Perficient

MAY 15, 2023

Given that 81.5% of Americans are considered “fully banked,” many opportunities exist for financial services institutions to take advantage of the vast amount of customer data they possess. Here are three ways financial services institutions can reap the benefits of a data-driven mindset. 1. Improved Productivity & Efficiency. Institutions that prioritize their data will realize the importance and benefits of optimizing data processes.

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Payments Dive

MAY 15, 2023

“Regional regulatory bodies must work together on common financial standards that support multilateral payment systems if we are to make progress,” writes one payments professional.

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How To Payments Regional System 243

South State Correspondent

MAY 15, 2023

Last week we spoke to a $1.2B community bank management team. The CLO was lamenting how he was losing quality loans and deposits to three aggressive national banks in the territory. An example was a $1.95mm owner-occupied CRE loan, where the borrower had multiple operating accounts totaling almost $500k. While this community bank is not aggressively pricing new loans, losing this commercial credit with a substantial deposit relationship was painful.

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National Community Bank Community Examples 195

Payments Dive

MAY 15, 2023

Currently focused on e-commerce, Catch seeks to bring its ACH payment option into stores.

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Payments 243

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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper

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Gonzobanker

MAY 15, 2023

Data-driven best practices will help ensure a successful consumer lending transformation. In today’s digital-centric environment, consumers expect faster everything – and turnaround time on a loan application is no exception. However, Cornerstone research and data indicate that most banks and credit unions are simply not in step with customer expectations.

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Lending Leadership System Data 157

BankBazaar

MAY 15, 2023

Say hello to Sarita Povaiah our Jedi Master of Product Content Wizardry who flawlessly fuses design, and customer voice into a symphony of awesomeness! With an insatiable curiosity and a zeal to learn, she embarked on her adventure with us in August 2014. She embraced the thrill of setting up a team, learning from her mistakes, and thinking on her toes to fill any gaps that arose.

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CFPB Monitor

MAY 15, 2023

A Colorado bill (HB23-1229) that would opt out of Section 521 of the Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDA) (codified at 12 U.S.C. 1813d), a federal law enacted to create competitive equality between state-chartered banks and national banks, was approved by both the Colorado Senate and House of Representatives, and will be sent to the Governor shortly.

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The Banker

MAY 15, 2023

With an ever-expanding remit and shouldering more strategic responsibility, the chief risk officer’s job is arguably the most difficult in the C-suite. Joy Macknight reports.

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Report 72

TheGuardian

MAY 15, 2023

The Financial Conduct Authority will soon launch the ‘consumer duty’, a tough new regime supposed to ensure firms put people’s needs first New rules, taking effect in just over two months, aim to ensure that people are treated better by the companies from which they get their mortgages, current accounts, insurance and other financial products. Banks, building societies, insurers, investment firms, and many other businesses have been warned they must be ready for one of the biggest-ever shake-ups

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Regulation Company 69

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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202

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CB Insights

MAY 15, 2023

The Nasdaq Stock Market is home to over 4,200 listed companies with a combined market capitalization of approximately $19.3T, as of year-end 2022. But more broadly, Nasdaq is a global capital markets tech company that builds and sells financial software to corporations, investors, and other marketplaces. These offerings range from platforms focused on data management for environmental, social, and governance (ESG) initiatives to portfolio analytics for asset managers.

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Capital Strategy Marketing Analytics 63

The Paypers

MAY 15, 2023

Representatives from the European Banking Authority have expressed their concerns over large stablecoins and their effect on public policy goals.

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Policies 68

BankInovation

MAY 15, 2023

Wells Fargo on May 8 named Jeff Hogan as its co-head of global mergers and acquisitions within its banking division. Hogan joined the $1.9 trillion bank after leaving Morgan Stanley, where he held the same position, according to a Wells Fargo release.

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Report 52

The Paypers

MAY 15, 2023

Polygon ID has partnered with Australia-based Verida to help the latter launch a mobile crypto wallet supporting zero knowledge credentials.

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Mobile 69

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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.

Lending

FICO

MAY 15, 2023

Home Blog Feed test AGL Boosts Payments 40% with FICO's Personalised Digital Collections Leading Australian essential service provider uses FICO Customer Communication Services and wins FICO ® Decisions Award for Debt Management Thu, 05/11/2023 - 07:32 Saxon Shirley by Nikhil Behl Chief Marketing Officer expand_less Back to top Mon, 05/15/2023 - 12:00 Early Adoption Increases Payments by $19M Leading Australian integrated essential service provider AGL has partnered with FICO to deliver a next-g

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BankInovation

MAY 15, 2023

Debt collection is challenging even during times of economic expansion, so when a recession looms, banks and lenders (and the customers you serve) are in even more of a bind.

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Management Payments Security 52

The Paypers

MAY 15, 2023

Mastercard has integrated the solutions of transaction guarantee company Vesta into Mastercard Payment Gateway Services (MPGS) to improve fraud protection for ecommerce merchants.

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Fraud Payments Company 41

BankInovation

MAY 15, 2023

Mastercard has launched an enhancement to its Open Banking Account Opening solution to make it more secure as clients increasingly go digital.

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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

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The Paypers

MAY 15, 2023

Global information services company Experian has announced the launch of a fintech-focused version of its fraud prevention data network Hunter to the US to fight fraud.

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American Banker

MAY 15, 2023

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Marketing Lending Technology 81

The Paypers

MAY 15, 2023

Paytech Nexi has announced a partnership with Italy-based insurance company ITAS Assicurazioni to launch ITAS Pay as part of the latter’s digital transformation journey.

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Groups Company 36

American Banker

MAY 15, 2023

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Cards Lending 78

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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.

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The Paypers

MAY 15, 2023

US-based non-dilutive funding provider Capchase has launched Capchase Pay, a B2B BNPL solution that aims to reduce the length of SaaS deal cycles and increase sales.

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US 36

American Banker

MAY 15, 2023

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Operations 74

The Paypers

MAY 15, 2023

Digital technology company Alibaba Cloud has announced its plans to further strengthen its ecosystem of global partners by launching a new series of initiatives.

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Technology Company 36

American Banker

MAY 15, 2023

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Community Bank Community 69

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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

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