4 powerful payments insights from recent fintech news
Accenture
APRIL 25, 2022
“Learn from the mistakes of others. You can never live long enough to make them all yourself.” – Groucho Marx “Sometimes, when you innovate, you make mistakes.
Sat.Apr 23, 2022 - Fri.Apr 29, 2022
345 
CFPB aims to level playing field between banks, fintech
Payments Dive
APRIL 25, 2022
Banks have long complained that fintechs are able to offer many of the same financial services without abiding by the same laws. In an effort to level the playing field, the Consumer Financial Protection Bureau said Monday it would invoke a largely unused legal provision
Join 29,000+
Insiders
Sign Up for our Newsletter
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Trending Sources
Like it or not, Crypto is changing everything
Daily Fintech
APRIL 24, 2022
At the end of March, Vitalik Buterin in an interview with Time Magazine specifically voiced his concerns about the market’s large amount of Ponzi-scheme Defi and NFT protocols and how they’ve hijacked the Ethereum platform and have driven fees sky high.
Increasing Wage Gains Will Keep the 50bps Rate Hikes Coming
South State Correspondent
APRIL 29, 2022
Increasing Wage Gains Will Keep the 50bps Rate Hikes Coming. Treasuries are trading heavy this morning as the Employment Cost Index (ECI) came in above expectations and that is sparking concerns of the dreaded wage-price spiral.
The Non-QM Market Experiences a Remarkable Comeback: Check Out the Industry Guide
Advertisement
As the commercial lending market evolves, non-QM loans are becoming increasingly popular. Check out this eBook for a detailed look at the benefits of non-QM loans, how to maneuver your way through, and what the future may bring.
.png)
New ESG ratings rules are good news for banks
Accenture
APRIL 26, 2022
Environmental, social and governance (ESG) ratings are essential for banks and the companies they fund. But too often these sustainability assessments are opaque and inconsistent. Now, regulations that would improve the transparency of ESG ratings have just moved closer.
Sign up to get articles personalized to your interests!
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
|
More Trending
XBRL News from around the globe
Daily Fintech
APRIL 28, 2022
Here are the three most relevant developments in the world of structured reporting we became aware of in the course of last week. 1 Turkey provides XBRL-driven data analytics In 2020, the highly innovative Central Securities Depository of Turkey (Merkezi Kay?t t Kurulu?u,
A Masterclass in Bank Total Experience In One Graphic
South State Correspondent
APRIL 27, 2022
Banks that focus on the customer experience have come to learn that it is not the forward-facing customer experience that matters, but the “total experience” that now counts. Total experience is the business strategy for creating superior customer AND employee experience.
Banks need to modernize their cultures in the wake of the pandemic
Accenture
APRIL 24, 2022
One of the biggest long-term impacts of the COVID-19 pandemic is how it changed our relationship with work. Record numbers of people are re-thinking their careers right now.
Card companies called on congressional carpet
Payments Dive
APRIL 29, 2022
Visa and Mastercard will be in the hot seat next week at a hearing of the Senate Judiciary Committee led by their long-time nemesis, Sen. Dick Durbin. A notice for the hearing teases that the discussion will zero in on "excessive swipe fees" and a lack of competition in the industry
How Preparation and Strategy Can Be Used to Fight and Defeat Any Ransomware Attack
Speaker: Karl Camilleri, Cloud Services Product Manager at phoenixNAP
Through a detailed analysis of major attacks and their consequences, Karl Camilleri, Cloud Services Product Manager at phoenixNAP, will discuss the state of ransomware and future predictions, as well as provide best practices for attack prevention and recovery.
Understanding Your Core Deposit Study: Reading Between the Lines
Abrigo
APRIL 28, 2022
How Core Deposit Analytics Help Banks and Credit Unions Plan For Rising Rates Core deposit analytics provide a wealth of information for strategic planning, deposit pricing, product development, and more. How to get the most out of a core deposit study.
Higher Rate Levels Take a Bite Out of Housing Activity
South State Correspondent
APRIL 27, 2022
Higher Rate Levels Take a Bite Out of Housing Activity. While the Fed has only hiked once to date, they will follow that with a 50bps hike next week, meanwhile, the market has been busy doing plenty of the heavy lifting for the Fed.
Want to boost your digital journey? Then bet smart
Accenture
APRIL 25, 2022
The last two years have changed how banks are approaching their digital journeys. That’s why I wanted to write about this topic, and why I asked my colleague Danelle Faust to join me as co-author.
Senate Democrats berate Zelle over alleged fraud
Payments Dive
APRIL 27, 2022
In a letter to Zelle's CEO, two U.S. senators said the company's platform leaves consumers exposed to fraud, with little ability to recover lost funds. “Your company and the big banks who both own and partner with the platform have abdicated responsibility," they said
Digitally Transforming the Engagement Experience for Financial Institutions
Advertisement
Customer experience has become a key differentiator. Learn how to launch your digital transformation by incorporating two customer experience trends into your digital transformation strategy: self-service & personalization.
Kleptocracy & Foreign Public Corruption: New FinCEN Red Flags
Abrigo
APRIL 26, 2022
FinCEN's Tips for Detecting Kleptocracy and Associated Money-Laundering FinCEN recently issued an advisory offering red flags for financial institutions to heighten awareness of kleptocracy and corruption, given global events.
What Term Lending Index Should Banks Adopt?
South State Correspondent
APRIL 24, 2022
Banks have ceased using LIBOR to price assets and liabilities after 2021. However, some community banks are still deciding on the correct term lending index to adopt. Many banks are uncertain that they have chosen the best term index for their products and markets.
Smart banks will move their core to cloud now
Accenture
APRIL 27, 2022
In this series of Banking Cloud Altimeter conversations, we’ve discussed the challenges that banks face in their journey to cloud, and the shift in culture that can help them maximize the value they get from their transition. In this post, we’re focusing on core workloads.
US payments firms notch venture round record
Payments Dive
APRIL 29, 2022
First-quarter data from research firm CB Insights showed U.S. payments startups saw a 61% spike in funding rounds from the previous quarter, but a 23% drop in total funding
A Comprehensive Guide to Construction Loan Issues for the Commercial Loan Market
Advertisement
Understand how to mitigate risk & protect the interest of all parties with this exclusive, must-have guide outlining important issues for commercial construction lending & best practices.
Silvergate is becoming a real crypto bank and that should worry legacy banks.
Daily Fintech
APRIL 25, 2022
We first wrote about Silvergate Bank when they announced their pre IPO round by the Witter Family Office (not by the usual VC Funds).
Market Commentary: Week of April 25, 2022
SWBC's LenderHub
APRIL 25, 2022
Last Week. For the second straight week, the financial markets took hits from all directions. There was literally no place to hide. Capital Markets
NXTsoft Launches New Version of API Marketplace, Empowering Financial Institutions
Bobsguide
APRIL 29, 2022
Birmingham, Ala.
Visa earnings rise on cross-border revival despite Russia impact
Payments Dive
APRIL 27, 2022
Extraordinary international events have both buffeted and benefited the card giant's business this year.
CMBS Lending on the Rise: Uncover 10 Common Myths of Securitized Lending
Advertisement
CMBS Lending is an established and growing industry that is, once again, rising to the top as a significant source of permanent loan financing. Learn the truth about CMBS lending and why it might be the best financing solution.
Stablecoin News for the week ending Wednesday 27th April.
Daily Fintech
APRIL 27, 2022
Here is our pick of the 3 most important Stablecoin news stories during the week. Stablecoins are here to stay! Stablecoins are now the backbone of the Crypto ecosystem with the current Tether market cap: $83 billion.
Using a Business Banking Strategy to Keep Accountholders | Fintalk
Strategically Speaking
APRIL 28, 2022
Community and regional banks and credit unions have created strong accountholder loyalty for decades, based on service, trust, and relationships. They’ve handled everything from a child’s first passbook account to a teen’s first checking account.
US plays catch-up on real-time payments
Payments Dive
APRIL 26, 2022
Other countries, including China and India, are reaping much bigger rewards than the U.S. from their business and consumer adoption of real-time payment systems, according to a new study
The 5 Stages of Account-Based Marketing — and How to Win Them All
Advertiser: ZoomInfo
Successfully complete the five stages of ABM: define, identify, engage, convert, and connect. We’ll show you how to create a unified system with your sales team to help them land more qualified opportunities and connect with prospects like never before.
Let's personalize your content