Sat.Dec 26, 2020 - Fri.Jan 01, 2021

Predictions for 2021: The World is a Digital Place

Mobile Payments Today

2020 was a difficult year in many aspects, but it also challenged the payments industry to find new solutions to work through the limitations of the pandemic. Seth Brennan, CEO of North Lane Technologies, a payments industry veteran, shares his thoughts on the year ahead

Banks Get Smart on Fintech

ABA Community Banking

What venture capital sees when it surveys the bank tech landscape. The post Banks Get Smart on Fintech appeared first on ABA Banking Journal. ABA Banking Journal Community Banking Featured Technology Fintech

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Contextual Banking Awaits Its Star Turn

PYMNTS

As treasury management becomes increasingly digital, a bank’s corporate banking clients face challenges when it comes to modernizing treasury workflows. Ideally, they need to change existing ecosystems without giving rise to a major IT project.

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11 fintech M&A deals that defined 2020

Payments Source

The year 2020 was disruptive and chaotic. And while it derailed or delayed some companies' plans for growth, it also created opportunities for new combinations — or, at the very least, didn't slow them down. Fintech M&A Coronavirus Payment processing

5 Things a Data Scientist Can Do to Stay Current

DataRobot together with Snowflake – a leading cloud data platform provider — is helping data scientists stay current with the latest technology and data science best practices so that they can excel in an increasingly AI-driven workplace. Five Things a Data Scientist Can Do to Stay Current offers data scientists guidance for thriving in AI-driven enterprises.

3 Payments Trends to Watch in 2021

Mobile Payments Today

As 2021 rapidly approaches, many of us are hoping for better days after the whirlwind year of 2020. While COVID-19 has certainly had an impact on every industry, certain trends that began in 2019 continued to develop in 2020, and some of them may even blossom fully in 2021

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Are Smart Cities Still A Smart Bet Amid ‘Urban Flight’ And The Pandemic?

PYMNTS

The pandemic has pressured corporate top lines — and as a result, leaves less money to go around to fund innovation, especially for tech-focused firms. So-called “smart-city” initiatives might be a casualty, especially if it’s perceived that people are leaving urban areas for the ‘burbs.

December Tidings Edify The Year That Was 2020

Daily Fintech

It’s in rare lifetimes that people, businesses and economies get to witness a year like the one that ends today. Part pandemonium, part perturbing, the pandemic swooped over many in its wake and brought umpteen enterprises to a grinding halt.

Ant considers holding company with regulation similar to bank, sources say

Payments Source

Jack Ma’s besieged Ant Group Co. is planning to fold its financial operations into a holding company that could be regulated more like a bank, according to people familiar with the situation, potentially crippling the growth of its most-profitable units. Compliance Ant Financial China

2021: Hello innovation

ATM Marketplace

For almost the entire year I have been editor of this publication, the news sources we work with have reported on several ATM thefts happening daily across the country. The odd thing is many aren't just stealing from ATMs they are also stealing the actual machine.

The Best Sales Forecasting Models for Weathering Your Goals

Every sales forecasting model has a different strength and predictability method. It’s recommended to test out which one is best for your team. This way, you’ll be able to further enhance – and optimize – your newly-developed pipeline. Your future sales forecast? Sunny skies (and success) are just ahead!

Inside The Mind Of The Digital-First Consumer

PYMNTS

The consumers who shopped for anything from groceries to sporting goods to cars in December of 2019 are completely different from the ones who shop today.

5 Ways Payment Data Can Change How Financial Institutions Serve their Customers and Members

Strategically Speaking

The use of artificial intelligence (AI) and machine learning (ML) might seem like a space-age concept to some. But today these types of advanced data analytics are being used successfully to enhance the user experience, encourage engagement, drive revenue, increase sales, and fight fraud.

What happens to Alipay as China dismantles Jack Ma’s financial empire?

Payments Source

When the Chinese banking authorities finish reshaping Jack Ma’s empire, the only thing he may have left is Alipay — which would still be the world’s most popular mobile and online payments app. Compliance Ant Group Digital payments China

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Fintech from 2008 to 2024

Daily Fintech

2020 is nearly over; it is time to celebrate and look forward. In this case I am starting by looking back on the history of Fintech from 2008 to 2020 and then looking forward to next year and the distant future of 2024. The 2008/9 start date is obvious as it was when the Global […].

The Empowered Consumer

When it comes to working with the empowered consumer, AI has the power to help your business thrive by leveraging your own data to better understand your customers. Read our ebook, The Empowered Consumer, to learn more about how AI can help you connect with your customers.

Square Said To Mull Buy of Jay-Z’s TIDAL Music-Streaming Service

PYMNTS

The highly competitive streaming-audio industry could be starting the New Year with some consolidation, a new report suggests. Jack Dorsey — the billionaire CEO of Square and Twitter — is said to be interested in buying TIDAL , the audio service owned by billionaire music legend Jay-Z.

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Rebeca Romero Rainey: Building hope for 2021

Independent Banker

“After a very challenging 2020, I encourage you and your loved ones to end the year strong and fill up with hope for what 2021 may bring.”

Consumers more confident about paying card bills in full

Payments Source

Nearly 70% of consumers surveyed said they were confident in their ability to pay their full monthly statement in December, up 5 percentage points from November, according to monthly data from the online lending marketplace LendingTree. Coronavirus Credit cards

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My top 11 songs about money

Daily Fintech

Daily Fintech is about the business of money, so for some light relief on New Year’s Day here are my top 11 songs about money. Note: when I compiled this all these videos were available, now many are not. copyright is a complex subject.

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B2B Pocket Playbook: End-to-End Guide to Sales Enablement

Sales enablement is the strategic process of providing sales teams with the content, guidance, and mentorship needed to engage targeted buyers. It’s all about equipping sales professionals with the tools they need to put their best-selling foot forward. And if sales teams want to continuously sell better -- and faster -- their sales enablement process must have a game-winning strategy. It's time for you to start selling smarter - and hitting your sales number - with the best B2B database in the market. Get started today.

Big Tech Faces Regulation Reckoning As 2021 Dawns

PYMNTS

If 2020 was the year of streaming media, of content done a million different ways, of apps and Apple, and Google’s and Amazon’s algorithms … it was also the year of Big Tech regulation, where 2020 set the stage for a 2021 that could be seismic in changing the way companies — from Facebook to Apple to debt collectors — interact with consumers.

2020: The year a pandemic changed the payments ecosystem

ATM Marketplace

The effect COVID-19 has had on payments is something being studied across the industry.

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Where Blackhawk landed in 2020

Payments Source

Michael Moeser, senior analyst at PaymentsSource, talks to Jennifer Philo, group vice president of U.S. commerce at Blackhawk Network, about the ways the global pandemic has transformed the use cases for gift cards, prepaid cards and loyalty products the company supports.

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Takeaways from an old Bitcoin fan watching  “World’s first ever Bitcoin bank” on Fox News

Daily Fintech

Happy New Year. I had not planned a post today but this news is important. In case you missed it, a young entrepreneur called @jackmallers appeared on mainstream TV to talk about a revolutionary new bank based on Bitcoin. No, I do NOT watch Fox News – not my tribe, despite my age.

Data Science Fails: Building AI You Can Trust

The new DataRobot whitepaper, Data Science Fails: Building AI You Can Trust, outlines eight important lessons that organizations must understand to follow best data science practices and ensure that AI is being implemented successfully.

Amazon Delivers Record-Breaking 1.5 Billion Holiday 2020 Packages

PYMNTS

Amazon is reporting a record-breaking holiday shopping season that saw more than 1.5 billion toys, electronics and household goods delivered amid the global COVID-19 pandemic.

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How will SEC complaint affect banks’ relationships with Ripple?

American Banker

The Securities and Exchange Commission last week accused Ripple of breaking securities laws, raising questions about the future of banks' ties with the company. Crime and misconduct Ripple Enforcement Cryptocurrencies

In the bank/fintech battle, challenger banks make their own luck

Payments Source

There's a wide open market with plenty of opportunity not just for challenger banks but for financial technology as an industry to set themselves apart from incumbents and gain market share, says Veem's Marwan Forzley. Banking Fintech U.S. Digital payments Europe

Why StableCoins are so important (but also so hard to get right)

Daily Fintech

Originally posted 25 May 2019. Reposted during holidays to give our experts a break. When Vitalik Buterin and Balaji Srinavasan were asked whether certain trends were either underrated or overrated, they both said that StableCoins were underrated.

Pressure Points: How to Ensure Your B2B Pipeline Passes Inspection

This eBook highlights best practices for developing a pipeline management process that helps sales leaders and their team C.L.O.S.E (you’ll see what we mean in this eBook) more revenue through data-driven prospecting, stage analysis, and subsequent sales enablement.