Payments Dive

MARCH 7, 2025

Payment players and large banks might enjoy lighter regulation if the agency disappears, but should be careful what they wish for, a former CFPB executive says.

Regulation 339

Regulation Payments 339

Abrigo

MARCH 7, 2025

Learn the ins and outs of Regulation E Even if youre not in the banking industry, you've likely heard the term Regulation E compliance (Reg E). Reg E was created to protect consumers using electronic payment systems. While it may sound complex, understanding its requirements is essential for avoiding costly penalties and protecting your financial institutions members and clients.

Compliance 195

Compliance Regulation System Guidelines 195

South State Correspondent

MARCH 3, 2025

By 1985, the banking industry had radically changed. Consolidation among financial institutions started to occur at a pace never seen before, a pace that continues to this day. Understanding the drivers of banking consolidation is imperative when managing bank performance. In this article, we break down the lessons from this long-term trend. In 1985, there were 14,417 FDIC banking charters.

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FDIC Trends Management ATM 195

American Banker

MARCH 3, 2025

In the new open banking world, banks are no longer just service providers but platform enablers that offer everything from payment processing to account verification through application programming interfaces.

Payments 80

Payments Technology Fintech 80

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Is your finance team bogged down by endless data requests and disorganized spreadsheets during the month-end close? It’s time to consider a better option – automate with ART! SkyStem’s solution works alongside your ERP to transform the close and account reconciliation process and speed up month-end work. Explore SkyStem’s ART - the award-winning account reconciliation automation platform - and receive a $100 Amazon gift card as a thank you for your time.

Cards

Gonzobanker

MARCH 6, 2025

Digital banking solution provider Alkami has announced it will acquire account opening solution provider MANTL for $400 million. Here’s my 5-point gut take on the deal Deposit origination: Job #1. Ron Shevlin’s Whats Going On in Banking research shows deposit gathering is still the #1 challenge for banks while new member growth (requiring deposit accounts) is the #1 challenge for credit unions.

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UX Digital Banking Fintech Conference 88

South State Correspondent

MARCH 4, 2025

Banks face a big set of challenges ahead. To gain a competitive advantage, having an effective and efficient systematic approach that is repeatable and can be part of your bank’s culture would be helpful. In this article, we provide a five-step AI-enabled process that will help your bank with solving strategic challenges. 5S Framework Overview for Solving Strategic Challenges The “4S” problem-solving framework is largely attributed to authors Garrette, Phelps, and Sibony in the

Examples 221

Examples Capital Data Case Study 221

Abrigo

MARCH 5, 2025

Generative AI and the new loan review process The evolution of banking and risk management over the past few decades has been nothing short of remarkable. From paper-ledger loan reviews to digital spreadsheets and now to artificial intelligence, each leap has brought efficiencies that reshape how financial institutions assess credit risk. Generative AI in credit risk management is the latest step forward , offering a transformative approach to loan review.

Risk Management 195

Risk Management Management Tools Compliance 195

Perficient

MARCH 5, 2025

In the latest episode of the “What If? So What?” podcast, Jim Hertzfeld had the pleasure of speaking with Efi Pylarinou, a renowned FinTech expert, speaker, and author of The Fast Future Blur. Efi shares her journey from Wall Street to becoming a leading voice in financial technology and innovation. The conversation covers a wide range of topics, including the concept of everywhere banking, the impact of AI, and the future of financial services.

Fintech 221

Fintech Meeting Financial Technology Trends 221

Payments Dive

MARCH 6, 2025

The payment processor’s CEO designate, Mike Lyons, has won over analysts and investors with his experience at bank clients and payment peers. He’s expected to take over from Frank Bisignano later this year.

Payments 338

Payments 338

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

TheGuardian

MARCH 1, 2025

Backing of Glencore angers campaigners who have highlighted firms environmental breaches in South Africa One of the worlds biggest banks, JP Morgan, has promoted environmental and sustainable funds to customers which have invested more than 200m in the mining giant Glencore, it can be revealed. Ethical investing has become big business for JP Morgan and other financial giants, with worldwide sustainable investing expected to surpass $40tn by 2030.

Industry 136

Industry 136

BankUnderground

MARCH 6, 2025

Michal Stelmach , James Kensett and Philip Schnattinger Economists frequently use the vacancies to unemployment (V/U) ratio to measure labour market tightness. Analysis of the labour market during the current inflationary period often assumes the V/U ratio is constant and compares this measure with a supposed pre-2019 equilibrium. However, the V/U ratio has trended upwards over recent decades.

Marketing 81

Marketing US Data Online 81

Perficient

MARCH 5, 2025

In the latest episode of the “What If? So What?” podcast, Jim Hertzfeld had the pleasure of speaking with Efi Pylarinou, a renowned FinTech expert, speaker, and author of “ The Fast Future Blur. Efi shares her journey from Wall Street to becoming a leading voice in financial technology and innovation. The conversation covers a wide range of topics, including the concept of everywhere banking, the impact of AI, and the future of financial services.

Fintech 221

Fintech Trends Meeting Financial Technology 221

Payments Dive

MARCH 3, 2025

As if to push back against slowing card business growth in the U.S., the network’s top executives have staked out areas targeted for expansion.

Cards 339

Cards 339

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

TheGuardian

MARCH 2, 2025

One HSBC banker was paid up to 16.6m in 2024 while figure at Barclays was 14.8m after loosening of pay rules The demise of the UK banker bonus cap has sent pay soaring at Barclays and HSBC where the highest-paid bankers have received their biggest payouts since at least 2014. Analysis of pay documents released this month shows payouts for their most expensive staff surged more than 50% to nearly 20m (16.6m) last year, after the banks took advantage of looser pay rules and allowed staff to be pai

Analysis 111

Analysis 111

Jeff For Banks

MARCH 3, 2025

Minnesota banker Andy Schornack posted the below memo on X that he was going to send to his staff. It was generated by X Grok AI tool and he had not edited or sent it yet. But I thought it so interesting and practical that I wanted to share it with my readers, with Andy's consent. I edited minor things for clarity. Leveraging Microsoft Copilot for Growth and Excellence at Security Bank & Trust Company Prepared by: [Your Name], CEO Date: [Date] Introduction: A Transformative Opportunity for S

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Community Bank Community Minnesota Security 74

Ublocal

MARCH 4, 2025

Meet our North Conway team, a group of local experts dedicated to understanding the banking needs of the Greater Mount Washington Valley region. – Susan Perry, Senior Vice President, Commercial Loan Officer – Will Perez-Moya, Branch Manager – Kathy Sanderson, Sr. Residential Mortgage Loan Originator (NMLS 409084) – Thomas Rubino, Universal Banker 1 We asked our team questions about their lives here in MWV, their position at the bank, how they are involved in the communi

Washington 75

Washington Community New Hampshire Meeting 75

Payments Dive

MARCH 5, 2025

The British digital payments company is expanding its U.S. presence after seeing revenue surge last year.

San Francisco 327

San Francisco Payments Company 327

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

TheGuardian

MARCH 6, 2025

Treasury committee finds disruption a result of 158 IT incidents affecting millions of customers Customers at Britains major banks and building societies suffered the equivalent of more than one months worth of IT failures in the last two years, MPs have said. Enquiries by the House of Commons Treasury committee have found that nine of the top banks and building societies operating in the UK accumulated a total of at least 803 hours, the equivalent of more than 33 days, of unplanned tech and sys

System 74

System Operations Online Technology 74

Jack Henry

MARCH 6, 2025

You may have recently heard that Early Warning Services has decided to decommission the Zelle Common Mobile Application (CMA), also known as the Purple App or the Zelle standalone app, for out-of-network transactions. This significant change will impact how users send and receive money, particularly those who rely on the standalone app because their institution is not a Zelle Network participant.

Mobile 68

Mobile Payments 68

ABA Community Banking

MARCH 1, 2025

SPONSORED CONTENT PRESENTED BY JACK HENRY & ASSOCIATES, INC.Your bank has built trust by focusing on relationships, efficiency, and empowering customers. Today, you may be wondering, “Can AI support our mission and values?”Indeed, AI can be a tool that takes this mission to the next level.Let’s explore four key areas to help you harness the […] The post AI for Banks: A Starter Guide for Community and Regional Institutions appeared first on ABA Banking Journal.

Regional 75

Regional Community Tools Community Bank 75

Payments Dive

MARCH 3, 2025

BNPL is evolving, and Sezzle is leading the way. Fueled by a strong Q4, Sezzle expands digital payments to meet consumers where they are—flexibly and responsibly.

Payments 248

Payments Meeting 248

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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, emails, and shared drives no longer need to slow you down. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

Software

TheGuardian

MARCH 6, 2025

Bank says it has fixed mobile and telephone service outages after people unable to make payments Santander has fixed the problems affecting its banking services after many customers were left unable to access their accounts. The bank apologised for any inconvenience caused and said no customers would be left out of pocket as a result of the outages.

Mobile 65

Mobile Payments 65

BankBazaar

MARCH 2, 2025

World Wildlife Day Special: Take this quiz and find out which financial wild animal you are. Explore BankBazaar The post Which Financial Wild Animal Are You? Find Out Now! appeared first on BankBazaar - The Definitive Word on Personal Finance.

Management 148

Management 148

ATM Marketplace

MARCH 7, 2025

If banks want to draw Gen Z customers into the branch, they need to adopt the Apple store model.

Apple 130

Apple 130

Payments Dive

MARCH 5, 2025

The banking industry wants a federal appeals court review in New York’s case against Citibank, arguing that a judge has injected uncertainty into the wire transfer market.

New York 243

New York Industry Marketing 243

Advertiser: ZoomInfo

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

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