Abrigo

JANUARY 27, 2025

Transaction monitoring ensures more than just compliance Without reliable client and transactional data coming into your monitoring system, either manually or automatically, you could miss crucial suspicious activity. This could put your institution at regulatory and reputational risk. Transaction monitoring in financial institutions Financial institutions operate in an environment where even the slightest data discrepancies can create outsized risks.

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Data Compliance Fraud Training 195

Payments Dive

JANUARY 28, 2025

Billionaire Elon Musk’s social media site has forged an alliance with the card network giant to launch a new digital payments tool later this year.

Tools 461

Tools social media Payments Cards 461

South State Correspondent

JANUARY 22, 2025

Banks often lose 5% of a loan’s value before a loan is even booked due to interest rate risk in loan pricing. Persistently high inflation and the unknowns in the new administrations implementation of stated policies have translated to rapid increases in long-term interest rates. In a period of rapid change (or high volatility), we see some banks fall into a trap of mispricing their commercial loans.

Policies 195

Policies Marketing Course 195

Perficient

JANUARY 21, 2025

The insurance industry in 2025 is at a pivotal point, with key digital insurance trends leading the charge in transforming how carriers operate and interact with customers. Carriers must innovate, adapt to these changes, and leverage new technologies to maintain a competitive edge. Insurance Trend #1: Building Business Resilience Underwriting actions in response to increased claim frequency and severity are expected to stabilize combined ratios across most property and casualty insurance lines i

Trends 221

Trends Customer Experience social media Innovation 221

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Why Legacy Lending Workflows Are Costing You More Than You Think Legacy systems and manual workflows might feel familiar, but they come with growing risks—compliance gaps, costly delays, and lost opportunities. This guide breaks down why clinging to traditional processes is no longer sustainable and how automation can help lenders regain control, improve efficiency, and reduce risk across the closing process.

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American Banker

JANUARY 14, 2025

At banks like Citi and SouthState, generative AI models are put through additional rounds of testing before they make it into the pilot stage.

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Company Technology 85

ATM Marketplace

JANUARY 10, 2025

Bradley Cooper, podcast host, spoke with Felix Nater, security expert and owner of Nater Associates LTD, about how banks can successfully implement safety plans.

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Security 133

TheGuardian

JANUARY 17, 2025

Latest setback, after talks with Treasury, blamed on lack of clarity about implementation in US Business live latest updates The Bank of England has delayed the introduction of tougher global banking capital rules by a further year to prevent another 2008-style crash, blaming the second delay on a lack of clarity about its implementation in the US.

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US Regulation Capital Policies 84

ABA Community Banking

JANUARY 9, 2025

The ABA Foundation offers resources for bank customers and employees on how to recover financially from disasters and on how to avoid scammers who prey on disaster victims and people seeking to donate to recovery efforts. The post Resources for banks to assist customers, employees affected by California wildfires appeared first on ABA Banking Journal.

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Resources California How To Community Bank 111

The Paypers

JANUARY 20, 2025

The ECB , together with the Riksbank and Danmarks Nationalbank , have been focusing on an initiative that facilitates instant payments between currencies.

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Payments 97

Advertiser: Trellis

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

Data

Abrigo

JANUARY 21, 2025

Taking a vacation is often a well-deserved break, but for financial crime professionals, it can trigger significant stress. Fraud and AML/CFT suspicious activity monitoring is a cornerstone of any AML program and a critical part of a financial institutions safety and soundness. However, compliance departments are frequently understaffed. Unexpected disruptions like turnover or family leave can exacerbate an already challenging workload for staff.

Fraud 221

Fraud Training Analysis Compliance 221

South State Correspondent

JANUARY 22, 2025

As you approach strategic planning season, one topic that will surely come up is your strategy for generative AI (gen AI). Luckily, you can turn to gen AI to help you in your planning, as the strategic process is just one of the many bank processes that bankers can improve with this technology. This article presents our six-step framework for getting started, discusses using AI for strategic planning, and looks at some of its strengths and risks.

How To 195

How To Data Training Tools 195

Perficient

JANUARY 8, 2025

Its difficult, in the consulting services industry, to explain the requirement for existence of a core thought leadership group to augment the sales and marketing teams that are tasked with collection of logos. In todays hypercompetitive and fast evolving marketplace, the lines between thought leadership and sales are increasingly intertwined… Thought leadership, when done right, isnt just about looking and talking smart (though thats nice).

Leadership 221

Leadership Trends Industry Strategy 221

Payments Dive

JANUARY 21, 2025

The emerging technology will help merchants process payments faster and provide customers with more ways to pay, those who follow the payments industry say. It will also increasingly offers a defense against rising fraud.

Industry 469

Industry Payments Fraud Technology 469

Advertiser: ZoomInfo

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.

Marketing

TheGuardian

JANUARY 10, 2025

Executives acknowledge not everyone will agree with this decision as bank calls time on remote and hybrid working JPMorgan Chase is summoning all staff back to the office, becoming the latest corporate giant to call time on era of remote and hybrid working sparked by the Covid-19 pandemic. The USs largest bank, which has some 316,000 employees worldwide, announced on Friday that all workers on hybrid work schedules will be required to return to the office five days a week from March.

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US 108

ABA Community Banking

JANUARY 8, 2025

From AI and crypto to complex regulatory challenges and increasingly diverse markets, bank executives face increasingly complex strategic decisions, and so do bank boards. Veteran bank board members and executives Jenn Docherty and Virginia Varela discuss how bank boards can position their banks for success in a challenging environment. The post Podcast: How boards can position their banks to navigate change appeared first on ABA Banking Journal.

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Virginia Marketing Community Bank Community 80

Abrigo

JANUARY 24, 2025

CRE origination, refinancing, and pricing challenges Experts from Trepp and Abrigo describe recent origination and delinquency trends in commercial real estate portfolios. They also share tips for managing risk and pricing. Key topics covered in this post: The big-picture view of CRE from Trepp Trepp bank consortium originations are 58% below pre-COVID averages Rising delinquency rates, especially in specific markets How to manage CRE risk and pricing Changes in the commercial real estate marke

Lending 221

Lending Trends Risk Management Management 221

South State Correspondent

JANUARY 27, 2025

In Part 1 ( HERE ), we explained the why and how to use generative AI (Gen AI) for bank strategic planning. We highlighted how Gen AI changes the planning process and provided sample prompts. In this article, we cover the remaining five steps and detail how to build a Monte Carlo model to test your initiatives. Lets continue to the next step in using gen AI for bank strategic planning.

Tools 195

Tools Training Data Strategy 195

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Groups

Perficient

JANUARY 21, 2025

The insurance industry in 2025 is at a pivotal point, with key digital insurance trends leading the charge in transforming how carriers operate and interact with customers. Carriers must innovate, adapt to these changes, and leverage new technologies to maintain a competitive edge. Insurance Trend #1: Building Business Resilience Underwriting actions in response to increased claim frequency and severity are expected to stabilize combined ratios across most property and casualty insurance lines i

Trends 221

Trends Customer Experience social media Innovation 221

Payments Dive

JANUARY 16, 2025

The digital payments provider agreed to pay penalties to the Consumer Financial Protection Bureau and a group of states under settlements that alleged the company violated banking laws.

Regulation 436

Regulation Groups Payments Company 436

TheGuardian

JANUARY 21, 2025

Shares in Lloyds and Close Brothers rise as Treasury seeks to tell court that lawsuit could cause economic harm Business live latest updates The chancellor, Rachel Reeves, has launched a rare bid to intervene in a supreme court hearing in the car finance commission scandal that could reduce the 30bn-plus compensation bill lenders currently face. Shares in Lloyds and Close Brothers, two of the biggest providers of motor finance, surged on Tuesday after the Treasury submitted an application to th

Industry 111

Industry 111

BankBazaar

JANUARY 7, 2025

New Year, new goals. Thats what we always say, isnt it? Every January, we start with the best intentions: This is the year Ill get my finances sorted!. But by March, those goals often fizzle out as life takes over. So, how can we set financial goals that actually stickones that survive the chaos and still make a real impact by the end of the year? Start With A Money Audit Before setting any financial goals, its essential to understand where your money is going now.

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Cards How To Payments Strategy 78

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Technology

Abrigo

JANUARY 17, 2025

This article covers these key topics: What is a core deposit intangible? Why are core deposit intangibles important? Using core deposit intangibles in mergers and acquisitions Using the core deposit intangible to assess value at banks & credit unio ns When evaluating a potential acquisition, banks must assess the core deposit intangible (CDI). Read on to learn about the importance of this metric, especially in today's dynamic environment.

Strategy 195

Strategy Guidelines Management Operations 195

South State Correspondent

JANUARY 6, 2025

A credit tenant loan (CTL) is typically structured as a loan secured by the real estate pledged as collateral, with or without personal borrower guarantees, and, most importantly, the obligation of a credit-rated tenant of that real estate to pay rent. These loans have both bond and loan qualities. They are like a bond in that the credit-rated tenant has an obligation to pay rent and this is typically a senior obligation of the tenant.

Community Bank 195

Community Bank Community Examples Lending 195

Jack Henry

JANUARY 10, 2025

In an increasingly complex financial world, small businesses and large corporations face distinct challenges when it comes to managing their finances. While small businesses may focus on day-to-day operations, cash flow, and financial planning, larger enterprises typically require more sophisticated tools for handling complex treasury functions such as liquidity management, risk mitigation, and large-scale payment processing.

Management 88

Management Tools Operations Payments 88

Payments Dive

JANUARY 16, 2025

The payments were made over a three-year period beginning in 2020, and were not listed in some filings with the Securities and Exchange Commission. As a result, the company agreed to pay a fine under a settlement last week.

Payments 436

Payments Security Company 436

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Operations