Sat.Sep 11, 2021 - Fri.Sep 17, 2021

Capital One Eyes Testing BNPL Waters With POS Offering


Capital One will be testing out a buy now, pay later (BNPL) product as consumer loans see rising competition, Reuters reported. FinTech firms have been enabling merchants to offer cheap financing for purchases, the report stated.

CBDCs and bitcoin will co-exist for now

Daily Fintech

A couple of months ago, El Salvador became the first nation to adopt bitcoin as legal money. On Tuesday, companies like McDonald’s and Starbucks began accepting bitcoin, making it possible to use the cryptocurrency for everything from purchasing a cup of coffee to paying taxes.


Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

Q2 2021 US credit card issuer snapshot


Key themes Purchase volume has continued to exhibit a strong rebound (up 20%+ QoQ for all issuers) and has largely returned to pre-pandemic levels; American Express, in particular, points to a healthy return of T&E spend as a growth driver.

Cards 211

7 Highlights from the Latest FDIC Quarterly Banking Profile


Banking Trends from the FDIC's 2Q Report Net interest margin reached a new record low, but positive signs emerged in lending. You might also like this webinar: "The Basics of Consumer Lending." WATCH. Banking Data. Summary of the Latest FDIC Quarterly Profile.

FDIC 195

The Role of Artificial Intelligence in Pandemic Response: Lessons Learned From COVID-19

In March 2020, the world was hit with an unprecedented crisis when the COVID-19 pandemic struck. This whitepaper reviews lessons learned from applying AI to the pandemic’s response efforts, and insights to mitigating the next pandemic.

Apple Software Patch is an Indication of an Intensifying Cybersecurity Arms Race 


Apple released an emergency software patch on Monday (Sept. 13) after researchers at University of Toronto’s Citizen Lab uncovered a security flaw that could allow hackers to secretly install spyware on Apple devices through iMessage without users’ knowledge.

More Trending

Four steps to scale empathetic banking in moments that matter


The COVID-19 pandemic upended people all around the globe, causing many to re-evaluate aspects of their life, including their relationship with banks.

Equity Market Duration and the Wizard of Oz

SWBC's LenderHub

Last week, Bank of America Corp.’s s head of U.S. equity and quantitative strategy, Savita Subramanian, said something very interesting about the S&P 500: “The S&P 500 has essentially turned into a 36-year, zero-coupon bond,” Subramanian said in an interview on Bloomberg TV’s Surveillance. “If

New Report: Half of Large Firms Are Focused On Digital Identity and Authentication


The digital shift quickly morphed into the connected economy, and in that online global ecosystem, identity is at least half the battle when it comes to securing against cybertheft.

Report 269

XBRL News about sustainability, old ladies and students

Daily Fintech

Here are the three most relevant developments in the world of structured reporting we became aware of in the course of last week.

Course 134

The Importance of PCI Compliance and Data Ownership When Issuing Payment Cards

This eBook provides a practical explanation of the different PCI compliance approaches that payment card issuers can adopt, as well as the importance of both protecting user PII and gaining ownership and portability of their sensitive data.

Winners announced for Bank Customer Experience Awards

ATM Marketplace

The winners of the Bank Customer Experience Awards were officially announced at the awards show during the Bank Customer Experience Summit, held in Chicago from Sept. 13 to 15. These awards honor innovators in the financial industry that deliver innovative customer experiences

Augmented Chat: The Benefits of Personal Service in Digital Contexts

Strategically Speaking

Heidi Kassab, CEO of Cornerstone Community Financial (CCF) in Michigan, wasn’t thinking about a global pandemic when she decided to implement a secure, augmented chat solution. In fact, she wasn’t sure why her digital banking provider was so focused on building the new technology back in 2018. “[Ben

PayPal Finalizes UK Crypto Trading With Litecoin, Ethereum Addition


PayPal in the U.K. has completed its launch of cryptocurrency trading on the platform to include Litecoin and Ethereum, adding to bitcoin and BitcoinCash, which were rolled out last month, PayPal tweeted on Friday (Sept. Eligible U.K.

Apple 265

Why equity investors need a crash course in debt risk.

Daily Fintech

In ye olden days, equity investors could pay cursory attention if any to the balance sheet, focussing attention on more exciting stuff like growth and market opportunity.

Course 134

AI in Manufacturing

Manufacturers want to deliver the best products on the market as quickly and ethically as possible. Learn how to solve your most urgent manufacturing and business needs with an enterprise AI platform.

Hatchet ATM attack reveals importance of security

ATM Marketplace

On Aug. 15, a man in Manhattan simply withdrawing cash was attacked by another man with a hatchet. This event reveals the importance of using innovative security solutions to keep guests safe

ATM 103

schedule check

Independent Banker


London FinTech Curve Launches BNPL Alternative


London FinTech and super app startup Curve is introducing a new installment product to compete against the buy now pay later (BNPL) market, according to a Thursday (Sept. 16) press release. The U.K.

Part 2 Twitter’s moves in Bitcoin

Daily Fintech

Jack Dorsey, CEO of Twitter, is on record as a Bitcoin fan. As such he is also a fan of Lightning Network and on June 11 he tweeted that “it is only a matter of time” to integrate the Lightning Network into Twitter. For more on Lightning Network, see our 4-part series. This is a […].

Make Payment Optimization a Part of Your Core Payment Strategy

Everything you need to know about payment optimization – an easy-to-integrate, PCI-compliant solution that enables companies to take control of their PSPs, minimize processing costs, maximize approval rates, and keep control over their payments data.

Bank Customer Experience panel addresses finding the balance of tech and touch

ATM Marketplace

Banks often have issues finding the right mixture of both technology and the human touch to reach customers. A panel at the Bank Customer Experience Summit addressed how banks can find the right combination of high tech and the human touch by using lessons from both Hollywood and Truist

Lost Your Credit Card? Here’s What You Can Do


Have you lost your Credit Card? Don’t panic. We’re here to help you act quickly before it can hamper your finances. To be honest, a Credit Card is quite easy to lose. After all, it’s a tiny plastic card that is easy to overlook. However, losing your plastic buddy may be nothing short of a nightmare.

Cards 90

Deep Dive: How AI- and ML-Powered Analysis Can Improve Fraud Detection and Investigation


The threat businesses face from financial crimes has never been greater.

Alt Lending Week ended 17 September 2021

Daily Fintech

Johnson’s tax hikes makes raising rates difficult. A warning from the Bank of England that Johnson’s manifesto busting hikes in interest rates is significant enough to effect monetary policy. Well you can’t say he hasn’t been warned but he doesn’t seem interested in taking advice.

Build Trustworthy AI With MLOps

Machine learning operations (MLOps) helps companies deliver machine learning applications in production at scale. Discover the importance of secure MLOps in the four critical areas of model deployment, monitoring, lifecycle management, and governance.

Astra, Plaid partnership to simplify automation of ACH transfers


ACH automation platform Astra is seeing its customer base grow after launching a partnership with Plaid last month that allows the financial aggregator and integration platform to offer a connection to Astra through its dashboard.

Central banks and history: a troubled relationship


Barry Eichengreen. The Bank of England co-organised a ‘ History and Policy Making Conference ‘ in late 2020.

Mastercard, Dubai Asset Management Team on Expanding Use of Payments App in UAE


Mastercard is keeping an arrangement going with Dubai Asset Management in order to promote more robust digital payments in the UAE, a press release says. The release says this partnership will reward residents in numerous residential communities in that area by helping to enhance technology.

Digital Health Ecosystems Part 2: The Discovery Growth Engine

Daily Fintech

In Part-1, ecosystem characteristics and successes in digital health were discussed. In Part-2, the focus turns to Discovery’s Vitality health ecosystem.

The Business Value of MLOps

As machine learning models are put into production and used to make critical business decisions, the primary challenge becomes operation and management of multiple models. This report highlights some of the most impactful benefits of MLOps tools.