South State Correspondent

MAY 21, 2025

A central part of any bank AI strategic plan is the path banks will take to acquire and train human capital to manage this challenge. Artificial intelligence (AI) and its component parts, machine learning, generative AI and agentic AI, is unlike any technology we have ever seen. While undoubtedly some of the complexity will fade into the background like how the innovations of steam, electricity, computers, and the internet did, AI is fundamentally different in that humans will need a certain lev

Data 195

Data Training Operations Management 195

Abrigo

MAY 3, 2025

A practical framework built for speed, efficiency & community impact Supporting small businesses in your community while meeting the bank or credit union's expectations around risk and reward demands a well-structured, deliberate small business lending program. Here's how to build one. Key topics covered in this post: Simply offering loans to small businesses doesn't cut it.

Lending 195

Lending Community How To Policies 195

South State Correspondent

MAY 11, 2025

During first-quarter updates, many US banks amended their expectations because of economic uncertainty and a possible business downturn. How should community banks interpret the current economic uncertainty, the possible reset to the business environment, and how should managers address risks? Economic Uncertainty We considered two bellwether indices that measure policy-related economic uncertainty.

Community Bank 195

Community Bank Community Policies Risk Management 195

ATM Marketplace

MAY 13, 2025

Man in the middle attacks are increasing in intensity against ATMs. Here's what they are and how to prevent them.

ATM 114

ATM How To 114

Speaker: Joe Wroblewski, Sales Engineer Manager

Automating time-consuming manual tasks can save your firm hundreds of hours–and thousands of dollars. But it can also have longer-lasting benefits, like helping you attract and retain the next generation of CPAs, and we don’t need to tell you how important that is amid the current generational staffing crisis in the tax and accounting profession. You'll want to save your seat for this new webinar with industry expert Joe Wroblewski, where we'll explore how to: Maximize ROI with Cost-Effective Te

Taxes

American Banker

MAY 23, 2025

With licensing bills progressing through both the House and Senate, stablecoins are poised to become part of the regulated financial sector. How the banking and payments landscape will respond to that is up for debate.

Payments 101

Payments Regulation Policies cryptocurrency 101

Perficient

MAY 22, 2025

Perficients longstanding partnership with Salesforce is a testament to our belief in this platforms transformative power in solving complex business challenges and designing superior digital experiences. We strive to stay ahead of the evolving Salesforce ecosystem and actively shape its future. Our talented Salesforce professionals go beyond mere implementation; we focus on driving innovation, fostering connections, and creating meaningful change for our clients and the broader technology lands

Innovation 221

Innovation Data Operations Industry 221

Abrigo

MAY 6, 2025

This article covers these key topics: What is a loan review worksheet? 5 Benefits of using worksheets Worksheet examples for loan reviewers Utilizing loan review worksheet for consistent analysis Analytical inconsistency is a persistent challenge in the loan review profession, often leading to wildly different approaches across reviewers. Striking the right balance is essentialand a structured tool like the loan review worksheet can help reviewers achieve clarity, consistency, and more meaningf

Analysis 195

Analysis Analytics Examples Comparison 195

South State Correspondent

MAY 7, 2025

When it comes to bank performance, there are lots of metrics to manage. The two that we would submit are the most important, are risk-adjusted return on capital (RAROC) and customer relevancy. While we have spoken at length about managing loans, deposits and customers around RAROC, in this article we focus on measuring relevance. Producing a RAROC above your cost of capital needs to be balanced with creating a bank that impresses your customers so much that they engage with you and talk about yo

Survey 195

Survey Examples Groups Management 195

TheGuardian

MAY 25, 2025

Government expected to sell last shares in banking group this week, drawing a line under 2008 financial crisis bailout Fred the Shred Goodwin, the disgraced ex-boss of Royal Bank of Scotland, is estimated to be receiving an annual pension worth nearly 600,000, as the government prepares to declare a 10bn loss after selling its final stake in the bank as early as this week.

Groups 112

Groups 112

Advertisement

Anchor Loans, one of the nation’s top private lenders, turned to GoDocs to modernize its document preparation process and keep pace with growing loan volume. By automating doc generation and integrating seamlessly with internal systems, Anchor Loans drastically reduced prep time and minimized risk—without adding headcount. Learn how GoDocs helped Anchor Loans begin finalizing loan packages in just minutes, enabling faster, more scalable lending with real-time compliance across 48 states.

Case Study

Jeff For Banks

MAY 23, 2025

The biting December air, thick with the acrid scent of gunpowder and the chilling reality of war, clung to the shattered stones of Sommocolonia. In this small Italian village, nestled precariously in the Apuan Alps, a drama of extraordinary courage and selflessness unfolded on December 26, 1944. At the heart of this pivotal moment stood First Lieutenant John Robert Fox , a forward observer attached with the 598th Field Artillery Battalion of the 92nd Infantry Division the famed Buffalo Soldiers

Ohio 91

Ohio Massachusetts United States National 91

Payments Dive

MAY 6, 2025

The biggest U.S. card network is setting up partnerships and innovating behind the scenes to develop stablecoins for cross-border uses.

Payments 399

Payments Innovation Cards 399

BankUnderground

MAY 29, 2025

Miruna-Daniela Ivan The widespread practice of financial institution to re-use securities received as collateral plays a key role in the repurchase agreement (repo) market functioning. By increasing the availability of securities which can be used as collateral, collateral re-use lowers funding costs under normal market conditions, allowing collateral to flow to where it is most needed.

Marketing 89

Marketing Security Lending Policies 89

ATM Marketplace

MAY 27, 2025

Effectively responding to challenges in the ATM industry requires detailed analysis and planning, as well as a comprehensive execution strategy that includes robust testing tools.

ATM 131

ATM Industry Analysis Tools 131

Advertisement

Automation generally supercharges any process and brings its value to the forefront. See how infusing automation such as ART (our month-end close solution), into your close can get you to the next level of closing. We will share a live demo of SkyStem's solution, ART and share the key elements of month-end close automation. Through ART, we'll take a look at: What month-end close automation entails Which process steps can and should be automated Benefits of achieving process automation, and Why i

Groups

South State Correspondent

MAY 20, 2025

As of May 2025, the Federal Open Market Committee (FOMC) maintained the federal funds rate at a target range of 4.25% to 4.5%. This decision not to move reflects the Fed’s cautious approach amid rising risks of both inflation and unemployment, influenced by recent tariff policies. Fed Chair Jerome Powell emphasized the heightened uncertainty, stating, “It’s not at all clear what the appropriate response for monetary policy is at this time.” Essentially, the Fed stated tha

Risk Management 195

Risk Management Policies Community Bank Community 195

TheGuardian

MAY 2, 2025

Live, rolling coverage of business, economics and financial markets as FTSE 100 gains on hopes of US-China trade thaw; Shell profits drop 28% to $5.5bn Commodities companies are among the best performers on stock markets this morning. They would be among the best placed to benefit from the US backing down in its trade war with China. The FTSE 100 has a lot of Europes big mining listings, and they are leading the way on Friday.

US 114

US Marketing Company Groups 114

Jeff For Banks

MAY 5, 2025

In a discussion today, I asked a bank CEO and Chief Banking Officer: Why can't we design a business checking account that uses technology to determine the average balance that receives interest over a certain amount instead of this Analysis Checking product? Instead of applying all of these transactions to burn down what would be interest paid to the customer.

Management 96

Management Analysis FDIC Marketing 96

Payments Dive

MAY 15, 2025

Financial institutions battling an increase in fraud, particularly push-payment scams, have been stymied in sharing information that might help them better protect customers.

Fraud 349

Fraud Payments 349

Advertiser: Trellis

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

Data

American Banker

MAY 16, 2025

Legacy payment systems won't cut it as autonomous software agents begin transacting and collaborating at scale. New payment rails that take advantage of blockchain technology will be vital in the future.

System 99

System Payments blockchain Software 99

ATM Marketplace

MAY 16, 2025

There are big benefits to installing retail ATMs. Check out five of them down below.

ATM 124

ATM Retail 124

South State Correspondent

MAY 15, 2025

Larger banks have long relied on Application Programming Interfaces (APIs) to streamline operations, enhance interoperability, and enable digital transformations. Yet, as we enter a new era dominated by agentic artificial intelligence (AI)AI that autonomously executes actions on behalf of userstraditional APIs are increasingly showing limitations. Banks need to begin thinking differently, considering the adoption of a Model Context Protocol (MCP) as either a complement or replacement to their ex

System 195

System Fraud Strategy Examples 195

TheGuardian

MAY 1, 2025

Exclusive: Britain is key financial hub for destructive fossil fuel mega-projects, according to research Banks in the City of London have poured more than $100bn (75bn) into companies developing carbon bombs huge oil, gas and coal projects that would drive the climate past internationally agreed temperature limits with catastrophic global consequences according to a study.

Study 111

Study Company 111

Advertiser: ZoomInfo

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.

Marketing

Jack Henry

MAY 12, 2025

For the past two years, weve been advising financial institutions to add both the FedNow Service and RTP Network to their digital payments offering. From the start, our mantra has been, Receive now, receive on both, and decide later which network to send on. The rationale was simple: Why miss out today on easy deposits from receiving instant payments?

Strategy 103

Strategy How To Payments Community Bank 103

Payments Dive

MAY 5, 2025

The Senate Finance Committee chair urged colleagues to support Frank Bisignano to become head of the Social Security Administration when they vote on his nomination this week.

Security 368

Security 368

American Banker

MAY 28, 2025

The Treasury Department is claiming extensive authority to pry into the private financial information of Americans on the flimsiest of pretexts. It's time for the courts to step in.

Policies 89

Policies Compliance Regulation 89

ATM Marketplace

MAY 27, 2025

Although there are still reports of traditional hook and chain ATM thefts, a new more dangerous trend of cyberattacks has become increasingly prevalent.

ATM 112

ATM Trends Report 112

Speaker: Joe Wroblewski, Senior Sales Engineer

Is your tech stack working for you—or are you working for it ? 🤖 In today’s world of automation and AI, technology should simplify workflows—not add complexity. Seamless integration and interconnectivity are key to maximizing productivity, optimizing workflows, and improving collaboration. Join expert Joe Wroblewski for a practical and insightful session on how you can build a smarter, more connected tech stack that drives efficiency and long-term success!

Technology