Sat.Dec 29, 2018 - Fri.Jan 04, 2019

mPOS At 37,000 Feet

PYMNTS

With the global mobile point of sale (mPOS) market projected to experience a compound annual growth rate (CAGR) of 18.8 percent from 2017 to 2026, many solution providers are looking to use partnerships as a boost to snag a bigger share of the growing market.

How financial institutions are embracing blockchain

Mobile Payments Today

What's holding the blockchain back? What can make it more secure? Panelists at Financial Services Data Security Summit, sponsored by Thales and Networld Media Group, shared thoughts on these issues

Risk management in the cloud: A strategic imperative

Insights on Business

For financial institutions, the benefits of moving away from legacy in-house systems to the cloud are obvious. A cloud environment offers financial institutions greater speed and agility than their current environments.

Most Bank Website Content is ‘Inaccessible’ to Average Americans, Study Finds

Bank Innovation

A new study by software provider VisibleThread found that 58% of nearly 5,000 pages of website content for 50 U.S. banks is “inaccessible” to the average American. Even the most readable websites studied were more difficult to read than Moby Dick, the report said.

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In 2019, Mobilize The Commercial Card: JPMorgan

PYMNTS

While commercial card innovation certainly accelerated in 2018, progress can always continue. One area of development that J.P. Morgan Managing Director and Head of Commercial Card Product Management Naney Pandit says should be a focus this year is in mobilizing the corporate card.

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Top 10 most read mobile payments articles of 2018

Mobile Payments Today

As we close out the year 2018, we present a look back at the most read articles and contributor pieces related to the mobile payments industry

Rebeca Romero Rainey: A community banking resolution

Independent Banker

. “We look forward to serving you and your community bank in the year ahead.”. Happy New Year, community bankers! I hope you all enjoyed the holidays and are ready to start 2019 off right with all that ICBA has to offer.

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2019: Big Payment, Commerce And Tech IPOs Loom On The Horizon

PYMNTS

Tech companies are taking more time to reach their initial public offerings, with the median gap between their early financing and their IPOs hitting 10.1 years in 2017, up from 6.9 years in 2013, according to a recent estimate.

How Smart Cities Will Vacuum Up Data — And Attempt To Protect It

CB Insights

Cities are undergoing a digital transformation. As technologies emerge to make these urban spaces more connected, a lot of data is being generated. But the data collected is most useful if all of its sources — from traffic lights to parking meters — work together.

How will the Payments Landscape Evolve in 2019? | mobile | digital wallets | cashless | contactless | cryptocurrencies | wearables | IoT

Mobile Payments Today

The variety of payment methods is expanding dramatically, fueled by significant consumer adoption on a global level. Download this infographic from TNS to gain vital insights into key developments which could shape the payments industry in 2019

BBVA Announces That Half of Its Customers Use Digital Channels for Transacting

Bank Innovation

Half of Spanish Bank BBVA's customers transact through digital channels, the bank tweeted today.

2018 Data Breaches: The List No One Wanted To Make

PYMNTS

So far this year (and there’s still one more day), Verizon reported that there have been 2,216 confirmed data breaches across 65 countries. Even more disturbing, perhaps, is that 68 percent of those breaches took months for the breached companies to discover.

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3 Data Points That Suggest The IPO Market May Never Come Back

CB Insights

The number of IPOs over time is often cited in reference to the health of the tech market. The conventional thinking is that more IPOs correlates with health. So we regularly look at lofty IPO numbers from 1999-2000 and say, “Look — there are less now. This is bad.”.

The 3 Challenges Any Effort Must Overcome

Credit Union Geek

This post began as I considered technologies emerging within the financial space. From chatbots to mobile app improvements, I don’t have to explain all the emerging…stuff.

3 Banking and Fintech Trends to Watch in 2019

Bank Innovation

It's the beginning of a new year, and naturally new trends will take shape. The seed for some trends like voice banking and contactless payments were already planted last year, while others such like core overhauls went relatively untouched last year.

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PayPal India Sees Revenue Jump 12x

PYMNTS

PayPal has reported a more than twelvefold boost in revenue at its Indian payments subsidiary. According to The Economic Times , revenue reached Rs 260 crore in 2018 from Rs 21 crore the previous year.

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Mastercard, DPO Group team up for pan-African merchant payments

The Paypers

(The Paypers) Mastercard and DPO Group , a Kenya-based payment service provider, have collaborated to help over 40,000 African merchants to accept Mastercard payments

A Simple Guide To Medicare Advantage And Why It’s Taking Off Now

CB Insights

What do Medicare Advantage and Santa have in common? They both peak in popularity in the fourth quarter of each year. News mentions of Medicare Advantage tend to spike during the open enrollment period in the fourth quarter of each year.

The Impact of Technology on Banking: Revolution or Evolution?

Bank Innovation

For quite a long time, traditional brick and mortar banks only had to worry about making money and being profitable. All that is changing due to emerging technologies. The banking industry is facing many unprecedented challenges due to the rise of financial technology companies.

Corporates Step Up To Welcome AI, Blockchain

PYMNTS

In a recent report published by Protiviti and North Carolina State University, analysts found just how important technology and innovation are becoming for corporate executives.

KBank looks to startup tech to support the digital bank

The Paypers

(The Paypers) Digital bank KBANK China has announced it plans to inject THB 8 billion (~USD 250 mln) in Chinese startups within the next five years

Getting Ready for the 2019 Deposit Slugfest

Gonzobanker

“Money frees you from doing things you dislike. Since I dislike doing nearly everything, money is handy.” Groucho Marx. Denizens of the Gonzo world, there isn’t much that is getting talked about more in the planning sessions we attend than the challenges around growing deposits.

Cryptocurrency Exchange Bakkt Raises $182.5 Million Ahead of Delayed Launch

Bank Innovation

Bakkt, a cryptocurrency startup led by Intercontinental Exchange, scored $182.5 million to build out its futures trading platform for cryptocurrencies ahead of an anticipated, albeit delayed, launch in 2019.

AI Can’t Be Bottled Up — But Will The US Give It A Try?

PYMNTS

New technologies face numerous tests that go beyond whether they work. Will consumers use them for daily or near-daily tasks? Are there pragmatic business models associated with them? How will they scale? And how will regulators and lawmakers respond?

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Ecommerce FDI norms should be applied for domestic online players, CAIT proposes

The Paypers

(The Paypers) The foreign direct investment (FDI) norms related to ecommerce companies should be implemented on domestic online players also, CAIT has proposed

Blockchain Weekly Front Page: Bitcoin: A Year in Review… 2019 will be decisive for Bitcoin and Cryptocurrencies

Daily Fintech

Last week our theme was “Coinbase IPO… waiting for the bull” Our theme for this week is “Bitcoin: A Year in Review… 2019 will be decisive for Bitcoin and Cryptocurrencies “ To say that we’re in the midst of change and uncertainty is an understatement.

The State of Cryptocurrency in 2019

Bank Innovation

It was a tough year for cryptocurrencies. Over the past 12 months, Bitcoin – the most popular cryptocurrency – lost more than 70% of its market capitalization and Ethereum lost more than 80% of its value, according to digital currency exchange Coinbase.

iPhones Banned In Germany After Qualcomm Posts Billion-Dollar Bond

PYMNTS

The ongoing battle between Apple and Qualcomm continued on Thursday (Jan. 3), with the latter striking a decisive blow over the copyright infringement suit it brought against the American tech giant.

If These 4 Tech Companies Go Public In 2019, It’ll Be A Blockbuster Year For IPOs

CB Insights

The companies favored to go public next year include Uber, Airbnb, Pinterest, and Slack. GET THE 38-PAGE 2019 TECH IPO PIPELINE REPORT. Download the free report to go deep on 286 of tech’s highest-value private companies.

Cheering women Fintech entrepreneurs

Daily Fintech

Happy New Year! I am starting with a collage post that is a reminder of the importance of diversity and inclusiveness of women in tech and Fintech. Lets all take note and applaud the 30 women in the Fintech playlists that I compiled in the 1st quarter of 2018.

5 Companies that Made Fintech Noise in 2018

Bank Innovation

Bank Innovation’s five picks for companies that made noise in fintech this year may not include any banks, but it does include a company owned by a collection of them.

Data Shows Boost In Holiday eCommerce Traffic

PYMNTS

New data shows that eCommerce traffic was up this holiday season, even after Christmas Day. According to the 2018 Holiday Retail Index by Verizon , average daily eCommerce traffic to the top 25 U.S. retailers increased by 7.5 percent year-over-year on Thursday, Dec. 27 and 7.7

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Gates Foundation Supports Expansion Of An Open Mobile Banking Platform in Africa

Tech and Finance

Two of Africa’s largest mobile operators and mobile money providers, Orange Group and MTN Group , have announced they will use open source financial services technology that was sponsored by the Bill and Melinda Gates Foundation.

Warehouse Automation Is The New Battleground For Retailers

CB Insights

In late 2018, Japan-based retailer Uniqlo announced it cut 90% of the workforce at one of its warehouses in Tokyo. Uniqlo partnered with automated systems developer Daifuku to outfit an existing warehouse with robotic technology. Instead of humans, robots now handle the inspection and sorting of clothing at the warehouse. Beyond reducing staff, the warehouse can now operate 24 hours a day. Want the full expert post? Become a CB Insights customer. If you’re already a customer, login here.

Citizens Bank’s Matt Richardson to Speak at Bank Innovation Ignite

Bank Innovation

Citizens Bank‘s Matt Richardson, head of product solutions, is speaking at Bank Innovation Ignite 2019 in March. The event will take place March 11-12 at Seattle’s Hyatt Olive 8 Hotel. You can join the event by registering here. On the New Interactions in Payments panel, Richardson will be addressing the role that voice, text and image […]. Exclusive Innovations Mobile Payments Bank Innovation Ignite BBVA Compass Citizens Bank Fifth Third HSBC Umpqua Wells Fargo

New Year, New Blockchain Use Cases?

PYMNTS

The new year brings time for reflection and projection. To that end, any number of analyses are coming in the blockchain arena.

Fintech partnerships necessary for legacy bank survival

Bobs Guide

Partnerships with fintechs is necessary to create the “best of both worlds” approach - which customers will demand in 2019, according to Currencycloud’s CMO and head of product, Todd Latham. “Customers expect a broad range of services from their bank, and they trust them