Sat.Nov 13, 2021 - Fri.Nov 19, 2021

Growth in digital payments: A cross-industry view

Accenture

Digital payments are gaining popularity as cash usage declines around the world.

Agencies Approve Cybersecurity Notification Rule

PYMNTS

Federal bank regulatory agencies on Thursday (Nov. 18) approved a final rule that will streamline the sharing of information about cybersecurity threats and incidents that might affect the U.S. banking system, according to an announcement by the U.S. Office of the Comptroller of the Currency.

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Stablecoin News for the week ending Wednesday 17th November.

Daily Fintech

Will Regulatory oversight help or hinder? Here is our pick of the 3 most important Stablecoin news stories during the week.

If You Can't Beat Them, Join 'Em

SWBC's LenderHub

“After all, we are not communists” – Don Emilio Barzini, The Godfather Part One.

Your Guide to Using Conversational Marketing to Drive Demand Generation

What is conversational marketing really about? This guide will examine the market forces at play, shifting buyer trends, how to leverage conversation marketing, and the tactics involved in adopting it for a B2B demand generation strategy.

Key trends shaping the future of payments

Accenture

In a post-COVID world we have seen dramatic changes in the way customers pay, from the further shift towards a cashless society to a digital revolution in e-commerce payments. As we look forward, we see these trends accelerating and new payments rails emerging.

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Taproot is here. The next era of bitcoin just began.

Daily Fintech

The Taproot upgrade for Bitcoin was officially activated on Sunday. Bitcoin had its biggest upgrade in 4 years, since the introduction of Segregated Witness in 2017. The Taproot upgrade improves network privacy, scalability, security, and the ability to support complex transactions.

Market Commentary: Week of November 15, 2021

SWBC's LenderHub

Last Week. The week began with the continued unwinding of the massive, long-dated Treasury short positions that have roiled the markets and, in large part, caused the 10-year to revisit technical lows in yields, getting as low as 1.41% on Tuesday.

Auto financiers: What does your future look like?

Accenture

It feels like the end of the year is approaching at breakneck speed. Here in Chicago, Illinois, the days are getting shorter, and the temperatures are dropping. Thanksgiving is not far off. All of which makes me think it’s a good time to take stock before we head into the holidays.

Only 10% of Banks Support Crypto — Usually Bitcoin — for Cross-Border Deals

PYMNTS

Despite the availability of new payment options, many financial institutions (FIs) lag behind marketplace interest in cross-border payments innovations, especially when providing B2B access to cryptocurrency tools.

Digitally Transforming the Engagement Experience for Financial Institutions

Customer experience has become a key differentiator. Learn how to launch your digital transformation by incorporating two customer experience trends into your digital transformation strategy: self-service & personalization.

This Week in Fintech ending 19 November 2021

Daily Fintech

This week our experts brought you the following insights based on their experience as investors, entrepreneurs & executives.

2 keys to good ATM, Bitcoin ATM placement

ATM Marketplace

Often, stores shove ATMs and Bitcoin ATMs in inconvenient spaces. Here are two questions to ask to ensure your ATM is in the right spot

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Q3 2021 US credit card issuer snapshot

Accenture

Key themes Receivables showed positive YoY growth for the first time in five quarters. Purchase Volume growth continues to be quite strong, with all issuers reporting 15%+ YoY growth; AmEx and Chase, in particular, reported over 30% YoY growth.

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Circle Rolls out Program to Accelerate USD Coin Use

PYMNTS

Circle, a payments company and stablecoin operator, has introduced several new avenues toward financial inclusion, the Financial Times (FT) reported Wednesday (Nov.

The Importance of PCI Compliance and Data Ownership When Issuing Payment Cards

This eBook provides a practical explanation of the different PCI compliance approaches that payment card issuers can adopt, as well as the importance of both protecting user PII and gaining ownership and portability of their sensitive data.

(Some of) The macroeconomics of working from home

BankUnderground

John Lewis. Increased working from home (WFH) for public health reasons during the pandemic has spawned a debate about whether this shift might become permanent. In this post, I try to sketch out some of the (macro) economics of a longer-run post-pandemic shift towards more WFH.

Alt Lending week ended 19th November 2021

Daily Fintech

Brussels attempts to force Euro clearing services away from London may send everything to New York. While this is not strictly anything to do with lending it is certainly relevant to the fact that political interferences since Brexit have refused to go away.

Lucas Stangl of Merchants Bank Earns Accredited ACH Professional Certification

MerhantsBanks

Lucas Stangl has earned the Accredited Automated Clearing House Professional (AAP) designation according to Kerri Bronk, Vice President/Senior Operations/eChannel Officer for Merchants Bank. “We

N26 US Exit Renews Debate Over What Consumers Want From Digital Banking

PYMNTS

Announcing on Thursday (Nov. 18) that it is ceasing operations in North America starting in January 2022, Berlin-based neobank N26 has recharged the debate around what consumers want from digital-first and digital-only banking — and who they want providing such services.

LinkedIn + ZoomInfo Recruiter: Better Data for Better Candidates

Check out our latest ebook for a guide to the in-depth, wide-ranging candidate and company data offered by ZoomInfo Recruiter — and make your next round of candidate searches faster, more efficient, and ultimately more successful.

Two Bank Mergers and Its Effect on a State’s Economy

Banking Exchange

M&T’s merger with People’s United could potentially disrupt the state of Connecticut’s economy Community Banking M&A Management Feature The Economy Feature3. 1Community Banking

Part 3 If you pay peanuts you will get monkeys

Daily Fintech

What happened to Motif? If you believe that copy trading can disrupt fund management you have to answer this question. Motif allows individuals and investment advisors to invest in stock and bond portfolios built around everyday ideas and economic trends” (source Crunchbase).

Confessions Of A Shopaholic | How To Curb Your Spending Habits

BankBazaar

Ever reach a point at the end of the month where you just pause and wonder where all your money went? Well, welcome to the club! . No matter how many times the little voice in your head hopelessly chants “Spend less, spend less…”, it often leads you nowhere.

IRS Seizes $3.5B in Crypto in FY 2021

PYMNTS

The Internal Revenue Service (IRS) seized $3.5 billion in cryptocurrencies during the fiscal year 2021, accounting for 93% of the assets seized during the year.

Make Payment Optimization a Part of Your Core Payment Strategy

Everything you need to know about payment optimization – an easy-to-integrate, PCI-compliant solution that enables companies to take control of their PSPs, minimize processing costs, maximize approval rates, and keep control over their payments data.

Tactfully Overcoming the Top 5 Delinquent Borrower Objections

SWBC's LenderHub

It’s been a tough 18 months for millions of Americans.

Is AI “Pie In the Sky” For Insurance Distribution?

Daily Fintech

Globally, insurers contend with numerous distribution challenges — whether it is by virtue of the shift to remote sales networks or from balancing tech-assisted and human sales.

The Surge Of Digital Payments In India

BankBazaar

UPI has revolutionized the way we transact. Here’s a piece on how it has managed to do so. The 25th of August in 2016 was a significant day. It was the first time that Indian banks began publishing UPI-enabled apps to the Google Play Store.

Cash No Longer King in Latin America

PYMNTS

Colombia’s digital banking space expanded by 59% between 2019 and 2020. Other nations in Latin America are following that lead, Kushki Chief Revenue Officer Madeleine Clavijo said in an interview with PYMNTS.

A Recruiter’s Guide To Hiring In 2021

With vaccination rates rising, consumers spending more money, and people returning to offices, the job market is going through a period of unprecedented adjustment. As the New York Times observed, “It’s a weird moment for the American economy.” And recruiting professionals are caught in the middle. To make the most of this disruption, you need to understand the economic drivers, develop a strong strategy for unearthing valuable talent, and use the latest tech tools to get the job done. Read this guide to get your recruiting practice ready to thrive in the new normal.