October, 2021

How banks can break the cycle of IT transformation fatigue


For many middle market banks, IT transformation is constant. Ever since the Agile Manifesto 20 years ago, it’s like we’ve been in a race that never reaches the finish line. Banks implement agile teams. They invest to become more digital. They scale their transformation.

Apollo Fintech Rolls Out Cross-Border Payment Network


Apollo Fintech on Wednesday (Oct. 27) announced its bank wire network, Knox Wire, will debut Jan. 15, 2022, and that registrations are now available for the platform, which can process same-day cross-border payments for almost 20,000 financial institutions around the world.


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Rebeca Romero Rainey: Developing innovation strategy

Independent Banker

Photo by Robert Severi. Community banks are independent institutions fueled by the needs of their individual communities, so what constitutes innovation will look and feel different for every bank.

Bitcoin stronger than ever

Daily Fintech

Bitcoin hit $55,000 for the first time since mid-May, as cryptocurrency prices continue to rise in October. Bitcoin exceeded $55,833 according to Coinmarketcap on Friday. Ilias Louis Hatzis is the founder and CEO at Kryptonio wallet.

Your Guide to Using Conversational Marketing to Drive Demand Generation

What is conversational marketing really about? This guide will examine the market forces at play, shifting buyer trends, how to leverage conversation marketing, and the tactics involved in adopting it for a B2B demand generation strategy.

What Do the FFIEC IT Handbook Updates Really Mean?

Strategically Speaking

On June 30, 2021, the FFIEC issued a new booklet in the FFIEC Information Technology Handbook (IT Handbook) series entitled, “Architecture, Infrastructure, and Operations” (AIO). Great, you might say … translation, please? Banking

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Accelerate bank transformations with cloud-native cores


Core banking systems have sat at the heart of banks’ operations for decades. But with the banking landscape changing faster than ever – thanks to new digital innovations, regulations, and consumer expectations – many of these legacy platforms now struggle to keep pace. The result?

Visa X-Border Payments Volumes Surge 38%


Visa ’s latest earnings results, this time for its fiscal fourth quarter, showed continued rebounds in consumer spending, especially across borders, as economies reopened. In terms of headline numbers, and performance against Street expectations, the company’s $1.62

Lindsay LaNore: The great brainstorming session

Independent Banker

By Lindsay LaNore, ICBA. When the word brainstorm first came into being, it described a sudden, violent fit. Midway through the 20th century, an American advertising executive used the term to describe a “commando” system for attacking creative problems, and the idea took off.

Ripple Joins Nonprofit Focused on Creating Digital Pound


Blockchain solutions provider Ripple has joined the Digital Pound Foundation, a nonprofit focused on the creation and implementation of a digital pound in the United Kingdom, according to a Thursday (Oct. 14) press release.

Digitally Transforming the Engagement Experience for Financial Institutions

Customer experience has become a key differentiator. Learn how to launch your digital transformation by incorporating two customer experience trends into your digital transformation strategy: self-service & personalization.

73 Million US Consumers Are Already Living in the Connected Economy


Consumers have become accustomed to near-ubiquitous internet access to get goods and services on-demand, as well as run multiple facets of their lives.

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Nigerian Payments Startup Flutterwave Seeks New Funding at $3B Valuation


Nigerian cross-border payments startup Flutterwave is putting its feelers out for a new round of funding at a minimum valuation of $3 billion, about triple its last value, per news reports that cited unnamed sources.

Solving the skill gap in banking’s cloud journey


The competitive landscape in banking has shifted. Cloud competence no longer gives a bank an edge—cloud mastery is required. Accenture’s experience has demonstrated that focusing on alignment, ability and adoption—which we also call “The Three As” —is a powerful approach for achieving cloud mastery.


ECB Shuns Visa, Mastercard, PayPal for Digital Euro Advisory Panel


The European Central Bank (ECB) has announced the 30 people to be on its Market Advisory Group for its digital euro project, according to a press release. The group will advise the ECB on the design and distribution of a possible digital euro, the release stated.

The Importance of PCI Compliance and Data Ownership When Issuing Payment Cards

This eBook provides a practical explanation of the different PCI compliance approaches that payment card issuers can adopt, as well as the importance of both protecting user PII and gaining ownership and portability of their sensitive data.

Robert Fisher: Who sits at your table?

Independent Banker

Photo by Heather Esposito. Working with a community bank is like being welcomed into the fold, and that’s why we choose our partners with care. Fall is my favorite season for all that it delivers: college football, tailgating, barbecue, changing leaves and crisp air.

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XRP Prices Up Despite Ongoing Ripple SEC Woes


The cryptocurrency XRP hit $1.23 Saturday (Oct. 9), up by over 9% in 24 hours, while its blockchain payments network Ripple is in the middle of an ongoing courtroom drama with the U.S. Securities and Exchange Commission (SEC), Decrypt reported.

Hasbro Partners With WAX on Power Rangers NFT Collection 


Toy and entertainment company Hasbro, Inc. announced Friday (Oct. 22) during Hasbro Pulse Con that it has teamed up with The Worldwide Asset eXchange (WAX) for its first non-fungible token (NFT) collection, featuring the Power Rangers, according to an Action Figure Insider report. .

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As Business Model Matures, B2B Subscriptions Have Become Hot Growth Area


Over the last two years, the rate at which consumers sign up for subscriptions has jumped significantly, leading some companies to consider the model for their business-to-business (B2B) relationships as well.

LinkedIn + ZoomInfo Recruiter: Better Data for Better Candidates

Check out our latest ebook for a guide to the in-depth, wide-ranging candidate and company data offered by ZoomInfo Recruiter — and make your next round of candidate searches faster, more efficient, and ultimately more successful.

How to integrate M&A into the cloud effectively


In Accenture’s recent report, Merging M&A and cloud journeys, we highlight how technology “is a cornerstone of the long-term blueprint for any merger or acquisition.” That’s important to note since in the last year, the financial services industry has witnessed significant activity in M&A.

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Bitcoin Daily: Venezuela's Simon Bolivar Int'l Airport to Accept Crypto for Flights; BitPay, Wix to Team on Crypto Payments


Simón Bolivar International Airport, which is Venezuela’s largest airport and also known as Maiquetía, will add bitcoin, Dash and Petro as payment options for clients buying tickets, CryptoPotato reported. Petro is a Venezuelan government-issued digital asset.

Now is a prime time for digital account opening

Independent Banker

Photo by Anchiy/Getty Images. How Americans bank has been changing for years, including how they start their banking relationships. Offering the ability to open an account online can be one way to reach customers who are unable to join your community bank in person. By Jen A. Miller.

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Robot vs. Robot: PayPal Taps AI/ML in Battle Against Fraudsters, Chargebacks and Passwords


Artificial intelligence (AI) and machine learning (ML) are helping merchants and online platforms get smarter about detecting risk. The bad guys have high tech too. Deepfakes are gaining ground, along with synthetic identities.

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Make Payment Optimization a Part of Your Core Payment Strategy

Everything you need to know about payment optimization – an easy-to-integrate, PCI-compliant solution that enables companies to take control of their PSPs, minimize processing costs, maximize approval rates, and keep control over their payments data.

White House Mulls Executive Order for Crypto Guidance


An executive order regarding cryptocurrency is being considered by the Biden administration, with the White House mulling a government-wide approach to digital currency oversight, Bloomberg reported on Friday (Oct. 8), citing unnamed sources.

73% of UK Businesses Suffered Phishing-Related Data Breaches in Last 12 Months


Merchants across the globe are expected to lose more than $20 billion to fraud in 2021 alone, a staggering amount indicating the rising menace digital fraud poses to businesses and individuals.

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How neobanks can balance profit and sustainability


Neobanks are multiplying rapidly and they offer incredible opportunities to disrupt the financial services market. Accenture’s Global Banking Industry Outlook estimates that in 2020, 20% of all players in the banking and payments sectors were less than 15 years old.

Exclusive: JPMorgan Debuts Digital Bill Payment Solution


Morgan has rolled out a new digital bill payment feature to be announced later today, the company told PYMNTS exclusively. The feature is powered by Paymentus, which works in cloud-based bill payment technology.

A Recruiter’s Guide To Hiring In 2021

With vaccination rates rising, consumers spending more money, and people returning to offices, the job market is going through a period of unprecedented adjustment. As the New York Times observed, “It’s a weird moment for the American economy.” And recruiting professionals are caught in the middle. To make the most of this disruption, you need to understand the economic drivers, develop a strong strategy for unearthing valuable talent, and use the latest tech tools to get the job done. Read this guide to get your recruiting practice ready to thrive in the new normal.