South State Correspondent

JANUARY 22, 2023

In a previous article ( here ), we discussed why commercial loan prepayment protection would be a critical return on asset (ROA) driver for community banks in 2023. We outlined the four main reasons why prepayment provisions increase profitability for banks. We also discussed the four standard prepayment provisions for commercial loans (step-down, lock-out, defeasance, and symmetrical breakeven provision).

Community Bank 195

Community Bank Community Capital Maine 195

American Banker

JANUARY 22, 2023

Report 91

Report Payments 91

The Financial Brand

JANUARY 22, 2023

This article How U.S. Bank’s Innovation Team Gets a Read on the Future for Ideas to Incubate appeared first on The Financial Brand. What’s it like when innovation leaders take a field trip? Turns out, futuristic gadgets at the Consumer Electronics Show get their own wheels spinning. This article How U.S. Bank’s Innovation Team Gets a Read on the Future for Ideas to Incubate appeared first on The Financial Brand.

Innovation 29

Innovation Branding 29

The Financial Brand

JANUARY 22, 2023

This article The Power of Data Democratization in Banking appeared first on The Financial Brand. Banking organizations are using technology to break down data silos, improve data quality, and deliver insights for a broader array of staff. This article The Power of Data Democratization in Banking appeared first on The Financial Brand.

Data 35

Data Branding Technology User Experience 35

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