Innovation Summit in Hollywood, Florida

Florida 116
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Understanding The Current Yield Curve Shape

South State Correspondent

After last week’s FOMC rate increase of 25 basis points, the yield curve is more inverted than at any time in the previous 30 years. The current yield curve presents various challenges for community bankers for revenue generation and risk management.

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Six Steps to Growth in a Global Economic Squeeze

FICO

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So You Want to Be a Venture Capitalist: Best Practices for Community Banks Investing in Fintech Startups

Gonzobanker

Fintech startups looking for funding in 2023 are finding that it isn’t as easy as it was a few years ago. According to CB Insights, fintech funding in the U.S. totaled $3.9 billion in Q4 2022, down 79% from Q4 2021.

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How to Attract Multiple Generations to Open New Accounts and Apply for Loans

The experiences of every generation are characterized by their behaviors involving finances. Understanding these attitudes and using them to inform marketing messages enables community banks, regional banks and credit unions to better serve their customers.

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The First Step For Raising Deposits

South State Correspondent

If you are looking for insight into how artificial intelligence can help in banking, we give you the Unified Deposit Formula that can be used for raising deposits. Before using machine learning, we, like most bankers, thought about deposit pricing along a single dimension – price and sensitivity.

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Blockchain: The Secret Sauce to Supply Chain Visibility 

Perficient

In “Behind the Golden Arches” by John Love, the author shares an anecdote of how in the early days of McDonald’s, the company was having cashflow problems despite its being a significant source of revenue for many farmers.

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SASE – Necessary for the Future of Work

Cisco

Gartner first coined the term secure access service edge (SASE) in 2019. No one could have predicted how important and quickly SASE would become relevant to almost every business in order to function.

Data 172
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How will central bank digital currency impact ATMs?

ATM Marketplace

With many countries examining central bank digital currencies, a question emerges: How will this impact ATMs and cash usage

ATM 149
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Global Payments sells gaming unit for $415M

Payments Dive

Like the company’s $1 billion sale of its Netspend consumer unit, the divestiture reflects efforts to refine its portfolio, said Global Payments CEO Jeff Sloan

Payments 341
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Everything You Need to Know About Crypto

Speaker: Ryan McInerny, CAMS, FRM, MSBA - Principal, Product Strategy

This exclusive webinar with Ryan McInerny will teach you all about cryptocurrency and NFTs! Register to learn more about identifying crypto transactions, crypto asset market trends, managing risk and compliance, and supporting customers and partners using crypto-based payments.

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The Corporate Transparency Act in 2023: Beneficial ownership registry updates

Abrigo

Upcoming revisions to the Corporate Transparency Act Stay current on CTA updates and leave comments on the proposed rulemaking regarding FinCEN's beneficial ownership registry. You might also like this upcoming webinar, "BSA officer’s mindset: A comprehensive look at your AML/CFT program."

Training 195
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UK MPs and peers find HSBC complicit in Hong Kong human rights abuses

TheGuardian

Bank sided with China in denying pension payouts to people who fled crackdown, says all-party group HSBC is complicit in human rights abuses against Hong Kong residents by siding with Chinese authorities and denying pension payouts to those who fled the authoritarian crackdown, an inquiry by peers and MPs has concluded.

Groups 144
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Listerhill Credit Union raises call deflection rate to 67% through Glia

BankInovation

Listerhill Credit Union has improved its call deflection rate through enhanced self-service digital offerings since selecting Glia as its digital partner in November 2021. The $1.2

Tools 98
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Eliminating costly false declines online

Payments Dive

“False declines are especially problematic in an environment where demanding customers with high expectations are not afraid to take their business elsewhere,” writes an Experian executive

Online 322
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8 Ways to Torture Your CFO

Speaker: Nancy Wu, Head of Sales and Customer Success at SkyStem

The office of the CFO is rapidly evolving, with more and more demands being placed upon the finance and accounting team each year. Join us in this webinar, where we share 8 things NOT to do when it comes to helping the CFO office support the business.

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PEP and watchlist name screening: What are regulatory expectations?

Abrigo

Name screening for sanctions compliance Understand regulatory expectations surrounding name screening and the best lists for your risk-based AML program.

Training 195
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Google unveils its experimental conversational AI service Bard

Dataconomy

The long-awaited debut of Google AI Bard finally happened. We previously shared with you that the tech giant is working on Google Apprentice Bard AI. Just days after the news, Google Code Red alarm seems to be paying off with a little name change.

Google 97
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Transactions: Xero, Stripe expand partnership for SMB payments

BankInovation

Accounting software provider Xero is broadening its relationship with payments fintech Stripe to provide faster payment collection and reconciliation for small- and medium-sized business clients.

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Lightspeed bets on bigger customers

Payments Dive

In pursuing profitable growth, point-of-sale software and payments provider Lightspeed Commerce is zeroing in on larger merchants as clients

Software 284
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Shifting Focus in Today’s Market A Commercial Lender’s Guide

With today's market as it is, where should lenders shift focus? We’ll address 4 emerging products for 2023 and tell you the ‘why and the how’ including several lender use cases. Get the Guide

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A Bridge of Help Connects to 170 Smiling Faces

Cisco

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Auto lenders, dealers draw more scrutiny after pandemic-era boom

American Banker

Consumer lending Regulation and compliance Consumer banking

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Top 6 Reasons to Outsource Your Collections Efforts

SWBC's LenderHub

Delinquency and collections are an inevitable part of the lending business, especially as we head into an economic future dominated by inflation and high interest rates.

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Fiserv discloses acquisitions

Payments Dive

Even as the payments and fintech giant cut employees and sold off business units, the company spent $1 billion on acquisitions last year

Payments 273
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Exploring the Overlap: Cost Optimization and Digital Transformation

Speaker: Alex Jiménez, Managing Principal, Financial Service Consulting for EPAM

The largest banks have increased reserves for protection against deteriorating economic conditions. Should banks delay their digital transformation investments and focus on cost reductions? In this webinar, Alex Jiménez will walk us through that question and examine the prudent course of action.

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How Does ChatGPT Describe the Economy and Banking?

Jeff For Banks

At Bank Director's Acquire or Be Acquired conference , I had a sidebar conversation with a longtime friend and banking industry investment banker about ChatGPT, which stands for Chat Generative Pre-Trained Transformer.

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BMO bumps up hourly pay ahead of Bank of the West integration

American Banker

Industry News Compensation Workplace

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IoT and machine learning: Walking hand in hand towards smarter future

Dataconomy

IoT machine learning has revolutionized the way businesses operate, by transforming vast amounts of data into actionable insights and decision-making tools. The era of technology is constantly evolving, with new advancements appearing almost every day. One such field that has gained immense popularity in recent times is the combination of Internet of Things (IoT) and […] Internet of Things Machine Learning Tech Trends Featured internet of things IoT

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Fiserv’s new HQ approved for state tax credits

Payments Dive

The company is set to receive up to $7 million from the Wisconsin Economic Development Corporation for its new Milwaukee headquarters

Milwaukee 221
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How Automation Can Streamline Your Month-End Close Process

Start the new year with powerful automation for your month-end close and reconciliation process. See how automation can change the trajectory of the close, buy back time, instill more confidence in the results, eliminate administrative headaches and be audit ready.