Sat.Jan 04, 2025 - Fri.Jan 10, 2025

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Are Credit Tenant Loans Profitable?

South State Correspondent

A credit tenant loan (CTL) is typically structured as a loan secured by the real estate pledged as collateral, with or without personal borrower guarantees, and, most importantly, the obligation of a credit-rated tenant of that real estate to pay rent. These loans have both bond and loan qualities. They are like a bond in that the credit-rated tenant has an obligation to pay rent and this is typically a senior obligation of the tenant.

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Why voice interaction is the future of self-service

ATM Marketplace

Voice technology and its transformative potential took center stage at the Self-Service Innovation Summit 2024, hosted by Networld Media Group in Miami, Florida.

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The Secret To Achieving Your Financial Goals This Year!

BankBazaar

New Year, new goals. Thats what we always say, isnt it? Every January, we start with the best intentions: This is the year Ill get my finances sorted!. But by March, those goals often fizzle out as life takes over. So, how can we set financial goals that actually stickones that survive the chaos and still make a real impact by the end of the year? Start With A Money Audit Before setting any financial goals, its essential to understand where your money is going now.

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The 50 Largest Corporate Client/User Events in Financial Services Technology in 2025

Fintech Labs Insights

A major part of the conference ecosystem is events organized by financial services industry suppliers, primarily tech companies. They are typically referred to as client, user or developer events. We estimate that there are more than 100 globally each year. The curated list below includes the three dozen most prominent ones. Some are massive, such as Fiserv and FIS, which attract 3,000 to 4,000 attendees.

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Fall In Love With the Month-End Close

It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

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A resolution for 2025: More empirically based banking regulation

American Banker

In the year ahead, financial services regulatory agencies should take the opportunity to pull back from ideology-driven supervisory decisions and embrace a fact-based approach that will boost the U.S. economy.

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How to Copy Data Efficiently and Improve Data Conversion | FinTalk

Jack Henry

Uncover how to copy data efficiently to save time and costs with your data conversion! Discover innovative data copy solutions for financial institutions.

Data 167
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iDenfy launches its patent publication on Address Verification technology

The Paypers

iDenfy has applied for a patent for its Address Verification service, aiming to offer a secure and optimised alternative to traditional Proof of Address verification methods.

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3 New Year’s Resolutions To Raise Your Credit Score In 2025

BankBazaar

Here are three New Years resolutions that you should make to improve your Credit Score in 2025. Its that time of the year again when most of us try to take stock of our situation on various fronts, be it relationships, career or personal finances. At a time when credit plays an important role in our lives, here are three New Years resolutions that you should make to improve your Credit Score in 2025.

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2025 Outlook: Predictions for the Future of Fintech, PR and Marketing

William Mills

As we begin a new year, the financial technology industry continues to evolve at a rapid pace, driven by technological advancements, shifting consumer expectations and a dynamic regulatory environment. Building on the trends of previous years, we anticipate a year of bold innovation and new opportunities for growth. Our team has compiled our predictions and projected trends for the future of fintech, PR and marketing in 2025.

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5 Ways You Can Win Faster with Gen AI in Sales

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

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Payments plays gather momentum in 2025: 6 industry trends to watch

Payments Dive

Deregulation, artificial intelligence and stablecoin use are among the industry forces that will drive more digital payments use and innovation this year.

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Improving bank branch safety, security

ATM Marketplace

Bradley Cooper, podcast host, spoke with Felix Nater, security expert and owner of Nater Associates LTD, about how banks can successfully implement safety plans.

Security 122
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Resources for banks to assist customers, employees affected by California wildfires

ABA Community Banking

The ABA Foundation offers resources for bank customers and employees on how to recover financially from disasters and on how to avoid scammers who prey on disaster victims and people seeking to donate to recovery efforts. The post Resources for banks to assist customers, employees affected by California wildfires appeared first on ABA Banking Journal.

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JP Morgan Chase requires all workers to return to office five days a week

TheGuardian

Executives acknowledge not everyone will agree with this decision as bank calls time on remote and hybrid working JPMorgan Chase is summoning all staff back to the office, becoming the latest corporate giant to call time on era of remote and hybrid working sparked by the Covid-19 pandemic. The USs largest bank, which has some 316,000 employees worldwide, announced on Friday that all workers on hybrid work schedules will be required to return to the office five days a week from March.

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The Role of Automation in Commercial Lending

Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

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How ‘frictionless’ payments may benefit, hurt consumers

Payments Dive

Such digital payments can slash transaction times, improve data security and provide valuable insights into consumer purchasing behavior and preferences.

Payments 397
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Top 7 ATM news headlines of 2024: Lawsuits, crime, glue

ATM Marketplace

Read the top 7 news headlines of 2024.

ATM 113
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OCC allows banks affected by California wildfires to close

ABA Community Banking

The OCC issued a proclamation allowing national banks, federal savings associations and federal branches and agencies of foreign banks to close offices in areas of California affected by wildfires. The post OCC allows banks affected by California wildfires to close appeared first on ABA Banking Journal.

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The Most Influential Women in Payments, 2025

American Banker

Each year, American Banker recognizes the women who are advancing the payments industry from the areas of banking, retail, acquiring, processing and more.

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Outsource With Confidence for RDC Program Success

Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

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Ally lays off hundreds of employees

Payments Dive

The digital bank also said this month that it’s exploring strategic alternatives for its credit card business.

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FV Bank integrates PYUSD into its stablecoin offering

The Paypers

FV Bank , a licensed US digital bank offering traditional and digital asset banking services, has announced that it integrated PayPal USD (PYUSD) for direct deposits and outbound payments.

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Barclays suggested ‘mystery shoppers’ could pretend to be blind or deaf

TheGuardian

Bank faces criticism over adverts saying people testing its services could fabricate conditions for 45 a visit Barclays is facing criticism over adverts for paid mystery shoppers which suggested that people could pretend to be blind or deaf to test the services at the British banks high street branches. The bank hired market research firm Ipsos to carry out testing at branches.

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Podcast: How boards can position their banks to navigate change

ABA Community Banking

From AI and crypto to complex regulatory challenges and increasingly diverse markets, bank executives face increasingly complex strategic decisions, and so do bank boards. Veteran bank board members and executives Jenn Docherty and Virginia Varela discuss how bank boards can position their banks for success in a challenging environment. The post Podcast: How boards can position their banks to navigate change appeared first on ABA Banking Journal.

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It Takes Two to Tango

With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

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CFPB details BNPL, EWA supervision for first time

Payments Dive

In its latest supervisory overview, the Consumer Financial Protection Bureau included a review of buy now, pay later and earned wage access examinations.

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BIS CPMI goes on further promoting ISO 20022 harmonisation

The Paypers

The BIS Committee on Payments and Market Infrastructure (CPMI) has announced that it has moved forward with progressing the adoption of its harmonised ISO 20022 data requirements.

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Sponsor Banks, Side Cores, and Double-Edged Swords | FinTalk

Jack Henry

Many financial institutions I speak with these days are intrigued by the possibility of becoming a sponsor bank, supporting embedded payments for corporates with high transaction volumes and their fintech partners.

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Learn How Performance Testing Minimizes Risk and Protects Your Bottom Line

ATM Marketplace

Enhance System Availability, Reliability, and Scalability

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10 Ways to Leverage Buyer Signals and Drive Revenue

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.