Jeff For Banks

JUNE 24, 2010

'Economists and government officials continue to cite lack of lending activity as a key contributor to our economic malaise. At the same time, I keep hearing from bankers about the lack of credit-worthy borrowers and regulatory pressure regarding the quality of the bank loan portfolio. I am also seeing a rise in bank cash positions and a decline in business loan (C&I) portfolios (see chart).

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Lending FDIC Regulation Regional 67

Jeff For Banks

JUNE 5, 2010

'My boss loosens up strategic planning retreats with funny stories and anecdotes. Below is one of my favorites. The commercial lender''s part is played by Jack Nicholson and the finance part is played by Tom Cruise from A Few Good Men. If you haven''t seen the movie or don''t remember the sequence, I have it embedded below. Enjoy! A FEW GOOD COMMERCIAL LENDERS Lender : "You want answers?

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Jeff For Banks

JUNE 18, 2010

'Opinions are wide and varied on the subject of branching. Trends indicate that more customers are using electronic means to interface with their bank and are visiting branches much less. However, customer surveys continue to favor branch locations as a critical factor in determining where to bank. In the mid 1990''s, many industry professionals feared branch extinction.

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Community New Jersey Management Analytics 60

Jeff For Banks

JUNE 12, 2010

'A The Elizabethtown Public Library should send me Christmas cards because I don''t seem to be able to read a book in the allotted time. This generates late fees, manna from heaven for a public library. What it also does is force me to choose the books I read wisely because I don''t read as many as others. In this context, Being Strategic by Erika Andersen is an odd choice.

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Report Exercises Strategy Leadership 60

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