Sat.Apr 19, 2025 - Fri.Apr 25, 2025

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How Financial Institutions Can Win Over Gen Z | FinTalk

Jack Henry

In today's fast-paced digital world, Generation Z is emerging as a powerful force in the financial landscape. Studies indicate that nearly four million Gen Z consumers will open new bank accounts annually through 2026. As they begin to establish their financial independence, understanding their unique needs and preferences is crucial for financial institutions (FIs) aiming to attract and retain Gen Z accountholders.

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6 Reasons You Should Drop Deposit Rates Now Before the Fed

South State Correspondent

It is a long held notion in banking that you only move deposit rates when the Federal Reserve moves rates. However, if you think about this practice, it doesnt make much sense in terms of a banks profitability. Markets are dynamic. Interest rates, and funding costs, move independently from the Fed. In this article, we explore why now might be the right time to reduce rates before the next Fed meeting.

Meeting 195
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Do You Have a Retail Checking Strategy? Here’s Why You Should.

SWBC's LenderHub

The financial world is a competitive one. Every aspect of a financial institution is consistently evolving to keep up with modern-day trends, needs, and technology. In an industry that is constantly on the move, effective strategies are key to staying ahead. The key to success lies in the customer experience. See why retail checking strategies are just what your institution needs to enhance loyalty, boost revenue, and unlock success.

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What the Top 1% of Banks Do That the Other 99% Still Don’t Get

The Emmerich Group

In this video, I discuss how the top 1% of community banks are not working harder than their competitorstheyre working smarter. By leveraging a high-performance banking system , strategic execution in banking , and leadership alignment, these banks pull results like a magnet. This is not about vague best practices for community banks or watered-down customer service claims.

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Commercial Lenders, Playing It Safe Is the Real Risk

Why Legacy Lending Workflows Are Costing You More Than You Think Legacy systems and manual workflows might feel familiar, but they come with growing risks—compliance gaps, costly delays, and lost opportunities. This guide breaks down why clinging to traditional processes is no longer sustainable and how automation can help lenders regain control, improve efficiency, and reduce risk across the closing process.

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The Guardian view on City deregulation: a recipe for recklessness

TheGuardian

The Treasury seems to think relaxing financial rules will boost growth. Theres little evidence for this idea and every reason to believe it could exacerbate risks In its desire to ensure the City of London remains attractive after Brexit, the Treasury seems to have forgotten one of the major lessons of the 2008 financial crisis: when regulation is lax, risks accumulate.

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Apple, Google lag fintechs’ wallets for fraud monitoring: report

Payments Dive

Digital wallets are broadly comparable, although they differ on data, fraud monitoring and liability issues, Consumer Reports found in an evaluation.

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Bankbazaar To Diversify Into Gold Loans In Partnership With Muthoot Fincorp

BankBazaar

BankBazaar has partnered with Muth oot FinCor p , one of Indias leading NBFCs, and the flagship Company of 138 – year-old Muthoot Pa ppacha n Group to enter the secured loans market with a Gold Loan product. As part of this innovative NBFC-FinTech collaboration, Muthoot FinCorp has also invested in BankBazaars ongoing Series D2 round as an equity investor to further strengthen the digital platform.

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UK banks expected to win shareholder approval for big pay rises for bosses

TheGuardian

Proxy advisory firms back plans for hikes in maximum payouts 18 months after removal of banker bonus cap UK banks are expected to win approval for massive pay increases in the coming weeks after convincing influential shareholder advisers that hiking maximum payouts for chief executives by more than 40% would give them a competitive edge. ISS and Glass Lewis, two prominent proxy advisory services that suggest how shareholders should vote on company policies at annual meeting, have backed NatWest

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Improve Decision-Making With Daily Financial Reporting | FinTalk

Jack Henry

As the financial landscape continues to change, it's more important than ever that your financial institution is able to make quick, well-informed decisions. This means traditional monthly or quarterly data analysis is no longer enough to equip you with the timely insights you need to manage your organization effectively.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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PayPal pays up for talent

Payments Dive

The digital payments pioneer delivered sizable pay packages last year after it hired new executives, including one landing $29.4 million in annual compensation.

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Balancing complexity and performance in forecasting models: insights from CHAPS volume predictions

BankUnderground

Tom Davies CHAPS is a critical element of the UKs payments landscape, handling 92% of UK payment values despite comprising 0.5% of volumes. CHAPS is used for high-value and time-critical payments, including money market and foreign exchange transactions, supplier payments, and house purchases. We forecast CHAPS volumes to help CHAPS participants in making staffing decisions and support our long-term planning including system capacity and tariff setting.

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NatWest chair thanks UK taxpayers for bailout ahead of return to private ownership

TheGuardian

Rick Haythornthwaite said bank was indebted to public for 46bn rescue package that kept it afloat in 2008 The chair of NatWest has thanked UK taxpayers for the banks 2008 bailout weeks before the bank returns into private ownership, assuring shareholders that bosses had fixed the issues of the past and would not open up floodgates of risk despite government pressure.

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Self-service is evolving: Say hello to the Automated Retail and Kiosk Innovation Show!

ATM Marketplace

The Self-Service Innovation Summit is now the Automated Retail and Kiosk Innovation Show (ARKI), an event focused on the future of automated retail, December 10-12, 2025, in Tampa.

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State of AI in Sales & Marketing 2025

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.

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Trade group pushes directory for instant payments

Payments Dive

The U.S. Faster Payments Council advocated for an open and secure directory service to increase real-time payment adoption, per a report earlier this month.

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Banks should defend the CFPB out of self-interest

American Banker

A robust consumer protection regime ensures that consumers will rely on the stability and reliability of traditional banks by pushing capital away from volatile and speculative markets.

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Hell is not other people – it’s being stuck in the ninth circle of an automated telephone service | Hilary Freeman

TheGuardian

Tuvalu is celebrating its first ATM, but heres a warning from the UK, where human contact has been lost to the self-service age Life is about to change on the remote island nation of Tuvalu. And not, in my opinion, for the better. To great fanfare, Tuvalu an entirely cash-based society has unveiled its first ever ATM , marking its move towards financial modernisation.

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What's the future of ATMs?

ATM Marketplace

What could the next five years hold for ATMs?

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Book of Secrets on the Month-End Close

Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.

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Fed, FDIC force more oversight of Discover

Payments Dive

The Federal Reserve and the FDIC penalized the card network for overcharging merchants on interchange fees and said the company must pay $250 million in fines, make restitution to merchants, and change its practices as a condition to merging with Capital One.

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Consolidating the Home Loan banks would harm everyone

American Banker

The 11 Federal Home Loan banks play an essential role in the housing market and in local economies. Cutting their community ties would damage their ability to fulfill that mission.

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Revolut tracking staff behaviour with points-based ‘Karma’ bonus system

TheGuardian

Booming fintech company gives details of initiative to improve working culture as profits more than double Revolut has been tracking staff behaviour, granting or docking points on an internal Karma system that is feeding into the UK banks decisions on bonus payouts. The practice was detailed in Revoluts annual report, which showed that profits had more than doubled last year, jumping by 148% to 1bn in 2024.

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ATM digital signage: 3 facts to consider

ATM Marketplace

Can ATMs and digital signage work together? Here are three facts to consider.

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Future-Proof Your Firm: Smarter Tech for Stronger Returns & Simpler Workflows

Speaker: Joe Wroblewski, Senior Sales Engineer

Is your tech stack working for you—or are you working for it ? 🤖 In today’s world of automation and AI, technology should simplify workflows—not add complexity. Seamless integration and interconnectivity are key to maximizing productivity, optimizing workflows, and improving collaboration. Join expert Joe Wroblewski for a practical and insightful session on how you can build a smarter, more connected tech stack that drives efficiency and long-term success!

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Fiserv, Kansas to open fintech hub

Payments Dive

The hub will open later this year in Overland Park, Kansas, and help Fiserv better serve Midwestern customers, the company said in a news release Monday.

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Bad bots are taking over the web. Banks are their top target

American Banker

Bad actors use generative AI to create automated threats that are more sophisticated than earlier generations of malicious bots, and they are going after banks' APIs.

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NatWest investors to scrutinise pay in last AGM before full privatisation

TheGuardian

UK government expected to sell remaining stake in bailed-out bank in coming weeks This week, NatWest will hold its last annual shareholder meeting before returning to full private ownership, with the government expected to sell its remaining stake in the bailed-out bank in the coming weeks. The bank, formerly known as Royal Bank of Scotland (RBS), will host shareholders on Wednesday at its sprawling Gogarburn campus in Edinburgh, the 350m complex that became a symbol of the excesses that led to

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Affirm payment options become available on WooCommerce UK

The Paypers

WooCommerce has expanded its partnership with Affirm to enable merchants in the United Kingdom to offer instalment-based payment options to customers.

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The Role of Automation in Commercial Lending

Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.