Sat.Dec 11, 2021 - Fri.Dec 17, 2021

Winning the last mile of cloud transformation


As banks turn to the cloud to transform their operations and catalyze growth, many are still searching for silver linings. Our multi-sector survey, Modern Cloud Champions, found that 65% of banks are not capturing the full value they expect from the cloud.

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How to Establish Quality Fintech Partnerships


Components of an effective fintech partnership If leveraging new technology is a priority for your FI, ensure these three elements are present for an effective fintech partnership. . Learn top best practices for leading a successful software implementation. DOWNLOAD WHITEPAPER .

How To 195

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Market Commentary: Week of December 13, 2021

SWBC's LenderHub

Last Week. Equity markets decided to look at the glass as half full, last week—keying in on initial reports that the Omicron Covid variant might be very contagious but not as lethal as Delta—and got their rally on.

How Use of Multiple CECL Models can Reduce Dependence on Large Q-Factor Adjustments

Strategically Speaking

As we continue marching towards final adoption of FASB’s ASC-326 (a.k.a., Current Expected Credit Loss, or CECL for short) in January 2023, community banks and credit unions are fully engaged.

How to Choose the Best Automated Documentation System for Commercial Loans

Not all automated loan doc prep solutions are created equal. That is why we have put together a checklist to help you evaluate potential partners and find the best-automated documentation system for your requirements and needs.

Innovation with techquisition: Getting it right


The fintech revolution is here: Over $34 billion of venture-capital funding went to fintechs in the second quarter of 2021.

More Trending

What is a Bitcoin worth?


Thomas Belsham. The price of Bitcoin is currently around $57,000 (see Chart 1 ). But what is the price of Bitcoin based on? It’s just a bunch of code that exists only in cyberspace. It’s not backed by the state. There’s no recourse to a central authority.

2021 GonzoBanker Awards


“Accomplishing the impossible only means that it will get added to your regular duties.” Doug Larson. Gonzo readers, 2021 was just plain schizophrenic. It was a very mixed year in terms of change, expectations, and results. Covid was supposed to be controlled, except it wasn’t.

How can banks support small business recovery??


The small-and medium-sized enterprises (SMEs) landscape has been significantly altered over the last two years. Many businesses struggled, others adapted and innovated, and many new SMEs were born during the pandemic.

XBRL News from Hong Kong and Europe

Daily Fintech

Here are the three most relevant developments in the world of structured reporting we became aware of in the course of last week.

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Digitally Transforming the Engagement Experience for Financial Institutions

Customer experience has become a key differentiator. Learn how to launch your digital transformation by incorporating two customer experience trends into your digital transformation strategy: self-service & personalization.

How can retailers combat payment fraud?

ATM Marketplace

Payments have gone through a transformation in the last two years. With COVID-19, customers have increasingly adopted other payments methods such as digital wallets; however, these payment options come with a variety of challenges for retailers and businesses such as fraud

ATM 98

The Bank Underground Christmas Quiz


Before Bank Underground goes off on its Christmas holidays, it’s time for the Annual Bank Underground Christmas Quiz! We hope you enjoy testing your knowledge on our festive themed questions on economics, finance and all things central banking….

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Banking with personality: Advice for CMOs from Thrivers


Everything has changed with the pandemic. Now is the moment for bank marketers to evolve, meeting new expectations and finding meaningful ways to connect to their customers.

Stablecoin News for the week ending Wednesday 15th December.

Daily Fintech

Here is our pick of the 3 most important Stablecoin news stories during the week. Last week started with several stories about what could go wrong.

Digital Commercial Lending Technology Case Study: Increasing Loan Volume and ROI

In this Commercial Lending Case Study, you'll discover how to leverage digital lending technologies to accelerate growth and leapfrog the competition in the private lending market. A new and innovative approach to mortgage lending — growing lending volume by orders of magnitude.

ABA Foundation, Kentucky Bankers Team Up to Support Tornado Relief Efforts

ABA Community Banking

In the wake of the devastating tornadoes that struck Kentucky and other mid-South states over the weekend, the ABA Foundation has partnered with the Kentucky Bankers Association to support relief efforts.

This week’s podcast: The Federal Trade Commission’s updated Gramm-Leach-Bliley Act Safeguards Rule – What you need to know

CFPB Monitor

The FTC’s recently updated rule implementing GLB standards for safeguarding customer information replaces the flexibility previously given to financial institutions in developing an information security program with new prescriptive requirements.

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Choose your own adventure: A digital lending story


As a child of the ’80s, I loved the “choose your own adventure” books. The idea that, as a child, I could control the outcome of the story I was reading was simply mind-blowing.

Bitcoin in El Salvador Part 2. Sustainable Electricity from volcano to sun

Daily Fintech

If you want to annoy a Bitcoin fan, talk about the electricity cost of mining killing the planet. El Salvador is showing why this is lie by using renewable volcano energy to generate electricity to power Bitcoin mining.

The Non-QM Market Experiences a Remarkable Comeback: Check Out the Industry Guide

As the commercial lending market evolves, non-QM loans are becoming increasingly popular. Check out this eBook for a detailed look at the benefits of non-QM loans, how to maneuver your way through, and what the future may bring.

What role will bank branches play in 2022?

ATM Marketplace

With 2022 upon us, we have to ask: what role will bank branches play in the new year? And what role will self-service solutions like ATMs play in these branches

ATM 85

Acting Comptroller Hsu calls for new rules and enforcement to address bank overdraft practices and recommends changes to overdraft programs

CFPB Monitor

In remarks last week to the Consumer Federation of America’s 34th Annual Financial Services Conference, Acting Comptroller of the Currency Michael Hsu took banks to task for contributing to income and wealth inequality through overdraft programs by earning $15.5

Navigate risk and thrive with intelligent banking operations


Today’s world of operational risk for banks is much different from what it was two years ago. More complex. More volatile. And moving faster, according to our global risk research.

The Increasing Importance of Credit Enhancement Insurance

Daily Fintech

Need to get a leveraged project of the ground? You may well need the help of the worldwide insurance market. Credit enhancement insurance and other techniques are increasingly being used to help oil the wheels of capital allocation and spreading the risk.

A Comprehensive Guide to Construction Loan Issues for the Commercial Loan Market

Understand how to mitigate risk & protect the interest of all parties with this exclusive, must-have guide outlining important issues for commercial construction lending & best practices.

Acting Comptroller Encourages Banks to ‘Explore Opportunities’ of Special Purpose Credit Programs

Banking Exchange

SPCP’s could help address racial and ethnic homeownership as well as wealth gaps Compliance Duties Feature Feature3 The Economy Community Banking. 1Compliance

HSBC, Wells Fargo use distributed ledger technology in FX payment trade


HSBC and Wells Fargo are performing Payment vs Payment (PvP) foreign exchange trade settlements using distributed ledger technology. The system had settled $250 million as of close of business Wednesday, according to Mark Williamson, global head of FX Partnerships and Propositions at HSBC.

Large banks play catch-up in cash-flow forecasting game

American Banker

Fintech Commercial banking

Who is the real Satoshi? Does it really matter when $10.5 billion were stolen in 2021?

Daily Fintech

There have been a few interesting stories in the news this week. In Budapest, there is a statue of the mysterious Satoshi Nakamoto. The statue has a plain face, wrapped in a bronze hoodie that is marked with the bitcoin logo.

CMBS Lending on the Rise: Uncover 10 Common Myths of Securitized Lending

CMBS Lending is an established and growing industry that is, once again, rising to the top as a significant source of permanent loan financing. Learn the truth about CMBS lending and why it might be the best financing solution.