Abrigo
APRIL 2, 2025
Payment fraud: What is it and why the payment system used matters Payments are evolving, and so are fraud tactics. As digital transactions become faster and more convenient, fraudsters are finding new ways to exploit vulnerabilities across payment channels. Financial institutions must stay ahead by implementing proactive fraud detection strategies to protect their customers and mitigate losses.
South State Correspondent
APRIL 2, 2025
“Liberation Day” brought a 10% baseline tax on all imports plus a 15% to 49% tariff rate on a defined set of nations (below). The move shook the markets, threatening to upend much of the architecture of the global economy and fueled broader trade wars. The recent uncertain shifts in trade policies, particularly increased tariffs on imports from China, Canada, and Mexico, have introduced specific uncertainties for community banks.
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Payments Dive
MARCH 31, 2025
Walmart makes up a relatively small portion of Affirm’s business that the buy now, pay later company can make up elsewhere, Chief Operating Officer Michael Linford said.
Payments Dive
APRIL 2, 2025
Mastercard and PayPal are among the companies viewing the digital assets as potentially useful for business-to-business transactions.
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Why Legacy Lending Workflows Are Costing You More Than You Think Legacy systems and manual workflows might feel familiar, but they come with growing risks—compliance gaps, costly delays, and lost opportunities. This guide breaks down why clinging to traditional processes is no longer sustainable and how automation can help lenders regain control, improve efficiency, and reduce risk across the closing process.
TheGuardian
APRIL 2, 2025
Reports predict global heating will bring catastrophes and that air conditioning market could grow by 41% The world is on track for disastrous global heating but this will create profits for some air conditioning companies, according to forecasts by leading Wall Street financial institutions. Recent reports by Morgan Stanley, JPMorgan Chase and the Institute of International Finance all make clear the finance sector considers the Paris climate agreement limiting global temperatures, signed a de
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Abrigo
MARCH 31, 2025
This article covers these key topics: The importance of well-crafted credit memos Effective credit memos are clear Concise credit memos speed decisions Focus on providing relevant repayment and credit risk info Best practices for writing a credit memo Done right, a credit memo supports sound credit decisions and tells a clear, fact-based story that stands up to scrutiny months or years later.
Payments Dive
MARCH 31, 2025
The buy now, pay later industry sued to block the consumer-friendly rule, arguing that the services are not the same as those offered via credit cards.
TheGuardian
APRIL 1, 2025
Financial Conduct Authority tells supreme court the 44bn bill could spook businesses and threaten UK investment A court of appeal ruling that has left lenders fearing PPI-level compensation bills over the motor finance commission scandal goes too far, the City regulator said on Monday. The Financial Conduct Authority (FCA) made the comments in a written submission to the supreme court on Tuesday, as part of a high-profile case being closely watched by the government.
William Mills
APRIL 2, 2025
Fintech companies must be prepared to respond effectively when a crisis strikes. Whether its a data breach, regulatory scrutiny, or a service outage, the way a company handles a crisis can have a lasting impact on its reputation, customer trust and bottom line. The financial services industry, by nature, operates on trust, so making a clear, strategic communications plan is critical.
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Jack Henry
MARCH 31, 2025
Fraud is evolving at an unprecedented pace, and community banks and credit unions are increasingly finding themselves in the crosshairs of bad actors. While some fraud schemes are executed by sophisticated and well-organized criminal operations, many are carried out by individuals (or small groups) using readily available tools and tactics.
Payments Dive
APRIL 3, 2025
The use of generative AI and fraudulently obtained accounts to execute synthetic identity fraud is on the rise, a Federal Reserve official said in a podcast interview.
TheGuardian
MARCH 31, 2025
A haul of items seized by police reveals the scale and threat of payment fraud a crime that can have significant emotional impact on victims On a shelf between Alexander McQueen shoes, Louis Vuitton handbags and Versace heels in the police evidence room are an 18-inch machete and a serrated zombie knife. Alongside the expensive fashions bought with the proceeds of serious fraud are the tools needed to achieve it, says DCI Paul Curtis.
BankUnderground
APRIL 3, 2025
Isabelle Roland, Yukiko Saito and Philip Schnattinger The Bank of England Agenda for Research (BEAR) sets the key areas for new research at the Bank over the coming years. This post is an example of issues considered under the Prudential Architecture Theme which focuses on the evolving regulatory structures and fresh strategic issues for regulators and supervisors.
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AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.
ABA Community Banking
APRIL 3, 2025
Mets games, live plays, financial escape rooms: Citi's Michelle A. Thornhill and Roads to Success's Bashan Fernandez discuss innovative ways of making financial knowledge fun. The post Podcast: Play ball! Financial education home runs appeared first on ABA Banking Journal.
Payments Dive
APRIL 4, 2025
The Democrat from Illinois asked retail and restaurant industry representatives this week to help build support for the Credit Card Competition Act, but it has yet to be introduced this year.
TheGuardian
MARCH 29, 2025
Fears of a 44bn compensation bill over dealer commissions has prompted a high-profile appeal, which will be heard this week British lenders are heading to the supreme court this week as they try to overturn a ruling that has propelled the car finance scandal to new heights, triggering government intervention and prompting fears of a 44bn compensation bill.
The Emmerich Group
APRIL 3, 2025
I believe the world is full of abundance, a field ofdiamonds in every backyard, and you deserve to mine your share. What if you could find and bring in all the deposits you want in your market without having to pay up. Now if you’re the kind of banker who has all the deposits that you want already, you’ll appreciate this because you’ll discover how to bring your cost of funds down even more.
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Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.
ABA Community Banking
APRIL 1, 2025
Banks are uniquely positioned to jumpstart a positive societal impact and improve the financial health of their communities. The post Three steps banks can take to reverse the financial illiteracy crisis appeared first on ABA Banking Journal.
Payments Dive
MARCH 31, 2025
Michael Shepherd will remain as interim chief executive officer potentially through June, and receive a $2.4 million cash bonus if the sale to Capital One closes by then.
TheGuardian
MARCH 29, 2025
Despite attempts to discredit him, Ahsan Mansur is determined to trace his targets with the UKs help Diminutive and softly spoken, Dr Ahsan Mansur does not project the image of a man able to strike fear into the hearts of hardened kleptocrats. Yet Bangladeshs central bank governor has rattled someone powerful, if the events of recent days are anything to go by.
American Banker
APRIL 4, 2025
The Federal Deposit Insurance Corp. is navigating widespread layoffs and policy changes amid a government-wide overhaul. What does it mean for the industry?
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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.
The Emmerich Group
APRIL 3, 2025
Do you agree that high quality customers love high quality attention ? Let’s explore how you can transform your safety and profitability by creating the kind of differentiation that attracts the highest quality credits and makes price irrelevant. If you think that the best customers get the best pricing because everyone wants them, then you have to watch this episode because it can and is being done.
Payments Dive
APRIL 3, 2025
As companies joust to become the tech giant’s card network, some analysts give Visa and Mastercard an advantage over American Express.
TheGuardian
MARCH 31, 2025
Rise from current limit of 85,000 would be first big change to protection scheme since 2008 banking crisis Business live latest updates UK savers would have up to 110,000 of their deposits protected if their bank or building society goes bust under proposals put forward by the Bank of England. The plan, put forward by the central bank on Monday, represents a near-30% hike from the current limit of 85,000, and would mark the first substantial change to the savers protection scheme since the 2008
American Banker
APRIL 4, 2025
Banks in the U.S. and India will offer cross-border transactions using the technology that underpins cryptocurrency. Our global payments roundup also includes updates from PayPal, Lloyds and a very remote ATM deployment.
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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.
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